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Personal Financial Success  Presented by: Life by One Design a division of Virtual Business Unlimited, LLC
Introduction “ If you want something  you’ve never had, You have to do what  you’ve never done!”
Personal Financial Success ,[object Object],[object Object],[object Object],[object Object],[object Object]
Obstacles ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Millions of people are not attaining personal financial success because of the following obstacles:
Step 1 Maximize Cashflow by Correcting Tax Withholding Over 100 million Americans have their W-4 filled out incorrectly, causing their employer to withhold too much cashflow from each check.  Over withholding can cause employees to have a cashflow shortfall. Solution:   Correct the W-4 and use the extra cashflow to pay off debt or invest.
Step 2 Maximize Cashflow  by Minimizing Taxes Business owners have access to hundreds of tax deductions which employees do not.  More deductions equal less taxes and more cashflow for lifestyle and investments. Solution:   Keep records of all of your business activities. Some common deductions: Car and Truck Expenses, Travel, Communications Expenses, Meals and Entertainment, Wages, Interest.
Step 3 Maximize Cashflow  by Debt Elimination ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Step 3 Maximize Cashflow  by Debt Elimination Millions of Americans lose thousands of dollars annually and millions of dollars of wealth over their lifetime to debt. Example:   A family spending $1,000 monthly on interest payments as they pay their debt, would spend $12,000 annually and $480,000 in 40 years.  If they did not have the debt and invested the $1,000 monthly for the same period of time at 9.5% annual rate of return, they would have accumulated over $5,000,000.00* Solution:   Use some of the extra cashflow to eliminate debt quickly.  This frees up cashflow for lifestyle and investments. * Tax consequences have not been considered.
Step 4 Maximize Cashflow and Wealth by Investing Americans are among the poorest savers in the world.  The average American invests less than 2% of their income.  ,[object Object],[object Object],* The numbers on this chart represent an example for illustrative purposes only.  Tax consequences have not been considered and individual results will vary.  The rate of return used for this chart is 9.5% annually. $6,099,108 $2,135,772 $597,240 $3,000 $3,049,554 $1,067,886 $298,620 $1,500 $1,016,518 $355,962 $99,540 $500 30 Years 20 Years 10 Years Monthly Investment
Financial Success ,[object Object],[object Object],[object Object],[object Object],Almost everyone desires Personal Financial   Success…   but most will never attain it, because they depend on institutions with conflicting objectives.

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Personal Financial Success Seminar Online

  • 1. Personal Financial Success Presented by: Life by One Design a division of Virtual Business Unlimited, LLC
  • 2. Introduction “ If you want something you’ve never had, You have to do what you’ve never done!”
  • 3.
  • 4.
  • 5. Step 1 Maximize Cashflow by Correcting Tax Withholding Over 100 million Americans have their W-4 filled out incorrectly, causing their employer to withhold too much cashflow from each check. Over withholding can cause employees to have a cashflow shortfall. Solution: Correct the W-4 and use the extra cashflow to pay off debt or invest.
  • 6. Step 2 Maximize Cashflow by Minimizing Taxes Business owners have access to hundreds of tax deductions which employees do not. More deductions equal less taxes and more cashflow for lifestyle and investments. Solution: Keep records of all of your business activities. Some common deductions: Car and Truck Expenses, Travel, Communications Expenses, Meals and Entertainment, Wages, Interest.
  • 7.
  • 8. Step 3 Maximize Cashflow by Debt Elimination Millions of Americans lose thousands of dollars annually and millions of dollars of wealth over their lifetime to debt. Example: A family spending $1,000 monthly on interest payments as they pay their debt, would spend $12,000 annually and $480,000 in 40 years. If they did not have the debt and invested the $1,000 monthly for the same period of time at 9.5% annual rate of return, they would have accumulated over $5,000,000.00* Solution: Use some of the extra cashflow to eliminate debt quickly. This frees up cashflow for lifestyle and investments. * Tax consequences have not been considered.
  • 9.
  • 10.