SlideShare a Scribd company logo
1 of 1
Download to read offline
16.5
                                                                                                                                                                                                                                              16.25
                                                                                                                                                                                                                                              14.875




                                                                                                                                                                                                                                                                                                                                                                                                                                                        Spread
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               LTC COPY
                                                                                                                                                                                                                                                                                                                                                                                                                                                        C Size


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            M
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      C




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Y

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    K




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       FONTS: B New Century Schlbk Bold, Helvetica 75 Bold, Helvetica CondensedBold, HelveticaNeue BoldCond, HelveticaNeue Condensed, New Century
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        MACHINE:
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              TRIM: 16.25 x 10.875


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          PRINT SCALE: 100%
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              PUB: Advisory Today
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              APM: M Yam-Wong

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    CREATED: 12/6/04 - 12:13 PM




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       IMAGES: OF_TRWTI_KO.eps @ 46.8%, MM_NoRule100C43Y_KO_R.eps @ 75.3%, Soup_OneRoof_v13_D300.tif @ 86%*
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    PO#: 104819
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    PM: P Torres
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    GALLEY#: 1



                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       DOC PATH: Macintosh HD:Users:cdagosti:Public:Chris'-Daily work:work_06-22:MAS_42002-04_pass07
                                                                                                                                                                                                                                                                                                                                                                                                                                                             Ad Code: MAS GEN G 40057 C-REV3




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 PRINTED: 6/22/05 - 12:17 PM
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    DATE: 6/22/05 - 12:17 PM
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    WO#: 42351-TYP-2
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    CW: A Ramos
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    PROOF#: 5
                                                                                                                                                                                                                                                                                                                                                                                                                                    10.875
                                                                                                                                                                                                                                                                                                                                                                                                                                              11.375
                                                                                                                                                                                                                                                                                                                                                                                                                              10




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          MAS-GEN-G-50003




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    SAFETY: 14.875 x 10
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    CLIENT: MassMutual




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    CREATED BY: ingrid
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    AD: J Szalay
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    LPI: 133




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Schlbk, TradeGothic BoldCondTwenty
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    JOB: MAS_42002-04_pass07


                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    BLEED: 16.5 x11.375
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    PUBDATE: 2004-2005
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            AGENCY#:




                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       DMAX: no Dmax
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       OPERATOR: cd
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       Dagostino-Chris
                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    AE: C Wong
If life were this predictable, your clients wouldn’t need to prepare. But they do. So make sure                                                                                                                                                         you recommend long term care insurance protection from a company
with 154 years of financial strength. A company with sincere dedication to choice and quality of life for                                                                                                                                                you and your clients. At MassMutual, we have a track record of helping
                                                                                                                                                                                                                                                        and quality service. For more information, call 1- 866 - 9 -PREPARE or
financial representatives build expertise and achieve professional success through innovation, training
go to massmutual.com/notaburden. And tell your clients to keep the guest room ready, just in case.                                                                                                                                                      You can’t predict. You can prepare.
                                                                                                                                                                                                                                                                                          ®



Retirement Services/401(k) Plans • Life Insurance • Disability Income Insurance • Long Term Care Insurance • Annuities • Trust Services • Income Products • Investments

Carefully consider a fund’s investment objectives, risks, charges & expenses before investing. Ask your registered representative for a prospectus                                                                                                      containing this & other fund information. Read it carefully before investing. ©2005 Massachusetts Mutual Life Insurance Co.
(MassMutual), Springfield, MA 01111. Securities products and services offered through MML Investors Services, Inc., a MassMutual subsidiary, member SIPC, and OppenheimerFunds Distributor, Inc., an affiliate of MassMutual. Trust Services             offered through The MassMutual Trust Co., FSB. Insurance products are issued by Massachusetts Mutual Life Insurance Company and its affiliated insurance companies.

