Bank of maharashtra

2. INTRODUCTION
A Bank is a financial intermediary institution that
accept Deposits from the public the Difference types
of banks Nationalized Bank, commercial banks,
regional rural bank, corporative bank, central bank.
Bank are essential for the fast
economics Develpoment of the nation is the
important part of the human economic life as the
know finance is the life of the Organization

3. overview • TYPE
• Traded as
• Industry
• Founded
• Headquarters
• Number of location
• Founder
• Key people
Public
BSE: 532525 & NSE:
MAHABANK
Banking financial services
16 September 1935
Shivaji Nagar, Pune.
2022 Branches
D.K.Sathe, V.G.Kale
A.S. Rajeev ( MD & CEO )
A.B. Vijaykumar ( E. Directior )

4. MARKET CAPITALIZATION
• As of December 2022 Bank of Maharashtra
has a market cap of $2.45
• Billion. This makes Bank of Maharashtra the
world's 3398th most valuable company by
market cap according to our data. The market
capitalization, commonly called market cap, is
the total market value of a publicly traded
company's outstanding shares and is commonly
used to measure how much a company is
worth.

5. PRODUCT
Consumer banking
Corporate banking
Finance and insurance
Investment banking
Mortgage loans
Private banking
•Private equity
•Savings
•Securities
•Asset management
•Wealth management
•Credit cards

6. HISTORY
• Bank of Maharashtra is an Indian bank based in the city of Pune. The bank
was established in the year 1935 with an initial authorized capital worth Rs.
10.00 Lacs, although it became operational in the early phase of the next
year. The bank got nationalized by the Government of India in the year
1969. With a total number of 1421 branches located all over India as of
April 2009, the bank claims to have the largest number of branches within
the state of Maharashtra, among all the Public Sector banks.
• Commonly known as a common man's bank, Bank of Maharashtra adopts a
philosophy of "Technology with personal touch", and follows its motto
stating "One Family, One Bank, Bank of Maharashtra".

7. Vision Mision
To be a vibrant, forward looking,
techno-savvy, customer centric
bank serving diverse sections of
the society
enhancing shareholders' and
employees' value while moving
towards global presence.
• To ensure quick and efficient response to customer
expectations.
• To innovate products and services to cater to
diverse sections of society.
• To adopt latest technology on a continuous basis.
• To build proactive, professional and
involved workforce.
• To enhance the shareholders' wealth through best
practices and corporate governance.
• To
enter international arena through branch network.

8. CAREER
HIGHLIGHTS
• 2016 : Bank crossed milestone figure of Rs 2.50 lakh corer
implemented 'MAHASECURE' - Add on application for internet
banking; because of which no phishing attacks have been
reported
• 2017 : bank opened specialized Branches for increasing
Retail, Agriculture & MSME portfolio
• 2018 : A special stressed assets Management vertical (SAMV)
established
• : a dedicated housing finance branch opened in Pune
• 2019 : Bank was launched on various social media platform s like
Facebook, Twitter, LinkedIn, Youtube, and Instagram & pinterest.
• : ISO 9001: 2015 certification for bank's staff training
college
• 2020 : Doorstep banking services
• 2021 : Bank crossed milestone business figure of Rs.300 lakh
corer
• : total number of branches crossed 2000 landmark.
• : Digital lending platforms for, home, car, personal loan
• : whatsapp banking launched for convenient banking
• : Housing Finance branches opened across major metro
cities.

9. ORGANISATIONAL
STRUCTURE
Mr.'s Baljit sing(
Director)
Mr. Shashank Stava
(Director)
Mr.Ashish Pandey
(Executive. Director)
Mr. A B Vijay Kumar(Ex)
Mr. Lalitkumar
Chandel(Govt.Nominee)
Mr. A S
Rajeev(Managing
Director & CEO)

10. GEOGRAPHICAL
FOOTPRINT

11. HEADQUARTER
• Headquartered in Pune, the
Bank of Maharashtra is a
nationalized bank owned by the
Government of India. It has a
whopping amount of 15 million
customers around the country and
about 2,000 branches in the state
making it the largest nationalized
bank in Maharashtra.

12. MANUFACTRING
UNIT / SERVICES
• The bank offers services like
savings deposits, credit cards,
current deposits, term deposits,
educational loans, housing finance,
vehicle loans, personal loans,
consumer loans, gold loans,
pension plans, life insurance, and
non-life insurance solutions.

13. customers
The bank had 29 million customers
across the country with 2022
branches as of march 2022.

