Disability of any type or form can be both physically and mentally devastating for a person. The whole situation can worsen beyond measure by denial of rightful disability benefits by insurance companies.

2.  Disability of any type or form can be both physically
and mentally devastating for a person. The whole
situation can worsen beyond measure by denial of
rightful disability benefits by insurance companies. It is,
therefore, important to consult a good disability lawyer
in Toronto before you file for your disability benefits.
 It is often witnessed that disability insurance
companies often resort to unfair or unreasonable denial
or underpayment of genuine insurance claims.

3.  This may seem a bit awkward initially, but there
is a logical explanation for their unscrupulous
behavior. Insurance companies have a vested
interest in the outcome of disability claims, as a
claim approval is inversely proportional to their
profit margin.
 Owing to this impartiality and unethical behavior
of the insurance companies, you are well-advised to
seek the counsel of a qualified and experienced
disability lawyer of Toronto before you even file for
benefits or get denied for long term disability claim.

4. Professional and compassionate lawyers will not only help you recover the
policy benefits but also additional money for the pain and suffering you had
to undergo, owing to bad faith practices of the insurance company.

5. • What Constitutes Bad Faith Practices?
 Some of the common bad faith practices that
insurance companies usually indulge are as
following: This by no means is an exhaustive list
and you are well-advised to consult a good lawyer
before proceeding further.
 Failure on the part of the insurance company
to provide a logical or reasonable explanation in
light of the applicable law as to why the claim of
the policyholder was denied.
 Advising or coaxing a policyholder not to seek
the services of an lawyer.

6. Any attempt made by the insurance company
to settle for an amount that is less than the actual
benefits also falls under bad faith practices.
Sometimes, insurance companies come up with
advertisements or promotional literatures that
promise certain disability benefits. They can be
sued, if they fail to honor their commitments
mentioned in their promotional papers or
advertisements.

7.  Unfair denial of benefits, misrepresentation of
policy benefits, and unreasonable delay in handling of
a claim, among others also fall under bad faith
practices.
 Unfair denial or underpayment of insurance money
can cause acute emotional distress. People under
extreme cases may also suffer the mental trauma of
foreclosure or bankruptcy.

8. Action Speaks Louder than Words: Clients Testimonials
of Share Lawyers
 "Thank you Share Lawyers for giving me back my self-respect, the ability to
keep my home, peace of mind, and a return to financial independence."
– Tanya H., long-term disability claim
 "Thank you, David Share, for believing in me. Thank you, Courtney, for your
compassion and hugs. Thank you to all those I have forgotten and all those
who worked hard behind the scenes. Because of all of you I can believe again."
– Tammie R., long-term disability claim

9.  Share Lawyers is a Toronto based law firm that
enjoys an impeccable record of getting the maximum
for their clients.
 You need to immediately get in touch with this
Toronto-based firm, if you feel that your denial is
unfair. The staff and disability lawyers here will listen
with care and fight with passion for your cause.