For Producer Use Only. Not For Use With Members Of The Public. C:60498

More Related Content

Similar to Mas 42002 04 Pass07

Similar to Mas 42002 04 Pass07 (20)

Absolute green energy overview
Absolute green energy overviewAbsolute green energy overview
Absolute green energy overview
 
Citrix Presentation
Citrix PresentationCitrix Presentation
Citrix Presentation
 
Arch samples
Arch samplesArch samples
Arch samples
 
Absolute green energy overview
Absolute green energy overviewAbsolute green energy overview
Absolute green energy overview
 
Architectural Portfolio
Architectural PortfolioArchitectural Portfolio
Architectural Portfolio
 
Hfx Dart South East
Hfx Dart South EastHfx Dart South East
Hfx Dart South East
 
Angel beats! 108 - my most precious treasure
Angel beats!   108 - my most precious treasureAngel beats!   108 - my most precious treasure
Angel beats! 108 - my most precious treasure
 
Ambleside (sketchy draft)
Ambleside (sketchy draft)Ambleside (sketchy draft)
Ambleside (sketchy draft)
 
Sheet11- Appendix
Sheet11- AppendixSheet11- Appendix
Sheet11- Appendix
 
Algonquin with notes
Algonquin with notesAlgonquin with notes
Algonquin with notes
 
Map2007 2009
Map2007 2009Map2007 2009
Map2007 2009
 
City of Canada Bay LEP Grid 3 Maps
City of Canada Bay LEP Grid 3 MapsCity of Canada Bay LEP Grid 3 Maps
City of Canada Bay LEP Grid 3 Maps
 
Combined Maps CHB
Combined Maps CHBCombined Maps CHB
Combined Maps CHB
 
French Fete de la Musique program, Shanghai
French Fete de la Musique program, ShanghaiFrench Fete de la Musique program, Shanghai
French Fete de la Musique program, Shanghai
 
Mapa de SB derecho
Mapa de SB derechoMapa de SB derecho
Mapa de SB derecho
 
Lower Sackville March2008
Lower Sackville March2008Lower Sackville March2008
Lower Sackville March2008
 
Jingle bells alessia&clarissa
Jingle bells   alessia&clarissaJingle bells   alessia&clarissa
Jingle bells alessia&clarissa
 
Anexo ii zoneamento folha xii
Anexo ii zoneamento folha xiiAnexo ii zoneamento folha xii
Anexo ii zoneamento folha xii
 
Neighborhoods2010
Neighborhoods2010Neighborhoods2010
Neighborhoods2010
 
Network design
Network designNetwork design
Network design
 

More from ingrid lawrence (20)

