community: http://telfund.ning.com
AND LEARN HOW TO USE IT
5 babies are born every second worldwide, but 30 new mobile phones are subscribed to every second.
There are 2,000 times as many mobile phones as ATMs in the world.
The ubiquitous mobile phone offers a convenient, quick, secure, low cost channel to initiate and receive money transfers. With cross
border remittances, domestic money transfers, airtime remittance, utility bill payment, payroll and microfinance loan repayments, the
potential value of new revenues and volume of new, loyal customers for MNOs and banks is phenomenal.
Reaching the unbanked
World Bank estimates indicate that reducing remittance commission charges by 2-5% could increase the flow of formal remittances by 50-
70%. Therefore MOBILE MONEY TRANSFER WITH TELFUND INTERNATIONAL can have a transformational effect on developing economies. Mobile Money
with Telfund also enables financial services and money transfers – often initiated by urban and international immigrants – to reach poor
people in rural areas. Critically, Mobile Money offers the first commercially viable opportunity to reach the unbanked with low cost, no
-frills financial services.
Mobile Money Transfer With Telfund International is the killer app in the mobile Payment suite
70% of new mobile payment initiatives announced in the last 6 months have been in Mobile Money Transfer.
---------------------------------------------------------------
Telfund Mobile to Mobile money transfer users to reach 100 million by 2013
As more and more migrant workers are sending money back home to their families, the rate of adoption of mobile money transfers is growing
exponentially.
In fact, if a new analysis published by Juniper Research recently is to be believed, there would be more than 100 million users around
the world who use their mobile phones for international money transfers by year 2013.
In places where the $100-laptop hasn’t been deployed yet, mobile phones will be the most important tools a migrant worker could ever have
while he’s trying to save up every penny to send back home, as pointed out in the research.
“The mobile phone will become a vital enabler in developing countries because often many more people have phones than have bank
accounts. The GSM Association Mobile Money Transfer global initiative emphasizes the importance that is attached to this across the
mobile industry as a whole.”
The 100 million user-estimate was made on account of all major regions where international mobile money transfers were being made, and
according to the report, the top three of the said regions by 2013 will be Western Europe, North America, and the Middle East.
http://telfund.ning.com
1. Telfund International
Talk. Text. Send. TM
Business Summary
&
Compensation Plan
V3119
2. TELFUND INTERNATIONAL (TFI)
Talk. Text. Send. TM
Business Summary
The Company
TFI is a membership-based international communications and financial services company.
Launched in March of 2009 as a subsidiary of Amcom Communications, the company developed
and owns all of its technology.
TFI is expanding its service offerings worldwide as it adds on more local currencies that members
(customers) use to pay for services. The company sells its services through a worldwide network
of independent distributors. Member services fall into three categories, which make up the
company tag line: Talk. Text. Send.
Services
Talk: Members worldwide use their cell phones to access the TFI network and make calls up to 6
times cheaper than their local service providers.
Text: Primarily a group-texting service, members use this service to send messages out to large
or small groups of people. For example large organizations, schools and businesses can use the
service instead of email because texts are immediate and effective.
Send: Because TFI is expanding its ability to offer Direct Deposit in many countries, members
can send money to each other through Member-to-Member transfer at superior exchange rates
and low costs. This service is similar to companion pay cards, but far more convenient.
Membership
TFI offers three types of membership: Free Membership, Basic Membership and Premium
Membership. Each membership type offers progressively cheaper calling, texting and money
sending rates. Enrolling as a member is globally simple; prospective members call a U.S. phone
number and spend less than 1 minute to register.
Of particular importance is the fact that no one can enroll as a member without being
recommended by another member. Regular members (customers) recommend others to TFI and
by doing so earn a 10% calling credit on all the phone calls of the members they refer.
TFI will ultimately offer members the ability to pay for services and manage their accounts in 40+
currencies worldwide. Likewise, members will be able to transfer money through Direct Deposit in
40+ countries in a wide choice of currencies at less cost than the alternatives.
Distributor Opportunity
TFI offers its distributors one of the most progressive compensation concepts possible, the Global
Payline. As each distributor is building their business and team of sub-distributors, TFI organizes
each new distributor worldwide into a single line through which the volume of the entire company
is fed. Each distributor earns commissions on the membership revenue volume of everyone under
them in this single line.
