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Telfund International
                Talk. Text. Send. TM




   Business Summary
          &
   Compensation Plan




                                       V3119
TELFUND INTERNATIONAL (TFI)
Talk. Text. Send. TM


                                  Business Summary
The Company
TFI is a membership-based international communications and financial services company.
Launched in March of 2009 as a subsidiary of Amcom Communications, the company developed
and owns all of its technology.
TFI is expanding its service offerings worldwide as it adds on more local currencies that members
(customers) use to pay for services. The company sells its services through a worldwide network
of independent distributors. Member services fall into three categories, which make up the
company tag line: Talk. Text. Send.

Services
Talk: Members worldwide use their cell phones to access the TFI network and make calls up to 6
times cheaper than their local service providers.
Text: Primarily a group-texting service, members use this service to send messages out to large
or small groups of people. For example large organizations, schools and businesses can use the
service instead of email because texts are immediate and effective.
Send: Because TFI is expanding its ability to offer Direct Deposit in many countries, members
can send money to each other through Member-to-Member transfer at superior exchange rates
and low costs. This service is similar to companion pay cards, but far more convenient.

Membership
TFI offers three types of membership: Free Membership, Basic Membership and Premium
Membership. Each membership type offers progressively cheaper calling, texting and money
sending rates. Enrolling as a member is globally simple; prospective members call a U.S. phone
number and spend less than 1 minute to register.
Of particular importance is the fact that no one can enroll as a member without being
recommended by another member. Regular members (customers) recommend others to TFI and
by doing so earn a 10% calling credit on all the phone calls of the members they refer.
TFI will ultimately offer members the ability to pay for services and manage their accounts in 40+
currencies worldwide. Likewise, members will be able to transfer money through Direct Deposit in
40+ countries in a wide choice of currencies at less cost than the alternatives.

Distributor Opportunity
TFI offers its distributors one of the most progressive compensation concepts possible, the Global
Payline. As each distributor is building their business and team of sub-distributors, TFI organizes
each new distributor worldwide into a single line through which the volume of the entire company
is fed. Each distributor earns commissions on the membership revenue volume of everyone under
them in this single line.
TFI distributors earn many other commissions and awards as well ranging from $1,000 to
$100,000 bonuses and a Mercedes Benz car allowance. Distributors will ultimately be able to
transfer their commissions through Direct Deposit in 40+ currencies. TFI distributors always earn
commissions in U.S. Dollars. Please read the compensation plan on the following pages for
complete details on the incredible TFI opportunity.

Page 2
TFI Compensation Plan
1- Training Bonuses (TB) paid up 7 levels
Every time a new distributor is enrolled, it is a requirement of that distributor to seek out training and the
responsibility of that person’s sponsor and upline team members to train them. TFI pays a one-time
Training Bonus to the uplines of every new distributor to ensure consistent training. The company
announces TB’s every month; they are a variable part of the plan.
Example TB payout is:                                                                                       Upline        $3

                                                                                                   Upline            $3
       Sponsor: $25
                                                                                              Upline
                                                                                                             $3
         Sponsors first upline: $10
       Sponsors second upline $3                                                   Upline            $3
       Sponsors third upline $3
                                                                            Upline            $3
       Sponsors fourth upline $3
                                                                   Upline
                                                                                   $10
         Sponsors fifth upline $3
                                                       Sponsor
         Sponsors sixth upline $3                                           $25

                                           New Distributor


The first requirement of a new distributor is to get trained by their upline team. Then in order to advance to
Team Starter, which is the first rank, a new distributor must sponsor 3 front line distributors. In this TB
example they will earn a $25 TB on each, for a total of $75. For every new distributor sponsored and trained
by their frontline, they earn $10 each, and so on. See page 2 for ranks.