Sab 43252 02 Pass00
Sab 43252 02 Pass00Sab 43252 02 Pass00
Sab 43252 02 Pass00
 
Sab Nat W 50304 A 1
Sab Nat W 50304 A 1Sab Nat W 50304 A 1
Sab Nat W 50304 A 1
 
Sab Nat W 50311 D 9
Sab Nat W 50311 D 9Sab Nat W 50311 D 9
Sab Nat W 50311 D 9
 
Qui Col P80838 A1
Qui Col P80838 A1Qui Col P80838 A1
Qui Col P80838 A1
 
Mir Gen P70756a
Mir Gen P70756aMir Gen P70756a
Mir Gen P70756a
 
Sut7a41035a2 R Pri
Sut7a41035a2 R PriSut7a41035a2 R Pri
Sut7a41035a2 R Pri
 
Ele 43165 01 Pass01
Ele 43165 01 Pass01Ele 43165 01 Pass01
Ele 43165 01 Pass01
 
Sab Nat G 20246 A
Sab Nat G 20246 ASab Nat G 20246 A
Sab Nat G 20246 A
 
Sut7a41201a2 R Pri
Sut7a41201a2 R PriSut7a41201a2 R Pri
Sut7a41201a2 R Pri
 
Arb Gen 985488 Sfc
Arb Gen 985488 SfcArb Gen 985488 Sfc
Arb Gen 985488 Sfc
 
Sut7a41504a5 V Ads
Sut7a41504a5 V AdsSut7a41504a5 V Ads
Sut7a41504a5 V Ads
 
Ele 42549 11 Pass00
Ele 42549 11 Pass00Ele 42549 11 Pass00
Ele 42549 11 Pass00
 
Jjb 43089 01 Pass03
Jjb 43089 01 Pass03Jjb 43089 01 Pass03
Jjb 43089 01 Pass03
 
Jju 43254 01 Pass01
Jju 43254 01 Pass01Jju 43254 01 Pass01
Jju 43254 01 Pass01
 
Arb Gen 983785 Smhc
Arb Gen 983785 SmhcArb Gen 983785 Smhc
Arb Gen 983785 Smhc
 
Sut7a41297a2 R I280 Pri
Sut7a41297a2 R I280 PriSut7a41297a2 R I280 Pri
Sut7a41297a2 R I280 Pri
 
Sab 43289 07 Pass01
Sab 43289 07 Pass01Sab 43289 07 Pass01
Sab 43289 07 Pass01
 
Sab Nat W 50284 D R2 1
Sab Nat W 50284 D R2 1Sab Nat W 50284 D R2 1
Sab Nat W 50284 D R2 1
 
Gmc 42996 01 Pass03
Gmc 42996 01 Pass03Gmc 42996 01 Pass03
Gmc 42996 01 Pass03
 
Jjb 43039 03 Pass01
Jjb 43039 03 Pass01Jjb 43039 03 Pass01
Jjb 43039 03 Pass01
 

Recently uploaded

Why Teams call analytics are critical to your entire business
Why Teams call analytics are critical to your entire businessWhy Teams call analytics are critical to your entire business
Why Teams call analytics are critical to your entire businesspanagenda
 
Polkadot JAM Slides - Token2049 - By Dr. Gavin Wood
Polkadot JAM Slides - Token2049 - By Dr. Gavin WoodPolkadot JAM Slides - Token2049 - By Dr. Gavin Wood
Polkadot JAM Slides - Token2049 - By Dr. Gavin WoodJuan lago vázquez
 
Navigating the Deluge_ Dubai Floods and the Resilience of Dubai International...
Navigating the Deluge_ Dubai Floods and the Resilience of Dubai International...Navigating the Deluge_ Dubai Floods and the Resilience of Dubai International...
Navigating the Deluge_ Dubai Floods and the Resilience of Dubai International...Orbitshub
 
AWS Community Day CPH - Three problems of Terraform
AWS Community Day CPH - Three problems of TerraformAWS Community Day CPH - Three problems of Terraform
AWS Community Day CPH - Three problems of TerraformAndrey Devyatkin
 
Stronger Together: Developing an Organizational Strategy for Accessible Desig...
Stronger Together: Developing an Organizational Strategy for Accessible Desig...Stronger Together: Developing an Organizational Strategy for Accessible Desig...
Stronger Together: Developing an Organizational Strategy for Accessible Desig...caitlingebhard1
 
Cloud Frontiers: A Deep Dive into Serverless Spatial Data and FME
Cloud Frontiers:  A Deep Dive into Serverless Spatial Data and FMECloud Frontiers:  A Deep Dive into Serverless Spatial Data and FME
Cloud Frontiers: A Deep Dive into Serverless Spatial Data and FMESafe Software
 
Choreo: Empowering the Future of Enterprise Software Engineering
Choreo: Empowering the Future of Enterprise Software EngineeringChoreo: Empowering the Future of Enterprise Software Engineering
Choreo: Empowering the Future of Enterprise Software EngineeringWSO2
 
DEV meet-up UiPath Document Understanding May 7 2024 Amsterdam
DEV meet-up UiPath Document Understanding May 7 2024 AmsterdamDEV meet-up UiPath Document Understanding May 7 2024 Amsterdam
DEV meet-up UiPath Document Understanding May 7 2024 AmsterdamUiPathCommunity
 
