Nexum BAS (Bankassurance Solution) Increased commission revenue Combined loan and insurance payment Upsell other bank and insurance products Earn more from existing customer base Monthly interest rates from all insurance payments Loans have insurance coverage No fraud from “internal brokers” Improved customer service – single payment

1. Nexum BAS
(Bankassurance Solution)
Mihails Galuška
Nexum Insurance Technologies
mihails.galuska@nexum.lv
+371 29137360

2. Bankassurance
%
Insurance Bank
Customers

3. Business case
Commission revenue
Cost of sale
% % % % % %
Initial 2nd 3rd 4th 25th
...
sale year year year year
CASCO Property

4. Sales & Product
administration channels
Nexum Bank Assurance Solution
Loan administration
Insurance administration
Bank
Internet bank
Customers

5. Combined product > single payment
Internet bank > Self service

6. Nexum BAS Architecture
Existing banking modules
Nexum Bankassurance Solution
External insurance parts
Customer involvement

7. Web sales example,
Application & quotation

8. Web sales example,
Policy

9. Nexum BAS connectors
x Internet bank integrations Bank
Transaction Reporting Customer
& Loan Services manager
x Authorization System
x Web interface to Nexum BAS Internet Nexum Bank
Bank CRM
x Web sales
BAS
x List of policies Customer
Notification Insurance
Services
x Reminder settings
System
x Reminder delivery
x Loan system integration
x Policy info
x Policy operations x Transaction systems
x Policy quotation x Start payment processing
x Policy issue
x Payment information