In general, Trainees, Team Starters and Team Builders will be more focused on TB’s than any other
commission, until they reach Team Leader, the rank at which their weekly earnings from the Global Payline
are $25 a week. Every distributors first goal should be to get to Team Leader.
                                                                                                              TFI
2- Global Payline
                                                                                                                1 Cycle $
All TFI distributors are building their own organizations and as they do, TFI is building
                                                                                                                2 Cycle $
the Global Payline. The Global Payline contains every TFI distributor worldwide in
one straight line based on their enrollment date and time. You can think of the Global
                                                                                                                3 Cycle $
Payline as a “Pay Leg” and a “Power Leg” in one.

                                                                                                                4 Cycle $
Every 1-dollar of member revenue generates 1-point in volume for the Global Payline.
Volume enters the Global Payline at the point where the distributor whose members
                                                                                                                5 Cycle $
created that volume resides. Points then go up the Global Payline and every
distributor up the line gets a copy of those points. This means every distributor who
                                                                                                                6 Cycle $
joins the company after you, anywhere on earth, will be generating points for you.

                                                                                                                7 Cycle $
A Pay Cycle is generated for every 100 points accumulated. Pay Cycles run nightly.
Every Pay Cycle pays out $50. Your weekly earnings from the Global Payline are
                                                                                                                8 Cycle $
based on your rank; the higher your rank, the higher your weekly pay.

                                                                                                                9 Cycle $
TFI guarantees at least a 65% payout on Customer Membership Revenue in the
Global Payline alone.
                                                                                                               10 Cycle $
                                                                                                               11 Cycle $
                                                                 Points create Volume.
                                                                 Volume goes in and up…
                                                                                                               12 Cycle $
                                                                 …Pay Cycles come out
Page 3
                                                                 for everyone based on rank
Ranks
TFI ranking is built on volume, pure and simple. As you build each of your teams, your rank increases based
on the volume each team or “leg” generates. Your frontline that creates a leg can be a customer or distributor.
                                                                               Active
                                                                               enrolled
 RANK                PERSONAL SPONSORSHIP REQUIREMENT                                         CMR      COMMISSIONS
                                                                               frontline
                                                                               distributors

                      None: this is your rank when you first enroll                                   Training Bonuses
 Trainee                                                                          None        None

