Don't miss the latest issue of REI Wealth magazine. Our new edition is packed with fantastic articles filled with strategies, techniques, plus incredible insight. Our mission is to help grow your real estate portfolio. This latest issue spotlights some of the dynamic ladies who have participated in our virtual conferences. Also inside are amazing resources for investors of all levels. Enjoy our latest issue.
14. 14
37
Buying Vacant Land...No
Way! Yes...Way!
Kathy Kennebrook
46
What Does the Future Hold
for Residential Assisted Living?
Gene Guarino
55
The Pitfalls of Fractionalized
Deeds of Trust
Edward Brown
64
Trust Deeds: The Investment
You May Be Missing
Special Submission
to REI Wealth magazine
TABLE OF CONTENTS
Real Estate Investing Tips
REIWealth
Photo by Erik Mclean from Pexels
22
Our Industry Improves &
Grows When Women
Fully Participate
Linda Pliagas
29
The Money Multiplier
Bruce Kellogg
15. 15
72
Three Pieces of Advice to Overcome
Limiting Beliefs in Business
Victoria Kennedy
82
VA and FHA Mortgages
and the Housing Boom
Rick Tobin
91
Connected Investors Forms
Nation's Largest iBuyer
Tim Houghten
99
Is REIT a Good Option
for Earning Passive Income?
Phil Bradford
107
50 Years of Investing
in Real Estate
Randy Hughes
110
Sponsored Section
Special REI Wealth Resources
FEATURED
31. 31
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brent@themoneymultiplier.com
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BRUCE KELLOGG
Bruce Kellogg has been a Realtor®
and investor for 38 years. He has
transacted about 800 properties in 12
California counties. These include
14 units, 5+ apartments, offices,
mixeduse buildings, land, lots,
mobile homes, cabins, and churches.
Mr. Kellogg is a contributor and
copy editor for two national real
estate wealthbuilding magazines:
Realty411, and REI Wealth Magazine.
He is a recipient of the Albert Nelson
Marquis Lifetime Achievement Award,
listed in Who’s Who in America –
2019.
He is available for consulting with
syndication, turnkey, jointventure,
and other property purchasers and
note investors nationally, and other
consulting assignments. Reach him at
brucekellogg10@gmail.com,
84. 84
Another easier qualifying VA
refinance loan option is generally
referred to as a “VA Streamline”
(IRRRL Interest Rate Reduction
Refinance Loan). With some non
credit qualifying VA Streamline loan
programs (subject to change), the
borrower’s application process
includes:
● No minimum credit score
● No appraisal required
● Primary and nonowner occupied
properties may be allowed
● Must be current on existing
mortgage loan about to be
paid off
● Manufactured homes attached to
the foundation may be eligible
To learn more details about
qualifying for VA refinance loans,
here is a link to VA Pamphlet 267,
Revised, Chapter 6: Refinancing
Loans
https://www.benefits.va.gov/WARMS/
docs/admin26/pamphlet/pam26_7/Chg
_17_ch_5.pdf
Military Experience Eligibility for VA Loans
How does an active or military personnel member qualify for a VA loan based upon their military experience?
Date of Service Minimum ActiveDuty Service Time Period
Between 9/16/40 and 7/25/47 (WWII) 90 continuous days*
Between 7/26/47 and 6/26/50 (postWWII) 181 continuous days
Between 6/27/50 and 1/31/55 (Korean War) 90 total days
Between 2/01/55 and 8/04/64 (postKorean War) 181 continuous days
Between 8/05/64 and 5/07/75 (Vietnam War) 90 total days
Between 5/08/75 and 9/07/80 (postVietnam War) 181 continuous days
Between 9/08/80 and 8/01/90 24 continuous months
Between 8/02/90 and the present (Gulf War) 24 continuous months
You separated from service after 9/07/80** 24 continuous months
You are on active duty now 90 continuous days
* An earlier discharge date for a serviceconnected disability may still qualify you.
** Officers who separated from service after 10/16/81 may be eligible.
For more details, please visit The U.S. Department of Veteran Affairs’ website to learn about VA mortgage loan eligibility
benefits: https://www.va.gov/housingassistance/homeloans/eligibility/
Once an active or retired military person meets the minimum qualifying guidelines, he or she will be given a Certificate of
Eligibility that’s issued by the Department of Veteran Affairs. The VA mortgage loan applicant will then send a copy of the VA
Certificate of Eligibility (VA Form 261880) to their mortgage broker or banker. For VA loan applicants who do not have a
copy, they may complete a form entitled Request for a Certificate of Eligibility (Fillable) that’s linked here:
https://www.vba.va.gov/pubs/forms/VBA261880ARE.pdf
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