The document discusses how companies eventually outgrow using Excel for cash and risk management as their needs grow in terms of visibility, productivity, and standardized controls. It provides examples of how a treasury management system like Kyriba can help improve visibility into cash flows, increase productivity by automating tasks and integrating data from multiple sources, and standardize controls across payment processes, geographies, and users to prevent fraud. Kyriba is positioned as a cloud-based platform that large corporations use to manage their cash and risk more effectively than spreadsheets alone.

1. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 1
Help! I've Outgrown Excel
for Managing Cash and Risk
Bob Stark, Kyriba
April 4, 2019

2. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 2
Safe Harbor Statement
The following is intended to outline our general product direction. It is
intended for information purposes only, and may not be incorporated into
any contract. It is not a commitment to deliver any material, code, or
functionality, and should not be relied upon in making purchasing decisions.
The development, release, and timing of any features or functionality
described for Oracle’s products remains at the sole discretion of Oracle.

3. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 3
Agenda
What does outgrowing Excel mean?
Opportunities to get better at
• Cash Management
• Payments
• Risk Management

4. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 4
Symptoms of Outgrowing Spreadsheets
VisibilityProductivity Standardized
controls
You suffer from a lack of:

5. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 5
Increase
Productivity

6. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 6
Increase Productivity
• Spreadsheets are easy…sometimes too easy
• Become less effective when bringing data
together from multiple sources & locations
 Lack security
 No controls
 No audit trails
 WYSIWYG
• Poor for analytics and KPIs

7. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 7
*Visibility*
Simplicity
1) As easy as a spreadsheet
2) Automate import from ERP
Sophistication
3) Models, Extrapolation,
Algorithms to build the
“challenging” cash flows
Increase Productivity

8. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 8
Improve Visibility

9. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 9
Improved Visibility
1) Increase cash returns
−Deploy idle cash – to investments or supplier early payments
−Invest for longer / reduce debt
2) Reduce bank accounts/fees
−Minimize bank accounts through better cash management
−Reduce need for services such as ZBA (can self-manage)
3) Protect cash
−See potential fraud in real-time
−Protect cash from currency/interest rate volatility

10. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 10
Improved Visibility
Cash Forecasting
1) Simplicity
• As easy as a spreadsheet
• Automatic integration of data
2) Sophistication
• Complex models & algorithms
• Graphical variance analysis

11. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 11
Key to Forecasting: Measure accuracy
 Require detailed variance analysis to
find the discrepancies
 Need multiple time
snapshots – quarterly
assessment insufficient
 Data visualization can be
easier to target problems
Improved Visibility

12. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 12
Standardize
Controls

13. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 13
Fraud affects more than payments
Fraud
Detection
Payments
Access to
Treasury
Technology
Supplier
Account
Verification
Investments
& Trading
Bank
Account
Mgmt
Do I have visibility into every payment?
Are my controls consistent for every
bank, every region, every person?
Do I review my ACKs?
How many bids before a trade?
Can Settlement Instructions
be modified?
How many layers of
protection exist after
your password
Are there controls to prevent
unauthorized change to
supplier payment info?
Do I know my account signatories?
Who can change them?
Does my bank have the same list?
Do I use payment watchlists?
Do I have a control center to
view all transactions and
modifications?
Connectivity
Can connectivity be
compromised?
Fraud &
Cybercrime
in Finance

14. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 14
Standardize controls
Area of Responsibility Control Issue
Payments • Payments have different approval chains depending on
who initiated the payment request
• Treasury team can modify payments initiated by A/P
• Personnel in APAC have different approval steps than in
US because there are less finance staff in Asia
Cash Management • CFO lacks real-time visibility into actual/expected cash
balances
• There is no cash audit trail because spreadsheets are used
Bank Accounts • Bank account signatories are not immediately updated
when someone transfers or leaves
We can fix this!!!!

15. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 15
Preventing Payment Fraud: Standardize!
• Exceptions to a standardized process opportunity
• Consistency is the key: standardize controls across all
payments, in all geographies, by all people, within all
payment systems
You Your banks
Payment
Initiation
Payment
Approval
Payment
Documentation
Payment
Transmission
Payment
Request

16. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 16
What I need in my payment workflow
KyribaNetSuite
Document
Attachment
Single
Source of
Record
Automated
Confirmations
One Set of
Approvals
Consistent
Security
Protocol
One Set of
Limits
Real-time
Visibility
Encrypted
Transfer
Banks

17. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 17
In conclusion….

18. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 18
You have outgrown spreadsheets when…
• Spend too much time “fixing” them
• Need security, audit and controls for your cash
and risk management data
• Need automated reporting
• Need visibility and analysis
of cash flow at risk

19. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 19

20. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 20
THANK YOU

21. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 21
What is Kyriba?
100% Cloud
Platform for
CFOs
2,000 clients
60,000 users
100+ countries
Fully
integrated
with NetSuite
Global
leader for
cash and risk

22. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 22
Leading corporates trust Kyriba
Transport
Healthcare
Financial
Technology
Retail
Travel
Industrials

23. Copyright © 2019, Oracle and/or its affiliates. All rights reserved. 23
Data exchange between Kyriba & NetSuite
SWIFT, FTP, API (whatever
the bank supports)