1. Nidhi Investment Consultant
Presented by :-
Rajendra B Jain
+919898367973
Life Insurance Advisor LIC of India - Ahmedabad
Mr. Aayush
A presentation specially compiled for
"Insure & be secure"
2. Rajendra B Jain
Nidhi Investment Consultant
Life Insurance Advisor
LIC of India - Ahmedabad
+919898367973
Ref. No. 000000000079
Magic Mix Illustration for Mr. Aayush (age 24)
Proposed Insurance
Basic Sum
Assured Md
Tax
Beneficiary
^ Install.
Premium
Id Com.Date
Term/
PPT
Plan Name
DAB Rider
SA
Y
1 28/10/2020 936-Jeevan Labh 25/16 5,00,000 23,632
5,00,000
Y
2 28/10/2020 915-New Jeevan Anand 27/27 1,00,000 4,334
1,00,000
Y
3 28/10/2020 915-New Jeevan Anand 28/28 1,00,000 4,160
1,00,000
Y
4 28/10/2020 915-New Jeevan Anand 29/29 1,00,000 4,001
1,00,000
Y
5 28/10/2020 915-New Jeevan Anand 30/30 1,00,000 3,853
1,00,000
Y
6 28/10/2020 915-New Jeevan Anand 31/31 1,00,000 3,714
1,00,000
Y
7 28/10/2020 915-New Jeevan Anand 32/32 1,00,000 3,581
1,00,000
11,00,000
47,275
Annual Premium:
11,00,000
'^' : - Premiums indicated are inclusive of GST.
GST Bifurcation
GST
Comm.
Date
2nd Year Onward
1st Year
Sum
Assured
Details of Plan P R E M I U M
Sr.
No. Pl/Tm/PPT Basic Total GST Total
Md.
28/10/20 936/25/16 5,00,000 22,614 1,018 509
23,632 23,123
1 Y
28/10/20 915/27/27 1,00,000 4,147 187 93
4,334 4,240
2 Y
28/10/20 915/28/28 1,00,000 3,981 179 90
4,160 4,071
3 Y
28/10/20 915/29/29 1,00,000 3,829 172 86
4,001 3,915
4 Y
28/10/20 915/30/30 1,00,000 3,687 166 83
3,853 3,770
5 Y
28/10/20 915/31/31 1,00,000 3,554 160 80
3,714 3,634
6 Y
28/10/20 915/32/32 1,00,000 3,427 154 77
3,581 3,504
7 Y
46,257
1,018
47,275
2,036
45,239
11,00,000
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer:
3. Rajendra B Jain
Nidhi Investment Consultant
Life Insurance Advisor
LIC of India - Ahmedabad
+919898367973
Ref. No. 000000000079
Magic Mix Illustration for Mr. Aayush (age 24)
Modewise Summary of Installment Premiums
Single
Monthly
Quarterly
Half Yearly
Yearly
FAB
* Bonus
Rate
Plan/Tm/PPT
Id
P R E M I U M
Com. Date **Daily
Opted
23,632 11,936 6,029
28/10/2020 450
50
936/25/16 64.75
2,010 0
1 Y
4,334 2,188 1,105
28/10/2020 540
49
915/27/27 11.87
368 0
2 Y
4,160 2,100 1,061
28/10/2020 650
49
915/28/28 11.40
353 0
3 Y
4,001 2,020 1,020
28/10/2020 760
49
915/29/29 10.96
340 0
4 Y
3,853 1,946 982
28/10/2020 900
49
915/30/30 10.56
327 0
5 Y
3,714 1,876 947
28/10/2020 1100
49
915/31/31 10.18
316 0
6 Y
3,581 1,809 913
28/10/2020 1300
49
915/32/32 9.81
304 0
7 Y
47,275 23,875 12,057 129.53
4,018 0
'*' : - Assuming LIC will declare the above mentioned bonus rates for the year ended 31-Mar-2020
2.
1.
'**' : - Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).
