There are two kinds of builders - wise builders and foolish builders. The wise build their house on solid rock by reading scripture daily, meditating on God's word, and applying it to their lives. They build a foundation that can withstand storms like temptation, loss, prosperity, or the final judgment. The foolish builders rush through scripture without applying it; their house is built on sand and will collapse when storms come. We must build our spiritual house carefully according to God's word to withstand life's tests.