Comprehensive Financial Planning for you and your Family as well as Corporate Investment

2. Islamic Financial Planner (IFP®):
A certification program designed especially for
professionals and executives serving the retail segment of
the Islamic financial market and a joint collaboration
between IBFIM and Financial Planning Association of
Malaysia (FPAM)
IFP qualification is recognized by :
• Securities Commision (SC) for Capital Market Services
(CMS) Representative's License for financial planning
• Bank Negara Malaysia for Financial Advisor's
Representative license

3. Main Scope Servicing Brief Description Instrument details
1
ISLAMIC INVESTMENT
& RETIREMENT PLAN Corporate
and
Individual
• To generate and optimise wealth
through systematic capital
investment and portfolio
• To plan financial freedom through
strategic retirement plan
1. Individual Islamic Unit Trust.
2.PRS (Private Retirement Scheme) & Other
Retirement Plan
3.Investment Link (Individual)
4.Other Investments (Eg: Properties, Gold)
2 RISK MANAGEMENT &
TAKAFUL Corporate
and
Individual
Risk and Cash flow management to
avoid and reduce risks through
effective financial and takaful/insurans
management
1.Wealth Protection Needs Analysis
2.Risk Management objectives
3.Family and General Takaful Protection
4.Additional Protection and Riders
3
WILL, HIBAH & WAQAF
Individual Only
To plan Matrimonial Asset, Wasiyah,
Hibah and Wakaf
1.Wealth Distribution Needs Analysis
2.Faraid Calculation
3.Using the Wasiyah, Hibah and Waqf
Instruments
4.Matrimonial Asset and other Islamic estate
planning issues
Other Scope Servicing Brief Description Instrument details
4 LIABILITY
MANAGEMENT AND
CASH FLOW
Individual Only
To manage own income and
expenses, understand own balance
sheet, manage own financial budget,
manage liabilities and generate
savings
1.Cash Flow Statement
2.Net Worth Statement
3.Liquidity Ratios
4.Budgeting
5 ZAKAT AND TAXES
MANAGEMENT
Individual Only
To manage income and asset Zakat
and minimise income tax
systematically
1.Analysis of Wealth subjected to Zakat
2.Zakat Computation
3.Tax planning techniques
4.Tax Computation and Analysis

4. PN. NURIHAN ABD HAMID (Pn Nurin)
QUALIFICATIONS:
BSc. In Actuarial Science (Hons), UKM
Prof Cert in Islamic Financial Planner (IFP®)
IBFIM-FPAM
CURRENTLY HOLDS LICENCED FOR:
UT/PRS Consultant (FIMM)
Takaful Consultant (MTA)
Islamic Estate Planner (As Salihin Trustee Bhd)
Kindly Contact me at:
Hp: 0177009961
Email :nurin83@gmail.com