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keep your memb
your needs better.
Discount
AT&T Wireless discount1 on
15%
Members get a
plans from the
select wireless
unionized wireless
ONLY national
from
special rebates
provider. Plus
Union Plus.
21st Century Auto
Insurance
switched have
2
Members who’ve
of $565 annually
saved an average
e. Plus driver
on car insuranc
and more.
education grants
age
Wells Fargo Mortg
in
n for members
Mortgage protectio
a
l hardship. Plus 3
case of financia
SM
e Gift award
$500 My Mortgag
after closing.
from Wells Fargo
Learn more
Sincerely,
Leslie Tolf
Privilege
President, Union
ed with any other
t. Cannot be combin
lines for
two-year contrac
iPad, additional
ers require a new
available on the
shared
existing custom
discount is not
data plan and the
AT&T: New and
AT&T wireless
on
s: only the 5GB
15% Union Plus
plans, data plans
plans. Data service
discounts. The
other individual
d plans and Unity
discounted. All
family plans, unlimite AT&T Mobile share plans are
for
ted.
minutes and data
plans are not discoun
new policytion provided by
ary lines, and text
second
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ce through
savings develop
Plus Auto Insuran
l average of annual saved by switching to Union
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Nationa
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coverages or benefits
- 9/30/12 that shows
of variances in
holders from 1/01/12 ce and may not be inclusive
21st Century Insuran
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on after closing
SM
e Gift promoti
g Lender
Fargo My Mortgag Fargo Home Mortgage. The
Equal Housin
receive the Wells
Wells
and
individuals can
mortgage with
where prohibited
3
Mortgage eligible
secured by a first
promotion is void
tion. Wells Fargo
or refinance loans
products. This
for more informa
d.
new purchase
mortgage loan
see website
available with all
N.A. All rights reserve
notice. Please
promotion is not
tion with no prior
Wells Fargo Bank
change or cancella Wells Fargo Bank, N.A. © 2013
subject to
e is a division of
Home Mortgag
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NMLSR ID 399801
Plus Benefits
- Provider of Union
20002
Union Privilege
Washington, DC
NE, Suite 850,
1100 First Street,
d.
ivilege.org
All rights reserve
enews@unionpr
Union Privilege.
Copyright © 2013
would like to update
rcial emails or
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If you no longer
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1

4. Gaming
• design
• packaging
• prototyping

5. RETAIL
• 92 pg Catalogue
One cannot think well, love well, sleep well,
if one has not dined well.
Virginia Woolf
W
CB
IB
Y
PG
(pk4) 2”H JA44/
Ber
, 5.5”W
(10oz) ry Bowl
Sugg. Ret
ail $26
each
W
JA36/W
(pk4) 5”HSm. Footed Com
, 5.5”W
pot
(10oz) e (Ice Cream/So
Sugg. Ret
ail $36 rbet)
each
W
(pk1) 3”H JA30/W
Sauce
, 8.5”W
(9oz) Sug Boat
g. Retail
$62
each
W
JA51/W
(pk1) 7.7 Scallop Sauce
Boa
5”W, 10.
5”L Sug t Stand (w/ind
ent
g. Retail
$30 eac )
h
W
JA53SE
(pk1 set T/W Heart Can
) 6.5” W
apé
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ail $89
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Small oval
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see page
38
W
JA1
(pk2 pai 4/W Salt and
r) 3.5”H
Pep
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ail $56
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Small oval
platter not
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see page
38
W
JMOD
(pk4) 1”H /W Open Con
dim
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ail $13
each
W
JA4
r) 2.5”H 2/W Votive Pai
r
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ail $32
eac
(pk1 pai
h pair
36
possibly the most beautiful tableware in the world
Isabella Tulip
see page 8
W
JA2
(pk1) 3.5 9/W Butter Dis
”W, 8”L
h
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ail $72
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(pk1) 6”H JA11/W Rou
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6. RETAIL Photo Art Direction
• On-figure
• Off-figure
• Group shots
• Home furnishings

