Financial planners help an individual, families or corporate meet both short and long term financial goals. They are certified professionals who work with clients to understand their current financial situations.Laurent Carrier, a reputable financial planner explains the roles of financial planners.

1. The Role of a
Retirement
Planner

2. Financial planners help an individual,
families or corporate meet both short and
long term financial goals.
⦁ They are certified professionals who work with clients to
understand their current financial situations, align it with their
goals and guide them on the right investment decisions.
⦁ However, these are not all that financial planners can do for you,
there are so much more! In this article, Laurent Carrier, a
reputable financial planner explains the roles financial planners
plays in regards to finances.

3. Retirement Planning
⦁ You can achieve a stable financial income even in your
golden years, thanks to financial planner.
⦁ Retirement planning is a lifelong process which can be
done at any time.
⦁ However, having a financial plan at a young age is the key
to building a stable, secure and healthy future.
⦁ Plus, fine-tuning of strategies and investment is made
easy when you start early.
⦁ A financial planner will help you identify your retirement
goals and then implement strategies and plans to not only
ensure you reach those goals but also you have a
successful financial retirement as life unfolds.

4. Realising Financial Corporate Goals
⦁ A financial planner provides advice on corporate finance,
analyze risk, plan for contingencies, and monitor the
progress.
⦁ Your financial follows the corporate retirement objectives
and works towards achieving them while working with the
employees in order to provide a stable financial retirement.
⦁ Having a financial planner will help companies focus on their
business while providing employees with the best plan.
⦁ Moreover, in the case of the owner’s retirement, death,
disability or merger and acquisition, an experienced financial
planner will provide a realistic plans that will ensure a
successful succession.

5. Facing Financial Struggles
⦁ A company or individual might suddenly hit financial
crises, financial planners are trained to help such clients
facing get back on their fit in no time.
⦁ A sudden financial deterioration, debts, loss of job,
accident or serious illness, or a natural disaster can all
lead to financial deterioration which will require an
individual to seek the help of experts to get and stay on
track.

6. Financial Planner In
Estate Planning
Although your estate planner or attorney
plan your wills and trust to distribute your
wealth, however, working with a financial
planner during estate planning is one of the
best things you can do to protect your
legacy.

7. “1. Your financial planner works hand in hand with
estate planners to formulate strategies and
implement them according to your immediate and
future needs.
2. They strategies on wills, trusts, retirement account
beneficiaries, and ensure that assets are properly
insured to the right heirs or future generation.
3. Moreover, they recognise unnecessary death tax,
probate cost or other unnecessary costs, and the
associated challenges and ensure they are
minimised.

8. ⦁ Help clients with living
expenses during retirement
and asset distribution after
retirement to ensure good
financial standing.
⦁ Device strategies such as
investment options, financial
aid or other financial funding
for college.
Financial Planners Perform Other Roles Such As
⦁ Formulate and
implement strategies
for debts minimization
such as college loans,
credit card bills or
mortgage loans.
⦁ Financial planners are
invaluable to helping
with finances when it
comes to making life
decisions such as
marriage, addition to
the family, divorce,
etc.

9. They provide guidance on asset allocation,
risk tolerance and reward.

10. Here are some of the more important roles financial planners
provide explained by Laurent Carrier to guide you in choosing
the right one to organise and manage your finances.

11. Thanks!