TFI distributors earn many other commissions and awards as well ranging from $1,000 to
$100,000 bonuses and a Mercedes Benz car allowance. Distributors will ultimately be able to
transfer their commissions through Direct Deposit in 40+ currencies. TFI distributors always earn
commissions in U.S. Dollars. Please read the compensation plan on the following pages for
complete details on the incredible TFI opportunity.
Page 2
3. TFI Compensation Plan
1- Training Bonuses (TB) paid up 7 levels
Every time a new distributor is enrolled, it is a requirement of that distributor to seek out training and the
responsibility of that person’s sponsor and upline team members to train them. TFI pays a one-time
Training Bonus to the uplines of every new distributor to ensure consistent training. The company
announces TB’s every month; they are a variable part of the plan.
Example TB payout is: Upline $3
Upline $3
Sponsor: $25
Upline
$3
Sponsors first upline: $10
Sponsors second upline $3 Upline $3
Sponsors third upline $3
Upline $3
Sponsors fourth upline $3
Upline
$10
Sponsors fifth upline $3
Sponsor
Sponsors sixth upline $3 $25
New Distributor
The first requirement of a new distributor is to get trained by their upline team. Then in order to advance to
Team Starter, which is the first rank, a new distributor must sponsor 3 front line distributors. In this TB
example they will earn a $25 TB on each, for a total of $75. For every new distributor sponsored and trained
by their frontline, they earn $10 each, and so on. See page 2 for ranks.
In general, Trainees, Team Starters and Team Builders will be more focused on TB’s than any other
commission, until they reach Team Leader, the rank at which their weekly earnings from the Global Payline
are $25 a week. Every distributors first goal should be to get to Team Leader.
TFI
2- Global Payline
1 Cycle $
All TFI distributors are building their own organizations and as they do, TFI is building
2 Cycle $
the Global Payline. The Global Payline contains every TFI distributor worldwide in
one straight line based on their enrollment date and time. You can think of the Global
3 Cycle $
Payline as a “Pay Leg” and a “Power Leg” in one.
4 Cycle $
Every 1-dollar of member revenue generates 1-point in volume for the Global Payline.
Volume enters the Global Payline at the point where the distributor whose members
5 Cycle $
created that volume resides. Points then go up the Global Payline and every
distributor up the line gets a copy of those points. This means every distributor who
6 Cycle $
joins the company after you, anywhere on earth, will be generating points for you.
7 Cycle $
A Pay Cycle is generated for every 100 points accumulated. Pay Cycles run nightly.
Every Pay Cycle pays out $50. Your weekly earnings from the Global Payline are
8 Cycle $
based on your rank; the higher your rank, the higher your weekly pay.
9 Cycle $
TFI guarantees at least a 65% payout on Customer Membership Revenue in the
Global Payline alone.
10 Cycle $
11 Cycle $
Points create Volume.
Volume goes in and up…
12 Cycle $
…Pay Cycles come out
Page 3
for everyone based on rank
4. Ranks
TFI ranking is built on volume, pure and simple. As you build each of your teams, your rank increases based
on the volume each team or “leg” generates. Your frontline that creates a leg can be a customer or distributor.