Medical Requirement Details
Sum at Risk: No
12,50,000 Medical by DMR:
FMR
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer:
6. Rajendra B Jain
Nidhi Investment Consultant
Life Insurance Advisor
LIC of India - Ahmedabad
+919898367973
Ref. No. 000000000079
Magic Mix Illustration for Mr. Aayush (age 24)
Innovative Forecast of Insurance Benefits
For the Year
Age Natural Death Accident Death
For the Year
Payment Returns Cash Flow
Loan
Available
Policy Year
25 26,08,800 37,08,800 47,271 0 -47,271 0
1
26 27,17,600 38,17,600 46,256 0 -46,256 25,738
2
27 28,26,400 39,26,400 46,256 0 -46,256 55,884
3
28 29,35,200 40,35,200 46,256 0 -46,256 1,02,433
4
29 30,44,000 41,44,000 46,256 0 -46,256 1,30,730
5
30 31,52,800 42,52,800 46,256 0 -46,256 1,59,258
6
31 32,61,600 43,61,600 46,256 0 -46,256 1,87,940
7
32 33,70,400 44,70,400 46,256 0 -46,256 2,22,049
8
33 34,79,200 45,79,200 46,256 0 -46,256 2,57,471
9
34 35,88,000 46,88,000 46,256 0 -46,256 2,95,870
10
35 36,96,800 47,96,800 46,256 0 -46,256 3,42,636
11
36 38,05,600 49,05,600 46,256 0 -46,256 3,93,692
12
37 39,14,400 50,14,400 46,256 0 -46,256 4,49,369
13
38 40,23,200 51,23,200 46,256 0 -46,256 5,09,788
14
39 41,64,000 52,64,000 46,256 0 -46,256 5,77,031
15
40 42,83,800 53,83,800 46,256 0 -46,256 6,53,773
16
41 44,03,600 55,03,600 23,133 0 -23,133 7,21,135
17
42 45,23,400 56,23,400 23,133 0 -23,133 7,97,643
18
43 46,53,200 57,53,200 23,133 0 -23,133 8,87,943
19
44 47,94,000 58,94,000 23,133 0 -23,133 9,86,662
20
45 49,44,800 60,44,800 23,133 0 -23,133 10,96,542
21
46 51,39,600 62,39,600 23,133 0 -23,133 12,24,351
22
47 54,32,400 65,32,400 23,133 0 -23,133 13,65,718
23
48 57,37,200 68,37,200 23,133 0 -23,133 15,23,953
24
49 60,66,000 71,66,000 23,133 13,50,000 13,26,867 17,02,512
25
50 35,44,800 41,44,800 23,133 0 -23,133 8,91,605
26
51 37,35,600 43,35,600 23,133 2,86,300 2,63,167 10,02,465
27
52 34,72,000 39,72,000 18,893 3,02,200 2,83,307 8,92,878
28
53 31,44,800 35,44,800 14,823 3,18,100 3,03,277 7,64,287
29
54 27,72,000 30,72,000 10,908 3,37,000 3,26,092 6,13,507
30
55 23,47,600 25,47,600 7,138 3,61,900 3,54,762 4,37,695
31
56 18,23,600 19,23,600 3,504 3,86,800 3,83,296 2,34,258
32
57 12,00,000 12,00,000 0 0 0 0
33
58 12,00,000 12,00,000 0 0 0 0
34
59 12,00,000 12,00,000 0 0 0 0
35
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer:
7. Rajendra B Jain
Nidhi Investment Consultant
Life Insurance Advisor
LIC of India - Ahmedabad
+919898367973
Ref. No. 000000000079
Magic Mix Illustration for Mr. Aayush (age 24)
For the Year
Age Natural Death Accident Death
For the Year
Payment Returns Cash Flow
Loan
Available
Policy Year
60 12,00,000 12,00,000 0 0 0 0
36
61 12,00,000 12,00,000 0 0 0 0
37
62 12,00,000 12,00,000 0 0 0 0
38
63 12,00,000 12,00,000 0 0 0 0
39
64 12,00,000 12,00,000 0 0 0 0
40
65 12,00,000 12,00,000 0 0 0 0
41
66 12,00,000 12,00,000 0 0 0 0