Less Is More: Utilizing Ballerina to Architect a Cloud Data Platform
Less Is More: Utilizing Ballerina to Architect a Cloud Data PlatformLess Is More: Utilizing Ballerina to Architect a Cloud Data Platform
Less Is More: Utilizing Ballerina to Architect a Cloud Data PlatformWSO2
 
AI+A11Y 11MAY2024 HYDERBAD GAAD 2024 - HelloA11Y (11 May 2024)
AI+A11Y 11MAY2024 HYDERBAD GAAD 2024 - HelloA11Y (11 May 2024)AI+A11Y 11MAY2024 HYDERBAD GAAD 2024 - HelloA11Y (11 May 2024)
AI+A11Y 11MAY2024 HYDERBAD GAAD 2024 - HelloA11Y (11 May 2024)Samir Dash
 
DBX First Quarter 2024 Investor Presentation
DBX First Quarter 2024 Investor PresentationDBX First Quarter 2024 Investor Presentation
DBX First Quarter 2024 Investor PresentationDropbox
 
API Governance and Monetization - The evolution of API governance
API Governance and Monetization -  The evolution of API governanceAPI Governance and Monetization -  The evolution of API governance
API Governance and Monetization - The evolution of API governanceWSO2
 
Repurposing LNG terminals for Hydrogen Ammonia: Feasibility and Cost Saving
Repurposing LNG terminals for Hydrogen Ammonia: Feasibility and Cost SavingRepurposing LNG terminals for Hydrogen Ammonia: Feasibility and Cost Saving
Repurposing LNG terminals for Hydrogen Ammonia: Feasibility and Cost SavingEdi Saputra
 
WSO2's API Vision: Unifying Control, Empowering Developers
WSO2's API Vision: Unifying Control, Empowering DevelopersWSO2's API Vision: Unifying Control, Empowering Developers
WSO2's API Vision: Unifying Control, Empowering DevelopersWSO2
 
Exploring Multimodal Embeddings with Milvus
Exploring Multimodal Embeddings with MilvusExploring Multimodal Embeddings with Milvus
Exploring Multimodal Embeddings with MilvusZilliz
 
JohnPollard-hybrid-app-RailsConf2024.pptx
JohnPollard-hybrid-app-RailsConf2024.pptxJohnPollard-hybrid-app-RailsConf2024.pptx
JohnPollard-hybrid-app-RailsConf2024.pptxJohnPollard37
 
Design and Development of a Provenance Capture Platform for Data Science
Design and Development of a Provenance Capture Platform for Data ScienceDesign and Development of a Provenance Capture Platform for Data Science
Design and Development of a Provenance Capture Platform for Data SciencePaolo Missier
 
Introduction to Multilingual Retrieval Augmented Generation (RAG)
Introduction to Multilingual Retrieval Augmented Generation (RAG)Introduction to Multilingual Retrieval Augmented Generation (RAG)
Introduction to Multilingual Retrieval Augmented Generation (RAG)Zilliz
 
ChatGPT and Beyond - Elevating DevOps Productivity
ChatGPT and Beyond - Elevating DevOps ProductivityChatGPT and Beyond - Elevating DevOps Productivity
ChatGPT and Beyond - Elevating DevOps ProductivityVictorSzoltysek
 
Quantum Leap in Next-Generation Computing
Quantum Leap in Next-Generation ComputingQuantum Leap in Next-Generation Computing
Quantum Leap in Next-Generation ComputingWSO2
 

Recently uploaded (20)

Why Teams call analytics are critical to your entire business
Why Teams call analytics are critical to your entire businessWhy Teams call analytics are critical to your entire business
Why Teams call analytics are critical to your entire business
 
Polkadot JAM Slides - Token2049 - By Dr. Gavin Wood
Polkadot JAM Slides - Token2049 - By Dr. Gavin WoodPolkadot JAM Slides - Token2049 - By Dr. Gavin Wood
Polkadot JAM Slides - Token2049 - By Dr. Gavin Wood
 
Navigating the Deluge_ Dubai Floods and the Resilience of Dubai International...
Navigating the Deluge_ Dubai Floods and the Resilience of Dubai International...Navigating the Deluge_ Dubai Floods and the Resilience of Dubai International...
Navigating the Deluge_ Dubai Floods and the Resilience of Dubai International...
 
