WealthElements is a comprehensive, customizable and fully integrated suite of tools designed to help financial advisors manage every element of their clients\' wealth.

1. A sales-oriented web suite
designed to help advisors
grow their business
INVESTMENTS FINANCIAL PLANNING INSURANCE
WealthElements is a comprehensive, customizable
and fully integrated suite of tools designed to help
financial advisors manage every element of their
clients’ wealth.
■■ Ideal for use with existing ■■ Client data import through
clients or as part of a client back-office integration.
acquisition strategy.
■■ Connectivity to insurance
■■ Streamlined process that illustration systems.
couples comprehensive analysis
■■ Aggregation of a broad range
with speed and efficiency.
of investment product data
including mutual funds, ETFs,
stocks, bonds and SMAs.
■■ Configurable at the corporate
and individual level.
Asset ■■ Supports multiple currencies.
Allocation Analyst
Electronic Investment ■■ Simple, multi-lingual interface.
Application
IGATION Policy Statement
D NAV ■■ Customizable, client-friendly
TE reports and proposals.
A
GR
DA
Insurance Net Worth
TA S
INTE
Illustrations
HARING
INT
Critical Illness Cash Flow
Insurance Needs
EG
RA
TE
D R E P O RT I N G
Disability Retirement Needs
Insurance Needs
Life Education Needs
Insurance Needs

2. Each of the WealthElements modules can be used on its own or in conjunction with any number
of integrated modules to create a customized proposal that is right for your client.
Investments
A simple 4-step portfolio construction and analytics process that helps build a compelling case for your investment
recommendations.The Asset Allocation Analyst module’s comprehensive list of analytics range from a simple investment growth
chart to Alpha, Sortino and Monte Carlo metrics, allowing you to create a proposal that is as simple or complex as required.
MARK BOKER MARK BOKER
1 2
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ABC111 Fund 1 3 4
ABC222 Fund 2
ABC333 Fund 3
ABC444 Fund 4
ABC111 Fund 1
ABC222 Fund 2
ABC333 Fund 3
ABC444 Fund 4
ABC555 Fund 5
Create an Investment Policy Statement (IPS) outlining general portfolio objectives and strategies as agreed to with your client.
This important document helps set appropriate portfolio expectations and reduces the likelihood of any misunderstandings
with your client.
Financial planning
Create a detailed assessment of your client’s assets (investable MARK BOKER
and non-investable), liabilities and net worth – a key measure
in tracking financial well-being.

3. A listing of all incomes and expenses helps determine Calculate post-secondary education savings needs by
how much more your client can contribute towards their considering such variables as a child’s current age, expected
financial objectives. numbers of years of post-secondary education, expected
costs and the relevant government grants. Use the alternate
scenario sliders to immediately assess the impact of changes
to the current plan.
Calculate retirement savings needs by considering such variables as investor age, target retirement date, life expectancy,
current and future incomes and expenses and retirement savings. With a clear projection of the investor’s current retirement
plan, use the alternate scenario sliders to immediately assess the impact of changes to the current plan.
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Insurance
Calculate life insurance needs by considering such Calculate the amount of income required should a disability
variables as an investor’s current age, expected retirement prevent your client from working.
age, net income, liabilities and existing insurance coverage.
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Calculate the amount of critical illness insurance your
clients may need by considering their current incomes and
other expenses they would want to cover by a lump-sum
benefit payment.
Instantly obtain insurance premium quotes through insurance
illustration system integration.
USE THIS FORM TO START OR CHANGE YOUR RRSP INVESTMENT INSTRUCTIONS
Using the information collected throughout the various
modules, WealthElements can automatically complete
application, investment instruction and transfer forms.

