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10 actionable steps for ceos and hr executives in cutting healthcare costs

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10 actionable steps for ceos and hr executives in cutting healthcare costs

  1. 1. 10 Actionable Steps to Cutting Company Healthcare Costs John Buckley Advisors
  2. 2. The Following Are 10 Steps That Your Company Can Implement to Take Control of Escalating Health Care Costs. <ul><li>Since costs will be $4.6 trillion in 2020 from $2.6 trillion in 2010, we need to take action now. . </li></ul><ul><li>Instead of a 15% annual increase for 5 years and doubling your premium, why not take action today? </li></ul><ul><li>H.R. 3590 health care reform won ’ t reduce costs significantly, it is up to us. Read on …… . </li></ul>
  3. 3. Step 1. Changes Within Your Health Care Plan <ul><li>Change from brand drugs to generic and, where possible, from generic to no drugs for significant drug cost decreases. </li></ul>
  4. 4. Step 2 : Sponsor Quitting Smoking and Anti-drug Abuse Programs. <ul><li>Encourage cholesterol, blood pressure testing for all employees to nip any health issues in the bud. </li></ul><ul><li>Do as whole foods has done and offer discounts and incentives for employees to quit smoking and save money. </li></ul><ul><li>Encourage a preventative, healthy style of living. An ounce of cure is worth of pound of prevention. </li></ul>
  5. 5. Step 3 : Sponsor Exercise Programs to Stay Healthy. <ul><li>Sponsor yoga classes and gym memberships and maximize plan wellness benefits. It is cheaper to pay first for wellness than later for illnesses. </li></ul><ul><li>Want to save even more?. Go to www. jfbuckley .com and use my free exercise videos and cures for optimal health. </li></ul>
  6. 6. Step 4 : Change From H.S.A. Plans to H.R.A Plans and Stop Contributions Going Out the Door. <ul><li>H.R.A. ’ S incent employees to stay with the firm since employees are reimbursed for medical expenses. </li></ul><ul><li>H.S.A. ’ S allow employees to take company contributions with them to another job. </li></ul>
  7. 7. Step 5 . Add HMO Value Networks Where Possible <ul><li>Add an HMO value plan to reduce costs and give healthy employees a limited network option. </li></ul><ul><li>Add a PPO if HMO plan is too rich in benefits. </li></ul>
  8. 8. Step 6 . Encourage Natural Herbs and Vitamins Vs. Prescription Drugs. <ul><li>Research and reverse engineer rx drugs to find natural equivalent herbs for a fraction of the cost. </li></ul><ul><li>Don ’ t ignore an emergency, however, many times there is a home or natural remedy for most aches and pains. Make sure to stock up with your own supply of natural cures. If taking prescription drugs, consult with your physician before trying alternatives. </li></ul>
  9. 9. Step 7 . Consider Self Funded Instead Vs. Fully Funded Plans to Lower Costs for Healthy Plan Experience. <ul><li>Fully funded plans- you pay full amounts if no claims are made. </li></ul><ul><li>Self-funded- provide knowledge and control. </li></ul><ul><li>Self-funded- savings can be %10 to %50 of premium. </li></ul>
  10. 10. Step 8 . Change to Holistic and Preventative Healthcare and Avoid Catastrophic Events. <ul><li>The best defense against an offense of rising costs and more taxes is to stay out of the hospital. </li></ul><ul><li>The quickest way to add to the bottom line and improve employee health is to adopt preventative and holistic practices. </li></ul>
  11. 11. Step 9. Create Pact With Employees to Fight Costs. <ul><li>Establish an agreement that the firm will fight employee increases if employees contribute toward maintaining optimal health. </li></ul><ul><li>Keeping communication channels open will serve to control costs. </li></ul>
  12. 12. Step 10 . Put It All Together <ul><li>Let us help you put together: </li></ul><ul><ul><li>The medical insurance plan </li></ul></ul><ul><ul><li>Implement cost cutting strategies to meet your financial goals </li></ul></ul><ul><ul><li>Communicate to your employees in a way to add perceived value </li></ul></ul><ul><ul><li>To provide workshops and seminars for holistic health solutions </li></ul></ul><ul><li>Jfbuckley.Com </li></ul><ul><li>415-839-6789 </li></ul><ul><li>Jfbuckley @ gmail .com </li></ul>
  13. 13. Call John Buckley Today to Plan for Tomorrow <ul><li>John Buckley advisors </li></ul><ul><li>Your holistic health agent </li></ul><ul><li>415-839-6789 </li></ul><ul><li>Jfbuckley.Com </li></ul><ul><li>Jfbuckley @ gmail .com </li></ul>

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