7. High Tech
• Newspaper
• Digital board

8. Financial
• Postcard
• Trade ad
• Newspaper
Let your s
kills
shine thro
ugh.
At Bank of Mont
real, diversity is
reflected in our
business and
in our employme
nt practices.
Workplace equa
lity is the corne
rstone of all our
human resources
policies. Committed
to creating
an inclusive, supp
ortive workplace
where every
individual can stand
out and be value
d, we benefit
from diversity in
all its forms. Our
policy on workplace accommoda
tion provides suppo
rt for people
with disabilities
in their day-to-day
employment
activities.
We firmly believ
e that each emplo
yee has unique
strengths to contri
bute to the team.
So let your talents
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ization that will
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e abilities and help
you reach your
full potential.
For current vacan
cies, please visit
our Web site
at: www.bmo.com
/careers/, and forwa
rd your
resume, indicating
appropriate refere
nce number, to:
Workplace Equa
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urces, Bank of
Montreal, 55 Bloor
Street West, 6th Floor
, Toronto,
Ontario, M4W
3N5. Fax: (416)
927-5555.
E-mail: ability@bm
o.com
® Registered Trademar
k of Bank of Montreal

9. Real estate
• Billboard
• Floorplans

10. Financial
• Booth display
• Web design
e
Welcom
to

11. B2B
• Magazine
• Trade ad
• Direct mail
• Postcard
In Good Company
THE EVOLUTION OF THE ENTREPRENEUR BY MORTGAGE INTELLIGENCE
There’s a reason why more than 1,000 independent consultants and associates across Canada have joined forces with
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• Critical mass with large lenders
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Find out how Mortgage Intelligence can help you take your career to the next level.
Call us at 1.877.667.5483 or visit on the web.
Vous possédez une petite entreprise.
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C’est pourquoi nous comprenons la situation des
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au consultant Intelligence Hypothécaire de votre
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Bureau central : 3100 boulevard le Carrefour, Bureau 650, Laval QC H7T 2K7 MC Marque de commerce d’Intelligence Hypothécaire Inc.
® Marque déposée d’Intelligence Hypothécaire Inc. © Intelligence Hypothécaire Inc., 2006. Tous droits réservés.
SUSAN SMITH
Consultant(e) en prêts hypothécaires
(555) 555-5555
consultant@intelligencehypothecaire.ca
www.intelligencehypothecaire.ca/consultant

