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健保核刪
Pei-shen Wu, MD
2015.12.10 @ 青創基地
機制運作良好,網路上的爭議
事件只是片面情況
Really ??
How do you know?
你接受的選項是基於專業的考量
還是只因為較不會被刪 ?
感覺不到的事情
最可怕
核刪是全民看不見的
風險
健保抑制費用的方法
• 總額
• 浮動點值
• 核刪
健保抑制費用的方法
• 總額 = 固定的零用錢
• 浮動點值 = 打折
• 核刪 = 吃飽了,但可以不付錢
• 看病,醫院先墊錢
• 醫院事後再跟健保要 = 「申報」
• 健保不給錢 = 「核刪」
• 羊毛出在羊身上,缺口從看不見的地方補
• 看病,醫院先墊錢
• 醫院事後再跟健保要 = 「申報」
• 健保不給錢 = 「核刪」
• 不只不給錢,還要放大處罰 = 放大回推
一些耳聞
• 每區的健保業務組,有固定核刪的比例
• 「審查醫師」的業績 = 核刪了多少?
一些耳聞
• 每區的健保業務組,有固定核刪的比例
• 「審查醫師」的業績 = 核刪了多少?
• 若核刪比例未達財務目標,健保局會再找
其他醫師審查,直到目標達成
 這就是「有品質」嗎?
• Lots more….
問題
• 其實「核刪」的存在意味著:
– 浮報
– 更有可能是健保亂砍 ( 財務為目標 )
– 意味著勞力付出與付錢的不平衡
• 數字公開才有得討論,沒公開連討論的機會都
沒有
• 目前沒有任何可以公開監督的機制
問題
• 其實「核刪」的存在意味著:
– 浮報
– 健保亂砍 ( 財務為目標 )
– 意味著勞力付出與付錢的不平衡
• 數字公開才有得討論,沒公開連討論的機會都
沒有
• 目前沒有任何可以公開監督的機制
問題
• 其實「核刪」的存在意味著:
– 浮報
– 健保亂砍 ( 財務為目標 )
– 意味著勞力付出與付錢的不平衡
• 數字公開才有得討論,沒公開連討論的機會都
沒有
• 目前沒有任何可以公開監督的機制
• 更別提風險告知
每位醫師
其實都有數字
核刪
申報
核刪
申報
核刪
申報
開盲腸的
核刪
申報
開盲腸的
但只有自己的
聚沙
成塔
核刪
申報
開盲腸的
此圖僅作為舉例
很原始的想法
讓臨床人員匿名上傳自己的「核刪:申
報」 ratio ,要確定兩件事:
−每個上傳的 ratio 都有人以字號署名
−對外這個署名的資訊是保密的,但審查署名
的機制透明公開
Well
• 這個比較不像 Open data
• 反而比較像 Get that data opened
• 健保不會倒
• 要思考的是怎麼讓健保更好
Well
• 這個比較不像 Open data
• 反而比較像 Get that data opened
• 健保不會倒
• 要思考的是怎麼讓健保更好
最終目的
健保局主動公開自己的資料
落實真正的公開透明
媒體媒體
醫療醫療
資料
人
資料
人
Any Ideas ??
後續討論
https://goo.gl/JUJvib

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健保核刪