Active
enrolled
RANK PERSONAL SPONSORSHIP REQUIREMENT CMR COMMISSIONS
frontline
distributors
None: this is your rank when you first enroll Training Bonuses
Trainee None None
Global Payline to a weekly
300 Downline GV, no more than 100 GV from any
Team Starter 3 $74 maximum of $1
personally enrolled single leg; this is the same as
Training Bonuses
sponsoring 3 Trainees
Global Payline to a weekly
600 Downline GV, no more than 400 GV from any
Team Builder 3 $84 maximum of $4
personally enrolled single leg
Training Bonuses
Global Payline to a weekly
1,000 Downline GV, no more than 500 GV from
Team Leader 3 $84 maximum of $25
any personally enrolled single leg
Training Bonuses
Global Payline to a weekly
2,500 Downline GV, no more than 1,000 GV from
Trainer 3 $129 maximum of $50
any personally enrolled single leg
Training Bonuses
Global Payline to a weekly
7,000 Downline GV, no more than 2,500 GV from
Manager 4 $189 maximum of $150
any personally enrolled single leg
Training Bonuses
Global Payline to a weekly
30,000 Downline GV, no more than 10,000 GV maximum of $500
Director 5 $249
Achievement/Training Bonuses
from any personally enrolled single leg
Director Pool
Global Payline to a weekly
100,000 Downline GV, no more than 34,000 GV maximum of $1,000
1k Director 6 $324
Achievement/Training Bonuses
from any personally enrolled single leg
Director Pool
Global Payline to a weekly
200,000 Downline GV, no more than 67,000 GV maximum of $2,000
2k Director 7 $429
Achievement/Training Bonuses
from any personally enrolled single leg
Director Pool
Global Payline to a weekly
500,000 Downline GV, no more than 170,000 GV maximum of $5,000
5k Director 8 $624
Achievement/Training Bonuses
from any personally enrolled single leg
Director Pool
Global Payline to a weekly
1,000,000 Downline GV, no more than 340,000 maximum of $10,000
10k Director 9 $1,000
Achievement/Training Bonuses
GV from any personally enrolled single leg
Director Pool
Global Payline to a weekly
2,000,000 Downline GV, no more than 680,000 maximum of $20,000
Millionaire 10 $1,500
Training Bonuses
GV from any personally enrolled single leg
Director Pool
Global Payline to a weekly
4,000,000 Downline GV, no more than 1,400,000 maximum of $30,000
Elite-Millionaire 11 $2,500
Training Bonuses
GV from any personally enrolled single leg
Director Pool
Global Payline to a weekly
8,000,000 Downline GV, no more than 2,700,000 maximum of $60,000
Multi-Millionaire 12 $5,000
Training Bonuses
GV from any personally enrolled single leg
Director Pool
Active = paying monthly distributor fee
Qualified = 3 frontline Active distributors; qualifies to earn Global Payline commissions
CMR = Collected Membership Revenue; the membership revenue collected from personal customers
Downline GV = Customer and Distributor membership monthly fees plus all transaction fees (not usage)
Page 4
5. 3- Directors Pool
Once a distributor has reached the rank of Director or above, they earn units in the Director Pool. We pay out
3% of all company customer revenue to the Director Pool, which is shared among all participants in this pool.
4- Achievement Bonuses
We have created incentives for go-getters to earn very lucrative Achievement Bonuses for building
organizations, and hence customer member volume so long as they do so within reasonable time limits.
The following Achievement Bonuses are paid out after a distributor reaches a given rank and maintains that
rank for 4 consecutive weeks:
One time $1,000 Achievement Bonus to become Director within 3 months from enrollment
One time $10,000 Achievement Bonus to become 1k Director within 5 months from enrollment
One time $20,000 Achievement Bonus to become 2k Director within 7 months from enrollment
One time $50,000 Achievement Bonus to become 5k Director within 10 months from enrollment
One time $100,000 Achievement Bonus to become 10k Director within 12 months from enrollment
Achievement Bonuses are cumulative, meaning you can earn them all. A go-getter who advances to all
these ranks within their time limits will have earned $181,000 in Achievement Bonuses alone in the first 12
months from their enrollment.
5- Retail Sales Profit
There are three ways to earn Retail Sales profit:
1. Collect your own CASH price to transfer money to any member’s Usage Load account
2. Collect your own CASH price to transfer money to any member’s wallet
3. Collect your own CASH price to transfer money to any member’s linked bank account
6- Founders Pool
We pay out 5% of all company customer revenue to the Founder Pool, which is shared among all units in
this pool.
7- $1,500 monthly Mercedes Benz car allowance
Distributors who advance to the rank of 1k Director and above become eligible to participate in TFI’s
Mercedes Benz car allowance program. TFI will reimburse up to $1,500 per month on the purchase or
lease of a brand new SL or S class Mercedes Benz so long as participants in this program maintain their
pay rank continuously with no lapses in pay rank.
Telfund Distributor Rights Agreement
The company has issued its Distributor Rights Agreement or “DRA” which guarantees that the
compensation plan cannot be changed to make qualifications harder or commissions lower. The company
reserves the right to make qualifications easier and to raise commissions, but it must obtain a majority vote
from the Founders Council in order to do so.
All references to distributor income in this document are not a guarantee; they are for illustration purposes only.
The company does not guarantee any level of income or earnings to anyone. Like any independent business,
income earned depends solely on each distributor’s skill set, commitment and personal application.
Telfund is a dba of Amcom Communications Corporation. The terms “Telfund”, “Tellfund”, “Telefundo” and “Global Payline” are all registered
trademarks of Amcom Communications Corporation, all rights reserved, 2009.
Page 5