                                                                                                        Global Payline to a weekly
                      300 Downline GV, no more than 100 GV from any
 Team Starter                                                                       3          $74        maximum of $1
                        personally enrolled single leg; this is the same as
                                                                                                        Training Bonuses
                        sponsoring 3 Trainees
                                                                                                        Global Payline to a weekly
                      600 Downline GV, no more than 400 GV from any
 Team Builder                                                                       3          $84        maximum of $4
                        personally enrolled single leg
                                                                                                        Training Bonuses
                                                                                                        Global Payline to a weekly
                      1,000 Downline GV, no more than 500 GV from
 Team Leader                                                                        3          $84        maximum of $25
                        any personally enrolled single leg
                                                                                                        Training Bonuses
                                                                                                        Global Payline to a weekly
                      2,500 Downline GV, no more than 1,000 GV from
 Trainer                                                                             3        $129        maximum of $50
                        any personally enrolled single leg
                                                                                                        Training Bonuses
                                                                                                        Global Payline to a weekly
                      7,000 Downline GV, no more than 2,500 GV from
 Manager                                                                            4         $189        maximum of $150
                        any personally enrolled single leg
                                                                                                        Training Bonuses
                                                                                                        Global Payline to a weekly
                      30,000 Downline GV, no more than 10,000 GV                                        maximum of $500
 Director                                                                            5        $249
                                                                                                        Achievement/Training Bonuses
                        from any personally enrolled single leg
                                                                                                        Director Pool
                                                                                                        Global Payline to a weekly
                      100,000 Downline GV, no more than 34,000 GV                                       maximum of $1,000
 1k Director                                                                         6        $324
                                                                                                        Achievement/Training Bonuses
                        from any personally enrolled single leg
                                                                                                        Director Pool
                                                                                                        Global Payline to a weekly
                      200,000 Downline GV, no more than 67,000 GV                                       maximum of $2,000
 2k Director                                                                         7        $429
                                                                                                        Achievement/Training Bonuses
                        from any personally enrolled single leg
                                                                                                        Director Pool
                                                                                                        Global Payline to a weekly
                      500,000 Downline GV, no more than 170,000 GV                                      maximum of $5,000
 5k Director                                                                         8        $624
                                                                                                        Achievement/Training Bonuses
                        from any personally enrolled single leg
                                                                                                        Director Pool
                                                                                                        Global Payline to a weekly
                      1,000,000 Downline GV, no more than 340,000                                       maximum of $10,000
 10k Director                                                                        9        $1,000
                                                                                                        Achievement/Training Bonuses
                        GV from any personally enrolled single leg
                                                                                                        Director Pool
                                                                                                        Global Payline to a weekly
                      2,000,000 Downline GV, no more than 680,000                                       maximum of $20,000
 Millionaire                                                                        10        $1,500
                                                                                                        Training Bonuses
                        GV from any personally enrolled single leg
                                                                                                        Director Pool
                                                                                                        Global Payline to a weekly
                      4,000,000 Downline GV, no more than 1,400,000                                     maximum of $30,000
 Elite-Millionaire                                                                  11        $2,500
                                                                                                        Training Bonuses
                        GV from any personally enrolled single leg
                                                                                                        Director Pool
                                                                                                        Global Payline to a weekly
                      8,000,000 Downline GV, no more than 2,700,000                                     maximum of $60,000
 Multi-Millionaire                                                                  12        $5,000
                                                                                                        Training Bonuses
                        GV from any personally enrolled single leg
                                                                                                        Director Pool

Active = paying monthly distributor fee
Qualified = 3 frontline Active distributors; qualifies to earn Global Payline commissions
CMR = Collected Membership Revenue; the membership revenue collected from personal customers
Downline GV = Customer and Distributor membership monthly fees plus all transaction fees (not usage)




  Page 4
3- Directors Pool
  Once a distributor has reached the rank of Director or above, they earn units in the Director Pool. We pay out
  3% of all company customer revenue to the Director Pool, which is shared among all participants in this pool.

  4- Achievement Bonuses
  We have created incentives for go-getters to earn very lucrative Achievement Bonuses for building
  organizations, and hence customer member volume so long as they do so within reasonable time limits.
  The following Achievement Bonuses are paid out after a distributor reaches a given rank and maintains that
  rank for 4 consecutive weeks:

          One time $1,000 Achievement Bonus to become Director within 3 months from enrollment
          One time $10,000 Achievement Bonus to become 1k Director within 5 months from enrollment
          One time $20,000 Achievement Bonus to become 2k Director within 7 months from enrollment
          One time $50,000 Achievement Bonus to become 5k Director within 10 months from enrollment
          One time $100,000 Achievement Bonus to become 10k Director within 12 months from enrollment

  Achievement Bonuses are cumulative, meaning you can earn them all. A go-getter who advances to all
  these ranks within their time limits will have earned $181,000 in Achievement Bonuses alone in the first 12
  months from their enrollment.

  5- Retail Sales Profit
  There are three ways to earn Retail Sales profit:

       1. Collect your own CASH price to transfer money to any member’s Usage Load account
       2. Collect your own CASH price to transfer money to any member’s wallet
       3. Collect your own CASH price to transfer money to any member’s linked bank account

  6- Founders Pool
  We pay out 5% of all company customer revenue to the Founder Pool, which is shared among all units in
  this pool.

  7- $1,500 monthly Mercedes Benz car allowance
  Distributors who advance to the rank of 1k Director and above become eligible to participate in TFI’s
  Mercedes Benz car allowance program. TFI will reimburse up to $1,500 per month on the purchase or
  lease of a brand new SL or S class Mercedes Benz so long as participants in this program maintain their
  pay rank continuously with no lapses in pay rank.