AWS Community Day CPH - Three problems of Terraform
AWS Community Day CPH - Three problems of TerraformAWS Community Day CPH - Three problems of Terraform
AWS Community Day CPH - Three problems of Terraform
 
Stronger Together: Developing an Organizational Strategy for Accessible Desig...
Stronger Together: Developing an Organizational Strategy for Accessible Desig...Stronger Together: Developing an Organizational Strategy for Accessible Desig...
Stronger Together: Developing an Organizational Strategy for Accessible Desig...
 
Cloud Frontiers: A Deep Dive into Serverless Spatial Data and FME
Cloud Frontiers:  A Deep Dive into Serverless Spatial Data and FMECloud Frontiers:  A Deep Dive into Serverless Spatial Data and FME
Cloud Frontiers: A Deep Dive into Serverless Spatial Data and FME
 
Choreo: Empowering the Future of Enterprise Software Engineering
Choreo: Empowering the Future of Enterprise Software EngineeringChoreo: Empowering the Future of Enterprise Software Engineering
Choreo: Empowering the Future of Enterprise Software Engineering
 
DEV meet-up UiPath Document Understanding May 7 2024 Amsterdam
DEV meet-up UiPath Document Understanding May 7 2024 AmsterdamDEV meet-up UiPath Document Understanding May 7 2024 Amsterdam
DEV meet-up UiPath Document Understanding May 7 2024 Amsterdam
 
Less Is More: Utilizing Ballerina to Architect a Cloud Data Platform
Less Is More: Utilizing Ballerina to Architect a Cloud Data PlatformLess Is More: Utilizing Ballerina to Architect a Cloud Data Platform
Less Is More: Utilizing Ballerina to Architect a Cloud Data Platform
 
AI+A11Y 11MAY2024 HYDERBAD GAAD 2024 - HelloA11Y (11 May 2024)
AI+A11Y 11MAY2024 HYDERBAD GAAD 2024 - HelloA11Y (11 May 2024)AI+A11Y 11MAY2024 HYDERBAD GAAD 2024 - HelloA11Y (11 May 2024)
AI+A11Y 11MAY2024 HYDERBAD GAAD 2024 - HelloA11Y (11 May 2024)
 
DBX First Quarter 2024 Investor Presentation
DBX First Quarter 2024 Investor PresentationDBX First Quarter 2024 Investor Presentation
DBX First Quarter 2024 Investor Presentation
 
API Governance and Monetization - The evolution of API governance
API Governance and Monetization -  The evolution of API governanceAPI Governance and Monetization -  The evolution of API governance
API Governance and Monetization - The evolution of API governance
 
Repurposing LNG terminals for Hydrogen Ammonia: Feasibility and Cost Saving
Repurposing LNG terminals for Hydrogen Ammonia: Feasibility and Cost SavingRepurposing LNG terminals for Hydrogen Ammonia: Feasibility and Cost Saving
Repurposing LNG terminals for Hydrogen Ammonia: Feasibility and Cost Saving
 
WSO2's API Vision: Unifying Control, Empowering Developers
WSO2's API Vision: Unifying Control, Empowering DevelopersWSO2's API Vision: Unifying Control, Empowering Developers
WSO2's API Vision: Unifying Control, Empowering Developers
 
Exploring Multimodal Embeddings with Milvus
Exploring Multimodal Embeddings with MilvusExploring Multimodal Embeddings with Milvus
Exploring Multimodal Embeddings with Milvus
 
JohnPollard-hybrid-app-RailsConf2024.pptx
JohnPollard-hybrid-app-RailsConf2024.pptxJohnPollard-hybrid-app-RailsConf2024.pptx
JohnPollard-hybrid-app-RailsConf2024.pptx
 
