2. Sale Contract /Murabaha . Muhammad Najeeb Khan

15. Step by Step Murabaha

19. 2 . Client appointed as agent to purchase goods on bank’s behalf 2- Agency stage Agency Agreement Bank Client Agreement to Murabaha

20. . Bank gives money to supplier through client’s account for purchase of goods. Stage Two for Murabaha financing Islamic Bank 2- Agency stage Agreement to Murabaha Agency Agreement Disbursement to the Supplier Bank Client

21. . Client purchases goods on bank’s behalf and takes their possession. Stage three for Murabaha financing 3. Acquiring Possession Client purchases goods and takes possession Transfer of Risk Vendor Bank Client

23. . Bank accepts the offer and sale is concluded. Stage four (b) for Murabaha financing 4. Execution of Murabaha Murabaha Agreement + Transfer of Title Bank Client

24. . Client pays agreed price to bank according to an agreed schedule. Usually on a deferred payment basis (Bai Muajjal) Stage four (b) for Murabaha financing 4. Execution of Murabaha Payment of Price Bank Client

32. Securities Against Murabaha Price

50. STAGES OF MURABAHA 4- EXECUTION OF MURABAHA

51. Actual Murabaha Sale OFFER & ACCEPTANCE

55. ISSUES IN MURABAHA

57. Risk Management IN MURABAHA

59. END OF PRESENTATION JAZAKAMUALLAH