42
67 12,00,000 12,00,000 0 0 0 0
43
68 12,00,000 12,00,000 0 0 0 0
44
69 12,00,000 12,00,000 0 0 0 0
45
70 12,00,000 12,00,000 0 0 0 0
46
71 12,00,000 12,00,000 0 0 0 0
47
72 12,00,000 12,00,000 0 0 0 0
48
73 12,00,000 12,00,000 0 0 0 0
49
74 12,00,000 12,00,000 0 0 0 0
50
75 12,00,000 12,00,000 0 0 0 0
51
76 12,00,000 12,00,000 0 0 0 0
52
77 12,00,000 12,00,000 0 0 0 0
53
78 12,00,000 12,00,000 0 0 0 0
54
79 12,00,000 12,00,000 0 0 0 0
55
80 12,00,000 12,00,000 0 0 0 0
56
81 12,00,000 12,00,000 0 0 0 0
57
82 12,00,000 12,00,000 0 0 0 0
58
83 12,00,000 12,00,000 0 0 0 0
59
84 12,00,000 12,00,000 0 0 0 0
60
85 12,00,000 12,00,000 0 0 0 0
61
86 12,00,000 12,00,000 0 0 0 0
62
87 12,00,000 12,00,000 0 0 0 0
63
88 12,00,000 12,00,000 0 0 0 0
64
89 12,00,000 12,00,000 0 0 0 0
65
90 12,00,000 12,00,000 0 0 0 0
66
91 12,00,000 12,00,000 0 0 0 0
67
92 12,00,000 12,00,000 0 0 0 0
68
93 12,00,000 12,00,000 0 0 0 0
69
94 12,00,000 12,00,000 0 0 0 0
70
95 12,00,000 12,00,000 0 0 0 0
71
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer:
8. Rajendra B Jain
Nidhi Investment Consultant
Life Insurance Advisor
LIC of India - Ahmedabad
+919898367973
Ref. No. 000000000079
Magic Mix Illustration for Mr. Aayush (age 24)
For the Year
Age Natural Death Accident Death
For the Year
Payment Returns Cash Flow
Loan
Available
Policy Year
96 12,00,000 12,00,000 0 0 0 0
72
97 12,00,000 12,00,000 0 0 0 0
73
98 12,00,000 12,00,000 0 0 0 0
74
99 12,00,000 12,00,000 0 0 0 0
75
100 12,00,000 12,00,000 0 0 0 0
76
101 12,00,000 12,00,000 0 5,79,300 5,79,300 0
77
28,70,760
39,21,600
10,50,840
Payment to L.I.C. indicates Annual Premium
Returns in the Year indicates Normal Cash Flow and /or Cash Flow taken from L.I.C. in installments (Inclusive of Interest).
Explanatory Notes
Age and Returns shown are at the end of the specific year.
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer:
9. Rajendra B Jain
Nidhi Investment Consultant
Life Insurance Advisor
LIC of India - Ahmedabad
+919898367973
Ref. No. 000000000079
Magic Mix Illustration for Mr. Aayush (age 24)
Personal Data: DOB: 11/02/1997
K e y A s s u m p t i o n s
Income Tax: Sec. 80C Limit Available: 150000Sec. 80D Limit Available: 15000
Tax Savings on premiums will be @ 30.90 % u/s 80C and @ 30.90 % u/s 80D
Terminal Bonus: On applicable plans, last declared terminal bonus of their respective matching discontinued plans has also been
considered.
Bonus: On applicable plans, last declared reversionary bonus has been considered for the purpose of projected Riskcover and
Returns.
Projections:
Age and Returns shown are at the end of the specific year.
Note : For Plan 915 - Amount shown at age 99 is surrender value, however itâs not compulsory to surrender the policy, policy
holder can enjoy life cover till life.
The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
Disclaimer: