Sam selects how much he wants deducted from each paycheck to contribute to his 401(k), which his company matches 50 cents for each dollar Sam contributes. Sam then selects investment funds from his plan's list of choices and decides what percentage of his total contributions, including the company match, to allocate to each fund. The website is designed to make 401(k) investing easy to understand for working people.

1. No, it ain’t rocket science!

3. he selects how much
he wants deducted
from each paycheck
to go into his 401(k) –
his

4. That means for
each dollar
Sam contributes to his 401(k),
his company contributes
50 cents!

5. next he selects the funds he
wants to buy for his 401(k) from
his plan’s list of
investment choices
these are his
(also called a )

6. then Sam decides what
percentage of his
(his plus the company match)
will be used to buy
each fund he selected

7. Sam may put 20% of his total
contributions into Fund A,
15% into Fund B,
and so on
until he has his ‘spent’ his
total contributions -
this is called

15. The only investing site on the ‘net
designed by working folks
for working folks!