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2.  Payday loans are short term loans that are
meant to put cash in your bank quickly for
your immediate needs.
 It originally got its name because it was a
loan that was meant to hold you from one
payday to the next.
 These loans are also known as cashadvances.

3.  Generally, the lender provides a short-term
unsecured loan to be repaid at the borrower's
next pay day. Some verification of
employment or income is usually involved.
Individual companies have their own
underwriting criteria.

4.  The only catch is that there are high interest
rates if you do not pay back the loan.
 SO, if you know that you can pay back the
loan beyond a shadow of a doubt by your
next pay day, there is nothing inherently bad
about payday loans. How they catch you is if
you are unable to pay back your loan.

5.  You can get a payday loan at local centers if
there are payday loan centers near you.
 Alternatively, you can get payday loans from
online sites, which are secure and quick.
 One such site is: Best Payday Loans in
Baltimore. While this site is located in
Baltimore, it is an online site that gives loans
to people around the world. Many people
trust this site for their payday loans.