Running into an emergency situation is a common part of life. This presentation reveals 5 options for getting money to help with an emergency including asking friends and family members, getting a cash advance from a credit card and why your best option is really yourself.

1. Helpful Financial Information from National Debt Relief …
6 Ways To Get
Financial Help In A
Time Of Emergency
After everything that we have gone through,
do you really think that we are now able
to survive a financial crisis? We can never tell
what will happen in the future but when
something does happen, will you be one of
those who will need financial help just to get
past the dilemma? (Continued)
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2. Helpful Financial Information from National Debt Relief …
Last year, Fidelity.com published the results of their study titled “Five Years Later” to
document the changes that Americans experienced after the recession. The research
was done on investors since they have record losses when the market collapsed in
2008. According to the study, the bad effects of the economic crisis created positive
behaviors that included better retirement contributions, lower debt and a more
secure emergency fund.
That being said, should we feel complacent about the future - knowing that we have
learned our lesson in the past?
Probably not.
In most cases, being in an emergency puts us in a position wherein we will require
financial help. That is beyond our control. What you can control, however, is from
where you will get that aid. Your decision will determine how effectively you can get
past that particular event in your life.
5 options to get money during emergencies
Fortunately, there are many ways for you to get out of a financial fix created by your
emergency situation. We have six options all together but will start with the first five.
Option 1: Borrow from friends or family members
The first option is to ask your family for financial help. There are many experts that
say you should not borrow from loved ones because it would put your relationship at
risk. But if you know yourself and are positive you will find a way to pay back the
money, then you shouldn’t be afraid. Borrowing from your family is the best way to
get the immediate finances that you need without going through any credit check or
the usual process that takes so much time. In fact, a study
from CashNetUSA.com revealed that 30% of Americans turn to their relatives for help in
times of emergencies. Most of the time, you will be given the money you require. Of
course, you want to assure the person from whom you are borrowing the money that
you will document the loan. Make it as formal as possible and be very careful about
the terms that you promise. Just be truthful and trust that the person you are asking
for help loves you enough to give you what you need.

3. Helpful Financial Information from National Debt Relief …
Option 2: Look for non-profit organizations that could help out
Believe it or not, there are organizations that provide financial aid for people who are
in need of financial help. You just have to look for them. There is the story about a
group in Arkansas that campaigned to drive away abusive payday lenders by
providing financial help to those in need. They accept borrowers who need a small
amount and allow them to pay over the course of 6 to 16 months.
Option 3: Ask for a salary advance from work
Another source of financial help can come from your workplace. Simply call your
employer or Human Resources and ask if you can get an advance from your next
paycheck. This will be limited of course and subject to approval. The downside for
this is that you will be getting less money in your paycheck. However, you don’t have
to pay interest on this because you did not really borrow money. You simply took
what is already yours. If a salary advance is not allowed, ask if they have financial
assistance programs for employees. This would come with an interest charge but at
least it could be easily deducted from your paycheck. That should help with the
approval process.
Option 4: Apply for a bank loan.
This is not similar to a traditional loan that. Most financial institutions know that
many consumers sometimes require fast cash. It is possible that they came up with
this new loan option to compete with the infamous payday lenders. When the need is
immediate, there are FDIC Model Safe Accounts wherein consumers can get
financial aid up to $2,500. These loans are usually approved within 24 hours after
the application has been submitted.
Option 5: Get a cash advance from your credit card.
You are allowed to borrow money from your credit card but be cautious about this
option because they do have very high interest rates. In most cases, it is even higher
than those of your credit card purchases. If you choose this option, make sure that
you have money coming in that will help pay for this amount as soon as possible. Not
only will you accrue interest on the balance, you will also be charged a fee that can be
as high as 4%.
There is another option known as payday loans but we strongly discourage them
because of the ridiculously high rates. Sometimes, it can go as high as 400%. If you
need money fast, do not opt for payday loans. It is very difficult to get out of this type

4. Helpful Financial Information from National Debt Relief …
of debt because of the interest rate alone. Unless you are sure that you can get the
finances to pay for it immediately, then stay away from this option.
Here’s the 6th and best way to finance emergency situations
You are probably wondering, what is the 6th option? We’ve looked everywhere to
find financial help but there is one source that proves to be the best option: yourself.
That’s right. The last option is to simply build up an emergency fund so you can serve
as your own financial aid. Even the government understands that financial
emergencies can happen and you need to be prepared for it. They put up a
website, Ready.gov that provides resources for consumer to help them in times of
need. Whether it’s due to a natural disaster, calamity, economic collapse or a
personal medical condition - you need to be financially prepared. The site even
mentions, “Winging it is not an emergency plan.”
We understand that you may be reading this article because you are already in a
financial crisis and you failed to prepare for it. Well, let this be a lesson. Make sure
that this is included in your list of options the next time around. Or better yet,
eliminate the other options and make this your only choice. We recommend this
because of so many reasons.
• After the crisis is over, you can rest your weary head because you do not need to
think about any payment.
• You do not have to worry about additional interest rates.
• No need to apply for it or beg someone for it. You can immediately get the money
without any hassle.
• You will not fear another emergency again. Now that you know you are capable of
financing any unexpected event.
Now that you know that you need this emergency fund as a future source of financial
help, you need to know how you will compute your emergency fund target. It is a simple
computation that is based on your monthly expenses and how long you want to be
able to live off of it when tragedy strikes.

5. Helpful Financial Information from National Debt Relief …
Does this sound familiar?
• You are tired of worrying about money…
• You are losing sleep due to mounting credit card
debt…
• You are fighting with your partner about the
bills…
• You are living paycheck to paycheck…
• You are falling behind on your debts…
• You are losing hope…
•
It’s time to talk with National Debt Relief!
Call Toll Free 1-888-703-4948 Now!
Or Go To http://NationalDebtRelief.com