Design and Development of a Provenance Capture Platform for Data Science
Design and Development of a Provenance Capture Platform for Data ScienceDesign and Development of a Provenance Capture Platform for Data Science
Design and Development of a Provenance Capture Platform for Data Science
 
Introduction to Multilingual Retrieval Augmented Generation (RAG)
Introduction to Multilingual Retrieval Augmented Generation (RAG)Introduction to Multilingual Retrieval Augmented Generation (RAG)
Introduction to Multilingual Retrieval Augmented Generation (RAG)
 
ChatGPT and Beyond - Elevating DevOps Productivity
ChatGPT and Beyond - Elevating DevOps ProductivityChatGPT and Beyond - Elevating DevOps Productivity
ChatGPT and Beyond - Elevating DevOps Productivity
 
Quantum Leap in Next-Generation Computing
Quantum Leap in Next-Generation ComputingQuantum Leap in Next-Generation Computing
Quantum Leap in Next-Generation Computing
 

Mas 42002 04 Pass07

  • 1. 16.5 16.25 14.875 Spread LTC COPY C Size M C Y K FONTS: B New Century Schlbk Bold, Helvetica 75 Bold, Helvetica CondensedBold, HelveticaNeue BoldCond, HelveticaNeue Condensed, New Century MACHINE: TRIM: 16.25 x 10.875 PRINT SCALE: 100% PUB: Advisory Today APM: M Yam-Wong CREATED: 12/6/04 - 12:13 PM IMAGES: OF_TRWTI_KO.eps @ 46.8%, MM_NoRule100C43Y_KO_R.eps @ 75.3%, Soup_OneRoof_v13_D300.tif @ 86%* PO#: 104819 PM: P Torres GALLEY#: 1 DOC PATH: Macintosh HD:Users:cdagosti:Public:Chris'-Daily work:work_06-22:MAS_42002-04_pass07 Ad Code: MAS GEN G 40057 C-REV3 PRINTED: 6/22/05 - 12:17 PM DATE: 6/22/05 - 12:17 PM WO#: 42351-TYP-2 CW: A Ramos PROOF#: 5 10.875 11.375 10 MAS-GEN-G-50003 SAFETY: 14.875 x 10 CLIENT: MassMutual CREATED BY: ingrid AD: J Szalay LPI: 133 Schlbk, TradeGothic BoldCondTwenty JOB: MAS_42002-04_pass07 BLEED: 16.5 x11.375 PUBDATE: 2004-2005 AGENCY#: DMAX: no Dmax OPERATOR: cd Dagostino-Chris AE: C Wong If life were this predictable, your clients wouldn’t need to prepare. But they do. So make sure you recommend long term care insurance protection from a company with 154 years of financial strength. A company with sincere dedication to choice and quality of life for you and your clients. At MassMutual, we have a track record of helping and quality service. For more information, call 1- 866 - 9 -PREPARE or financial representatives build expertise and achieve professional success through innovation, training go to massmutual.com/notaburden. And tell your clients to keep the guest room ready, just in case. You can’t predict. You can prepare. ® Retirement Services/401(k) Plans • Life Insurance • Disability Income Insurance • Long Term Care Insurance • Annuities • Trust Services • Income Products • Investments Carefully consider a fund’s investment objectives, risks, charges & expenses before investing. Ask your registered representative for a prospectus containing this & other fund information. Read it carefully before investing. ©2005 Massachusetts Mutual Life Insurance Co. (MassMutual), Springfield, MA 01111. Securities products and services offered through MML Investors Services, Inc., a MassMutual subsidiary, member SIPC, and OppenheimerFunds Distributor, Inc., an affiliate of MassMutual. Trust Services offered through The MassMutual Trust Co., FSB. Insurance products are issued by Massachusetts Mutual Life Insurance Company and its affiliated insurance companies. For Producer Use Only. Not For Use With Members Of The Public. C:60498