Snapshot of a page within the Benefits Center, a one-stop-shop of benefits information and life-event-focused topics

1. Benefits Center - Your Health Page 1 of 2
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Benefits Center Home
Becoming a Better Healthcare Consumer
Search Benefits Center Being a good healthcare consumer means knowing the ins and outs of
healthcare options available to you, practicing preventative care, and making
cost-effective choices about your coverage. Use the tools below to help in your
decision-making.
Understand Your Healthcare
The Benefits site on MBNA PeopleNet offers overviews of coverage and
answers to FAQs.
Health Coverage Information
Visit the Blue Cross Blue Shield site, www.BCBS.com, for information on
how health insurance works, the value of coverage, and how your Benefits Hot Line
healthcare dollars are spent. (302) 453-2401
or 1-888-453-2401
Aetna.com offers answers to FAQs regarding Understanding Your Blue Cross Blue Shield
www.bcbs.com
Healthplan Benefits
Aetna
www.aetna.com
Health, Well-being, and Fitness Programs
>> Benefits Web Sites Keep healthcare costs affordable by staying healthy. The following links provide Caremark (CareChoice Rx)
(Internet Access Required) information on some of the many programs available to help positively impact www.caremark.com
your health.
Cole Managed Vision
colemanagedvision.com
The Health and Safety Services site on PeopleNet offers health
MediGuide Second Opinion
education schedules, fitness resources, screening services, and more. Program
www.mediguide.com/
BCBS.com – Find out about preventative care programs offered and the groups/mbna
Blue Cross Blue Shield WalkingWorks program to improve health MetLife
through walking www.metlife.com/mybenefits
http://mbnapeoplenet.mbnainternational.com/MBNA_US/Data/BenefitsCenter/Healthcare_consumer_info.asp 10/19/05

2. Benefits Center - Your Health Page 2 of 2
Aetna.com - Health and Wellness Programs available from Aetna Wellness Information
Mayoclinic.com – The Healthy Living Centers offer tips, tools, and more Ask Mayo Clinic
to keep you healthy 1-877-284-7338
www.mayoclinic.com
Lifecare.com – Find Health and Wellness information on a variety of LifeCare
topics 1-800-873-4636
www.LifeCare.com
Know Your Choices Personal Assistance
The choices you make regarding your coverage can impact the quality of the Service (PAS)
1-800-727-5616
care you receive. Make informed choices by knowing what is available to you.
More Resources
2005 Medical Plan and COBRA Update
Benefits site – Updated health benefits coverage information, open
enrollment guides, and more
Benefits Center – Overviews of Medical, Dental, Vision and other
insurance coverage benefits and resources
Manage Costs
Flexible Spending accounts are designed to help you pay for anticipated
out-of-pocket healthcare expenses for you and your dependents.
MBNA’s Financial Advisory Service can help plan and budget for medical
expenses
BCBS.com offers a list of Things You Can Do, including requests for
generic prescriptions, managing illness, and tips for staying healthy
Prescription Benefit FAQs on Aetna.com answer questions such as "Is
my medication covered?" and "Can I request generics?"
Comments and ideas are always welcome. Contact MBNA PeopleNet
© 2005 MBNA America Bank, N.A.
http://mbnapeoplenet.mbnainternational.com/MBNA_US/Data/BenefitsCenter/Healthcare_consumer_info.asp 10/19/05