The document discusses the services provided by Lenox Advisors to help address common concerns that keep wealthy individuals up at night regarding maintaining and protecting their wealth. Lenox Advisors provides financial planning, retirement planning, asset management, estate planning, insurance advice, tax planning, and financial education for children in an independent, objective and integrated manner to help manage the increasing complexity that comes with greater wealth. Their services can help address questions around tracking investments, allocating bonuses and income, owning assets, converting retirement accounts, having enough for retirement, drawing down funds, reducing risk and taxes, ensuring proper insurance and documentation.