This document outlines the office policies and financial agreement for Dr. Roy Michael Stefanik's psychiatry practice. It states that payment is due at the time of service by cash, check, credit card, or money order made out to Dr. Stefanik. Insurance is a contract between the patient and insurance company, and Dr. Stefanik will provide necessary information but is not responsible for reimbursement. Patients are responsible for all bills regardless of insurance coverage. Appointments must be cancelled at least 24 hours in advance to avoid charges, and patients will not be charged if the doctor cancels. HIPAA compliance policies are available upon request.