12. #PGCustomerSummit
Claim Scenarios
A supervisor decides to go to a casino one afternoon during the
workday. He realizes he is unable to drive, so he calls one of his
employees to pick him up. On the ride home, they get into a serious car
accident and the other driver’s family sues the company where the
employees worked?
Was this covered under a commercial insurance policy?
If so, what line of coverage?
13. #PGCustomerSummit
Claim Scenarios
A temporary staffing employee follows his client’s instructions on how to
operate the machine, which catches on fire and burns down the entire
building causing a $3 million loss.
Who is responsible for the loss?
The Client
The Temporary Staffing Firm
What insurance policy could payout the claim?
The Client’s General Liability Policy
The Client’s Property Policy
14. #PGCustomerSummit
Claim Scenarios
An employee working on a client site clicks on a ransomware email that
shuts down the network for forty-eight hours and the client suffers a $2
million of lost revenue?
Is this covered by the consultant’s Cyber or E&O policy?