  Telfund Distributor Rights Agreement
  The company has issued its Distributor Rights Agreement or “DRA” which guarantees that the
  compensation plan cannot be changed to make qualifications harder or commissions lower. The company
  reserves the right to make qualifications easier and to raise commissions, but it must obtain a majority vote
  from the Founders Council in order to do so.



All references to distributor income in this document are not a guarantee; they are for illustration purposes only.
The company does not guarantee any level of income or earnings to anyone. Like any independent business,
income earned depends solely on each distributor’s skill set, commitment and personal application.


Telfund is a dba of Amcom Communications Corporation. The terms “Telfund”, “Tellfund”, “Telefundo” and “Global Payline” are all registered
trademarks of Amcom Communications Corporation, all rights reserved, 2009.


  Page 5

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Telfund Business Summary Compensation Plan

  • 1. Telfund International Talk. Text. Send. TM Business Summary & Compensation Plan V3119
  • 2. TELFUND INTERNATIONAL (TFI) Talk. Text. Send. TM Business Summary The Company TFI is a membership-based international communications and financial services company. Launched in March of 2009 as a subsidiary of Amcom Communications, the company developed and owns all of its technology. TFI is expanding its service offerings worldwide as it adds on more local currencies that members (customers) use to pay for services. The company sells its services through a worldwide network of independent distributors. Member services fall into three categories, which make up the company tag line: Talk. Text. Send. Services Talk: Members worldwide use their cell phones to access the TFI network and make calls up to 6 times cheaper than their local service providers. Text: Primarily a group-texting service, members use this service to send messages out to large or small groups of people. For example large organizations, schools and businesses can use the service instead of email because texts are immediate and effective. Send: Because TFI is expanding its ability to offer Direct Deposit in many countries, members can send money to each other through Member-to-Member transfer at superior exchange rates and low costs. This service is similar to companion pay cards, but far more convenient. Membership TFI offers three types of membership: Free Membership, Basic Membership and Premium Membership. Each membership type offers progressively cheaper calling, texting and money sending rates. Enrolling as a member is globally simple; prospective members call a U.S. phone number and spend less than 1 minute to register. Of particular importance is the fact that no one can enroll as a member without being recommended by another member. Regular members (customers) recommend others to TFI and by doing so earn a 10% calling credit on all the phone calls of the members they refer. TFI will ultimately offer members the ability to pay for services and manage their accounts in 40+ currencies worldwide. Likewise, members will be able to transfer money through Direct Deposit in 40+ countries in a wide choice of currencies at less cost than the alternatives. Distributor Opportunity TFI offers its distributors one of the most progressive compensation concepts possible, the Global Payline. As each distributor is building their business and team of sub-distributors, TFI organizes each new distributor worldwide into a single line through which the volume of the entire company is fed. Each distributor earns commissions on the membership revenue volume of everyone under them in this single line. TFI distributors earn many other commissions and awards as well ranging from $1,000 to $100,000 bonuses and a Mercedes Benz car allowance. Distributors will ultimately be able to transfer their commissions through Direct Deposit in 40+ currencies. TFI distributors always earn commissions in U.S. Dollars. Please read the compensation plan on the following pages for complete details on the incredible TFI opportunity. Page 2
