It is important to know the difference between dischargeable and non-dischargeable debts, to have a clear idea about what will happen to your debts once you file for bankruptcy. It is explained here, along with some examples.

1. T Y P E S O F D E B T S
N a d e r & B e r n e m a n
There are mainly two types of debts-
Dischargeable and Non-Dischargeable
Debts which you don't have to repay once
you file for bankruptcy are called
dischargeable debts. Once the bankruptcy
discharge order is passed, you no longer
are responsible for the repayment and
lenders can no force you to repay.
Examples of dischargeable debts:
Payments on motor vehicles
Past-due utility bills
Credit card debts
Personal loans and more
Even after bankruptcy discharge, some
debts may still need to be repaid and those
debts are called non-dischargeable debts.
The creditor can demand money from you
as per the payment arrangement.
DISCHARGEABLE VS.
NON-DISCHARGEABLE DEBT
Some examples of non-dischargeable
debts, though it may differ according to
your situation:
Cash advances over $750 made within 70
days of filing the bankruptcy
Student loans
Debts taken to pay taxes, fines & penalties
to federal, state, and local authorities
Child support payment or spousal support
Pension or profit sharing debts.