2.  Frankfort resident Levon Mathews has a
25-year executive career in commercial
and retail banking. Focused on efficient
revenue production, Levon Mathews has
gathered significant experience in the
expense management and enterprise
risk management fields.

3.  Whereas traditional risk management models
deal with hazard risks, enterprise risk
management (ERM) is a more complex and
holistic approach to risk evaluation.
Companies employ enterprise risk
management measures to identify both
opportunities and risks, to assess their impact,
to develop response strategies, and to
manage their progress. An integrated risk
portfolio examines risks and evaluates their
interaction and cumulative effect across the
entire enterprise. This approach takes into
account all manner of external and internal
contexts, circumstances, and relationships.

4.  The strategies developed in the ERM
process cover more than just accidental
loss; enterprise risk management policies
also cover strategic, operational, financial,
and reputation-related risks, for example.
Additionally, ERM develops and manages
reporting, governance, and compliance
processes, should the organization come
under scrutiny by regulatory bodies. The
decisions and policies that make up an
enterprise risk management solution affect
decision-making processes in all
organizational sectors.