  • 3. TFI Compensation Plan 1- Training Bonuses (TB) paid up 7 levels Every time a new distributor is enrolled, it is a requirement of that distributor to seek out training and the responsibility of that person’s sponsor and upline team members to train them. TFI pays a one-time Training Bonus to the uplines of every new distributor to ensure consistent training. The company announces TB’s every month; they are a variable part of the plan. Example TB payout is: Upline $3 Upline $3  Sponsor: $25 Upline  $3 Sponsors first upline: $10  Sponsors second upline $3 Upline $3  Sponsors third upline $3 Upline $3  Sponsors fourth upline $3 Upline  $10 Sponsors fifth upline $3  Sponsor Sponsors sixth upline $3 $25 New Distributor The first requirement of a new distributor is to get trained by their upline team. Then in order to advance to Team Starter, which is the first rank, a new distributor must sponsor 3 front line distributors. In this TB example they will earn a $25 TB on each, for a total of $75. For every new distributor sponsored and trained by their frontline, they earn $10 each, and so on. See page 2 for ranks. In general, Trainees, Team Starters and Team Builders will be more focused on TB’s than any other commission, until they reach Team Leader, the rank at which their weekly earnings from the Global Payline are $25 a week. Every distributors first goal should be to get to Team Leader. TFI 2- Global Payline 1 Cycle $ All TFI distributors are building their own organizations and as they do, TFI is building 2 Cycle $ the Global Payline. The Global Payline contains every TFI distributor worldwide in one straight line based on their enrollment date and time. You can think of the Global 3 Cycle $ Payline as a “Pay Leg” and a “Power Leg” in one. 4 Cycle $ Every 1-dollar of member revenue generates 1-point in volume for the Global Payline. Volume enters the Global Payline at the point where the distributor whose members 5 Cycle $ created that volume resides. Points then go up the Global Payline and every distributor up the line gets a copy of those points. This means every distributor who 6 Cycle $ joins the company after you, anywhere on earth, will be generating points for you. 7 Cycle $ A Pay Cycle is generated for every 100 points accumulated. Pay Cycles run nightly. Every Pay Cycle pays out $50. Your weekly earnings from the Global Payline are 8 Cycle $ based on your rank; the higher your rank, the higher your weekly pay. 9 Cycle $ TFI guarantees at least a 65% payout on Customer Membership Revenue in the Global Payline alone. 10 Cycle $ 11 Cycle $ Points create Volume. Volume goes in and up… 12 Cycle $ …Pay Cycles come out Page 3 for everyone based on rank
  • 4. Ranks TFI ranking is built on volume, pure and simple. As you build each of your teams, your rank increases based on the volume each team or “leg” generates. Your frontline that creates a leg can be a customer or distributor. Active enrolled RANK PERSONAL SPONSORSHIP REQUIREMENT CMR COMMISSIONS frontline distributors  None: this is your rank when you first enroll  Training Bonuses Trainee None None  Global Payline to a weekly  300 Downline GV, no more than 100 GV from any Team Starter 3 $74 maximum of $1 personally enrolled single leg; this is the same as  Training Bonuses sponsoring 3 Trainees  Global Payline to a weekly  600 Downline GV, no more than 400 GV from any Team Builder 3 $84 maximum of $4 personally enrolled single leg  Training Bonuses  Global Payline to a weekly  1,000 Downline GV, no more than 500 GV from Team Leader 3 $84 maximum of $25 any personally enrolled single leg  Training Bonuses  Global Payline to a weekly  2,500 Downline GV, no more than 1,000 GV from Trainer 3 $129 maximum of $50 any personally enrolled single leg  Training Bonuses  Global Payline to a weekly  7,000 Downline GV, no more than 2,500 GV from Manager 4 $189 maximum of $150 any personally enrolled single leg  Training Bonuses  Global Payline to a weekly  30,000 Downline GV, no more than 10,000 GV maximum of $500 Director 5 $249  Achievement/Training Bonuses from any personally enrolled single leg  Director Pool  Global Payline to a weekly  100,000 Downline GV, no more than 34,000 GV maximum of $1,000 1k Director 6 $324  Achievement/Training Bonuses from any personally enrolled single leg  Director Pool  Global Payline to a weekly  200,000 Downline GV, no more than 67,000 GV maximum of $2,000 2k Director 7 $429  Achievement/Training Bonuses from any personally enrolled single leg  Director Pool  Global Payline to