14. CUSTOMER
SEGMENT
Customer segmentation is the approach of dividing a large
and diverse customer base into smaller groups of related customers
that are similar in certain ways and relevant to the marketing of a
bank's products and services.
The most common types of customer segmentation are:
Demographic Segmentation –
based on gender, age,
occupation, marital status,
income, etc.
Geographic segmentation –
based on country, state,or city
of residence.
Technographic segmentation
– based
on preferred technologies,
software, and mobile devices.

15. PRODUCT
AND
PRODUCT
LINE
PPF Scheme Insurance Mutual Fund
Senior Citizen
Saving Scheme
(SCSS)
Sukanya
Samriddhi
Yojana.
Pradhan Mantri
Yojana.
Atal Pension
Yojana
Pradhan Mantri
Jivan Jyoti
Yojana
Pradhan Mantri
Suraksha Bima
Yojana. ...
Metco - Trustee
Debenture
Trusteeship
Business

16. MARKET SHARE
Bank of Maharashtra Share Price
28.65 NSE
-1.40 (-4.66%)
Bank of Maharashtra Share Price
28.60 BSE
-1.50 (-4.98%)

17. SLOGEN
AND IDEAS
Ek parivar Ek bank (one
family one bank)

18. SWOT
The last time we saw the Marketing
Strategies of Bajaj FinServ, this time we will look
at the SWOT Analysis of Bank of Maharashtra.
One of the hindrances in the growth
and visibility of the bank is its poor marketing
skills, in today’s time digital marketing is very
important for reaching out to customers as
everything is shifting towards digital. If you want
to learn digital marketing and its scope, do check
out Free Digital Marketing Masterclass by Karan
Shah, the founder and CEO of IIDE.
As a result, the purpose of this
article is to supply you with useful information
about the brand, including the most recent
statistics and updates. So, let’s get to know the
Bank of Maharashtra a little more before we go
into the SWOT analysis of Bank of Maharashtra.

19. AWARDS
Bank of Maharashtra received Best
Nationalized Bank in Agriculture
Finance award
Bank of Maharashtra received Best
Nationalized Bank in Agriculture
Finance award at the hands of Shri
Bhagwat Karad, Hon'ble MoS
Finance, Govt. of India at the BFSL
Summit and Awards ceremony.
Shri Manoj Kare, General Manager,
Bank of Maharashtra, received the
award on behalf of the Bank.

20. AWARDS
Bank of Maharashtra received Best
Nationalized Bank in Agriculture Finance
award
Bank of Maharashtra received Best
Nationalized Bank in Agriculture Finance
award at the hands of Shri Bhagwat
Karad, Hon'ble MoS Finance, Govt. of
India at the BFSL Summit and Awards
ceremony. Shri Manoj Kare, General
Manager, Bank of Maharashtra, received
the award on behalf of the Bank.

21. FINANCIAL
Total revenue: Bank of Maharashtra's net profit more than doubled
to Rs 451.90 crore in the April-June quarter compared to Rs 208.01 crore in
the year-ago quarter
Net income: The banks total capital adequacy ratio (CAR) stood at
16.15 per cent in June 2022, up from 14.46 per cent in June 2021. Bank of
Maharashtra's net profit jumped 117.24 per cent year-on-year (YoY) to Rs
451.9 crore in the quarter ended June (Q1FY23) on the back of
improvement in its net interest margins (NIMs).
Dividend yield: In the past 12 months, Bank of Maharashtra has declared an
equity dividend amounting to Rs 0.50 per share. At the current share price
of Rs 28.45, this results in a dividend yield of 1.76%.

22. • Debt to equity ratio: Latest Debt to Equity Ratio with value of 0.551 is lower
than Average Debt to Equity of 0.753 in last five years.
• Return on Networth:
• 2021. ➢ Cost to Income Ratio improved to 46.76%. ➢ Return on Assets (ROA)
improved to 0.53%. ➢ CRAR improved to 14.67% of which Tier I is 11.38%.
• Share price: Bank of Maharashtra share price was up by 2.11% based on
previous share price of Rs 27.65. Bank of Maharashtra share price trend: Last 1
Month: Bank of Maharashtra share price moved up by 24.46%

25. RATING
ACTION
Rs.1000 Crore
Lower Tier-II Bonds
(under Basel II)
Rs.20000 Crore
(Enhanced from
Rs.5000 Crore)
Certificate of
Deposits
CRISIL AA/Stable
(Reaffirmed)
 CRISIL A1+
(Reaffirmed)