12. Discover the
Resmor Advantage
RESIDENTIAL FUNDING
• Corporate Identity package
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RESMOR
trust
Please call
RESMOR
trust
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May 1, 2008
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Rate and Finders Fee
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1 yr
2 yr
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3
4 yr
luptat. yr
5 yr
Insured High Ratio AAA+
ARM
6.390
6.140
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6.140
Finders Fee
nonsectet aliquis6.140
5.990
50
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80
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8.250
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Finders Fee
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7.940
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100
100
100
Insured Low Doc
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Finders Fee
6.140
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5.990
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Finders Fee
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50
P-0.250
50
100
100
Unconventional C65
110
80
8.500
8.650
8.650
Finders Fee
8.650
8.690
50
50
100
100
Unconventional C75
110
8.000
8.150
8.150
Finders Fee
8.150
8.190
50
50
100
100
Conventional AAA+
110
6.390
6.140
6.140
Finders Fee
6.140
5.990
50
P-0.600
50
75
75
Conventional A
80
80
6.890
6.640
6.640
Finders Fee
6.640
6.540
50
P-0.100
50
75
75
85
80
* Second
RESMOR
trust
John Smith
2425 Matheson Blvd., 7th
Floor
Mississauga, Ontario L4W
5K4
Toll-Free: (866) 444-8615
Mobile: (416) 844-2299
403-555-555
Calgary, ON
mortgages also offer a
Insured Product Rate
6 to 12 months term at
Classification Criteria
AAA+
Averaged minimum Beacon
6.10 (all applications).
Minimum 6 months credit
reporting (under 12
months add 0.25% to
rate).
No bankruptcies, judgements
last 4 years.
Rate Premium for AAA+
Resmor Trust will add
0.25% to the
applicable rate when:
- Co-borrower Release
clause is requested
- Mortgage Balance is
under $50,000
or over $600,000
- Proprety is a Mobile
Home
RESMOR
trust
R
MO
R E Sr u s t
t
A
Averaged Minimum Beacon
UNDER 6.10
(all applicants)
Discharged Bankruptcy
and Satisfied
Judgements last 4 years
Clients must have 12 months
re-established
credit after bankruptcy
Broker Discretion Pricing
A 20 bp reduction in Finders
Fee equals
a 5 pb reduction in Rate
the one year rate and
www.resmor.com
RESMOR
trust
2425 Matheson Blvd., 7th
Floor
Mississauga, Ontario L4W
5K4
Toll-Free: (866) 444-8615
Mobile: (416) 844-2299
2425 Matheson Blvd., 7th
Floor
Mississauga, Ontario L4W
5K4
Toll-Free: (866) 444-8615
Mobile: (416) 844-2299
www.resmor.com
www.resmor.com
finders fee.
Conventional Product
AAA+
Rate Classification Criteria
Averaged minimum Beacon
640 (immediate family).
No major derogatory
credit within the last 12
months.
Bankruptcy must be discharged
minimum 4 years,
minimum 12 months A1
re-established credit.
This product allows the
borrower to have a TDSR
up to 50%
depending upon the LTV.
See below
LTV
65% - 75%
TDSR
42%
50% - 65%
‹ 50%
0% Premium
45%
0% Premium
N/A +
0% Premium
50%
0.25%
N/A
+ 0.25%
N/A
+ 0.50%
A
Averaged Minimum Beacon600
- 639 (immediate family)
No major derogatory
credit within the last 12
months.
Bankruptcy must be discharged
minimum 2 years,
minimum 12 months A1
re-established credit.
PMS 872
Rate Hold 160 Days
1 (866) 333.7030
PMS 877
PMS Cool Gray 5
Darren E. Thompson, AMP
Vice President
RESMOR
trust company
PMS 295
2425 Matheson Blvd.., 7th Floor
Mississauga, Ontario L4W 5K4
Toll-Free: (866) 444-8615
Mobile: (416) 844-2299
Email: dthompson@resmor.com
www.resmor.com

13. Pharmaceutical
• Kit Folder
• Journal ad
• Patient handbook
• Dose card
™

14. Angels
Gate Wi
nery
Châte
au des
Charm
Colio Es
es
tate Wi
nes
Cre
Laura
Great
Ni
Comm agara Barre
l Auctio
ittee
n
Contrib
uting W
Grape
Grower ineries/
s
NON PROFIT
A Tra
ditio
n Beg
Nove
ins
mber
14, 20
04
• Logo design
• Stationary
in Jensen
Laura McCa
Founding Chair
Michèle Bosc
Co-chair
an
Barry Katzm
Co-chair
s
Sandra Wilke
tor,
Executive Direc
dation
SCGH Foun
l, OC
Bluma Appe
ble, Ph.D.
Linda Bram
ck
Steven Elphi
der
RSVP
Douglas Hern
r
Douglas Hunte
Sue-Ann Staff
, OC
Donna Scott
Novem
ber 14
Name
Compa
Addres
City
, 2004
ny Nam
s
e
Telepho
ne
Reserv
e
T:
F:
W:
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)
UND (3863
(905) 323-F
226
(905) 684-3
ation.com
www.scghfound
ation.com
info@scghfound
Street,
142 Queenston
Ontario
St. Catharines,
7C6
Canada, L2R
Postal
Code
Fax
@$225/
pp
tables
I am un
@$2225
able to
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please
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accept tend your ev
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arines s payable to
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l Hosp
ital Fo
undatio
n.

15. Manufacturing
• Catalogue
• Product chart

16. Recruitment
• Newspaper
• Trade ad
Quality Control Engineering
Manufacturing Engineering
Stationary Engineers (Level Two)
Please send your resume, indicating position of interest, to:
Toyota Motor Manufacturing Canada Inc.,
Human Resources, 1055 Fountain Street North,
P.O. Box 5002, Cambridge, Ontario N3H 5K2.
Fax: (519) 653-5558. E-mail: recruiting@tmmc.ca
(quoting position in subject line).
Information Systems

17. Auxiliary
• 130 pg Magazine

18. Steven M. Lauer
e-mail: lauersteven@gmail.com
phone: 415-926-3074