a weekly  500,000 Downline GV, no more than 170,000 GV maximum of $5,000 5k Director 8 $624  Achievement/Training Bonuses from any personally enrolled single leg  Director Pool  Global Payline to a weekly  1,000,000 Downline GV, no more than 340,000 maximum of $10,000 10k Director 9 $1,000  Achievement/Training Bonuses GV from any personally enrolled single leg  Director Pool  Global Payline to a weekly  2,000,000 Downline GV, no more than 680,000 maximum of $20,000 Millionaire 10 $1,500  Training Bonuses GV from any personally enrolled single leg  Director Pool  Global Payline to a weekly  4,000,000 Downline GV, no more than 1,400,000 maximum of $30,000 Elite-Millionaire 11 $2,500  Training Bonuses GV from any personally enrolled single leg  Director Pool  Global Payline to a weekly  8,000,000 Downline GV, no more than 2,700,000 maximum of $60,000 Multi-Millionaire 12 $5,000  Training Bonuses GV from any personally enrolled single leg  Director Pool Active = paying monthly distributor fee Qualified = 3 frontline Active distributors; qualifies to earn Global Payline commissions CMR = Collected Membership Revenue; the membership revenue collected from personal customers Downline GV = Customer and Distributor membership monthly fees plus all transaction fees (not usage) Page 4
  • 5. 3- Directors Pool Once a distributor has reached the rank of Director or above, they earn units in the Director Pool. We pay out 3% of all company customer revenue to the Director Pool, which is shared among all participants in this pool. 4- Achievement Bonuses We have created incentives for go-getters to earn very lucrative Achievement Bonuses for building organizations, and hence customer member volume so long as they do so within reasonable time limits. The following Achievement Bonuses are paid out after a distributor reaches a given rank and maintains that rank for 4 consecutive weeks:  One time $1,000 Achievement Bonus to become Director within 3 months from enrollment  One time $10,000 Achievement Bonus to become 1k Director within 5 months from enrollment  One time $20,000 Achievement Bonus to become 2k Director within 7 months from enrollment  One time $50,000 Achievement Bonus to become 5k Director within 10 months from enrollment  One time $100,000 Achievement Bonus to become 10k Director within 12 months from enrollment Achievement Bonuses are cumulative, meaning you can earn them all. A go-getter who advances to all these ranks within their time limits will have earned $181,000 in Achievement Bonuses alone in the first 12 months from their enrollment. 5- Retail Sales Profit There are three ways to earn Retail Sales profit: 1. Collect your own CASH price to transfer money to any member’s Usage Load account 2. Collect your own CASH price to transfer money to any member’s wallet 3. Collect your own CASH price to transfer money to any member’s linked bank account 6- Founders Pool We pay out 5% of all company customer revenue to the Founder Pool, which is shared among all units in this pool. 7- $1,500 monthly Mercedes Benz car allowance Distributors who advance to the rank of 1k Director and above become eligible to participate in TFI’s Mercedes Benz car allowance program. TFI will reimburse up to $1,500 per month on the purchase or lease of a brand new SL or S class Mercedes Benz so long as participants in this program maintain their pay rank continuously with no lapses in pay rank. Telfund Distributor Rights Agreement The company has issued its Distributor Rights Agreement or “DRA” which guarantees that the compensation plan cannot be changed to make qualifications harder or commissions lower. The company reserves the right to make qualifications easier and to raise commissions, but it must obtain a majority vote from the Founders Council in order to do so. All references to distributor income in this document are not a guarantee; they are for illustration purposes only. The company does not guarantee any level of income or earnings to anyone. Like any independent business, income earned depends solely on each distributor’s skill set, commitment and personal application. Telfund is a dba of Amcom Communications Corporation. The terms “Telfund”, “Tellfund”, “Telefundo” and “Global Payline” are all registered trademarks of Amcom Communications Corporation, all rights reserved, 2009. Page 5