4. Reports & Proposals
WealthElements provides you with the tools you need to efficiently generate industry-leading
reports and proposals customized to any client’s particular needs.
ASSETS & LIABILITIES DETAILS YOUR RETIREMENT NEEDS - CURRENT PLAN YOUR EDUCATION NEEDS - CURRENT PLAN
The following values have been provided by you and should reflect your best estimate of your total assets and liabilities. You have identified the current investments listed below as investments that will be used to fund your child/children's post-
secondary education.
You are not on target to achieve your goal.
Assets Liabilities
Investable Non-Investable
The estimated total value of the selected account(s) will be $1,179,728 at the time of retirement. Based on the
$439,150 $550,000 assumptions provided, this will result in a shortfall of $1,993,718 at the end of the projection period. Example, Junior
Based on this scenario, the household will experience a retirement income shortfall when Jill Example
reaches 70. Investments
Name Type Total Expected Return Owner
The projection below displays the calculated change in the value of your investments year by year for the
Junior's RESP RESP $9,756.00 5.00% Example, Jack
duration of your estimated life expectancy.
You are not on target to achieve your goal.
$2,000,000
Home
$550,000
Jill's TFSA
$13,750
Junior's RESP
$9,756
Based on the assumptions provided, Junior Example will require savings of $96,945.11 at the time post-
Home Mortgage
$257,900
Personal Line of Credit
$54,236
secondary education begins in order to meet education related expenses.
Retirement Account
$415,644
Based on the current savings strategy, the estimated value of the education savings at the time this child
$0 begins post-secondary education will be $12,451.40.
$100,000
Name Amount Owner Type ($2,000,000)
50 60 70 80 90
Assets
$50,000 $96,945
Life expectancy (Jill Example) Registered Investments
Registered Investments Retirement year (Jill Example) Non-Registered Investments Projected Costs
Retirement Account $415,644.00 Example, Jack RRSP/RRIF Life expectancy (Jack Example) Shortfall
Retirement year (Jack Example)
Junior's RESP $9,756.00 Example, Jack RESP Projected Savings $12,451
$0
Non-Registered Investments
Shortfall
Jill's TFSA $13,750.00 Example, Jill TFSA
($84,494)
Personal Properties This projection displays your various incomes sources, your retirement income objective and an achievable ($50,000)
Home $550,000.00 Example, Jack Residence goal year by year for the duration of your estimated life expectancy using the assumptions you provided.
Liabilities
Long-Term Liabilities ($100,000)
$200,000
Home Mortgage $257,900.00 Example, Jack Mortgage
Liabilities
Personal Line of Credit $54,236.00 Example, Jack Line of Credit
$100,000
$0
70 80 90
Age of Jack Example
Income Goal Other Income Pension Benefits Sav. Withdrwls
Shortfall Earned Income Gov. Benefits Loans
This report is provided for illustration purposes only. The ability to forecast your future financial situation is impacted by a wide variety of factors many of which This report is provided for illustration purposes only. The ability to forecast your future financial situation is impacted by a wide variety of factors many of which
can change significantly over time and not all of which can be included in this calculation. You should regularly review your current financial position and can change significantly over time and not all of which can be included in this calculation. You should regularly review your current financial position and
future goals to improve the likelihood of achieving success. future goals to improve the likelihood of achieving success.
REPORT PREPARED FOR MR JACK EXAMPLE AND MRS JILL EXAMPLE ON 05/24/2012 Page 6 of 32 REPORT PREPARED FOR MR JACK EXAMPLE AND MRS JILL EXAMPLE ON 05/24/2012 Page 12 of 32 REPORT PREPARED FOR MR JACK EXAMPLE AND MRS JILL EXAMPLE ON 05/24/2012 Page 20 of 32
SEE DISCLAIMER PAGE. SEE DISCLAIMER PAGE. SEE DISCLAIMER PAGE.
INVESTMENTS FINANCIAL PLANNING INSURANCE
About EquiSoft
EquiSoft specializes in the design and development of digital business solutions for the financial and insurance industries. To find out more about our products,
custom solutions or our expertise on demand, please visit our website: www.EquiSoft.com
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