Here you will find up-to-date information about insurance that applies to you as well as goings on at PCIA and in the community.

1. PCIA NEWS
September 20, 2009 Vol: 1 Ad : 1
Premier Choice Insurance September is Life
Awareness Month
Agency Launches Newsletter If you died tomorrow, how
would your loved ones be cared
for financially? It’s not a pleasant
W ith the change of seasons ap-
proaching, we at PCIA are going
through a transition of our own. To
that allow us access to companies such
as Safeco, Liberty Mutual, Scottsdale,
Markel, Century Surety, Travelers Com-
thing to think about, but not do-
ing so can have serious conse-
quences for those left behind.
keep up with these changes, we intro- mercial, One Beacon and even Lloyd’s!
duce to you our newsletter, PCIA News! September is Life Awareness
Here you will find up-to-date informa-
tion about insurance that applies to you
A lso, we have joined Trusted Choice.
To qualify for Trusted Choice, the
Agency has committed to the highest
Month, and 93 percent of Ameri-
cans believe that life insurance is
as well as goings on at PCIA and in the something most people need. Yet,
standards associated with the insurance nearly 70 million adult Americans
community.
profession, meeting strict professional have no life insurance at all, and
I t has been an exciting first year for
us. We have become appointed di-
rectly with many companies, including
requirements relating to the offering of
choice, customization and advocacy for
clients interested in personal and com-
those who have it don’t have
enough.
MetLife Auto and Home, Progressive, mercial insurance. Life insurance provides cash flow
Travelers, CBIC, HCC Surety, and Hager- to your family after your death.
ty. In addition, we have structured
strategic alliances with several Brokers
W e have hired new staff mem-
bers to assist with the growth of
the agency. Sara Dier is a graduate of
Known as the death benefit, it
can help your family pay for the
funeral, eliminate credit-card bal-
Oregon State University, and licensed
ances and car loans, and provide
in Property & Casualty Insurance. This
loved ones with income to live on
month, Sara aspires to become licensed
for a period of time, including col-
in Life & Health as well to service you in
lege and retirement costs.
a comprehensive way.
If you are married, married with
kids, a single parent, a stay-
at-home parent, approaching
retirement, or are a small business
owner, you will want to consider
researching life insurance. It could
protect your children, significant
other, and business from financial
hardship.
Take a minute to make sure your
Do you know what PCIA can do for you? family and loved ones would be
okay financially if the worst were
We provide personal and commercial insurance coverage including:
to happen. Do the math.
Home • Renters • Manufactured Homes • Auto • Motorcycle • Umbrella
For a general sense of your life
Boats • ATVs • RVs • Trailers • Personal Watercraft
insurance needs, visit an online
Weddings • House Boats • Community Events • Vacant Homes • Vendors calculator offered by the nonprofit
LIFE Foundation at www.lifehap-
Business Owners • Contractors Liability • Bonds
pens.org/lifecalculator.
Commercial Auto • Farms

2. Auto in Oregon:
Ban on Cell Phone
Use in Vehicles
As of January 1, 2009, police
will be on the look out for
anyone using a cell phone or
texting device while driving.
Oregon House Bill 2344 was
signed into law, amending ORS
811.507. The law, “prohibits a
person of any age from operat-
ing motor vehicles while using
a mobile communication device
except under certain circum-
stances.” Those circumstances
being “a person 18 years of age
or older who is using a hands-
free accessory.”
Did You Know??
In other words, drivers without
hands-free devices, or all driv-
ers under the age of 18 will be
pulled over. This is considered a Even if they are in your garage, Homeowners Insurance
class D violation.
policies do not cover ATVs and Motorcycles.
The ORS 811.507 originally Need this type of coverage? A PCIA representative is
stated that drivers could be happy to help.
ticketed for cell phone use
only if they were stopped for
another offense. Now, drivers
may be pulled over for this of- From the Desk of Your Agent: Terri Powers
fense only. With fall quickly approaching, I of this year at my desk, it doesn’t become involved in your lives.
look up from the files on my desk mean I’ve missed the most It has been an even bigger
So, keep this in mind as you
and wonder “what happened to important things. Yes, winter privilege as you have become
make your wish lists for Christ-
2009?” The year has passed so became spring, then summer involved in mine. It has been
mas, and get yourself a hands-
quickly, and while many of you and I’ve hardly had time to no- quite a transition, and so many
free device.
know that I’ve spent the majority tice the weather changing – but of you have encouraged me,
Parents, be sure to speak with I have noticed and appreciated not only by supporting me with
your teen drivers about the the warm support I’ve received your own business, but by send-
consequences of cell phone from so many of you! ing me referrals! It has truly
use. If you would like more Over the years I have come meant so much to me. We have
information, visit www.leg. to know so many interesting, been more successful than I had
state.or.us and search for ORS and caring people. It has been any right to expect – I owe that
811.507. a privilege and an honor to to all of you.
Thank You for Your Referrals!
A s a small business, we take
pride in going that extra
step to take care of our cus-
$5.00 gift card to Starbucks. Hope-
fully you have received it (and
spent it on something delicious!)
Win a Prize With Northwest Trivia!
The first person to email back the answer to
sara@mypcia.com wins a $5.00 giftcard to Starbucks.
tomers. It’s so nice when they by now.
return the favor! Question:
W e love being there for what-
As of February 14th, 2009, the state of Oregon is
T hank you to those of you ever you need, and know-
how old?
who refer your friends to ing we are there for those you care
us. You could pay us no bigger about as well makes us feel like it’s
A. 100 Years B. 135 Years C. 150 Years
complement. As a sign of our more than an insurance agency.
gratitude, we have sent you a We are a community.