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NBFCs Lending, Credit Ratings, Interest Rates, Infrastructure Funding

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Navneet Malhi

1) Excessive borrowing by non-banking financial companies (NBFCs) beyond needs of production and investment could lead to potential asset bubbles and deterioration in credit quality. 2) It is difficult to monitor how NBFCs use funds as they source money from domestic and international capital markets. 3) Banks should rely less on rating agencies and take a holistic view of factors like potential end-use and instability when assigning ratings.

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SUBMITTED BY: NAVNEET MALHI MBA 2A
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NBFCs Lending, Credit Ratings, Interest Rates, Infrastructure Funding