A financial-technology innovation for a large and sustainable new market

1. VIHAG for a New Line of
Insurance Business
Gewei Ye, PhD
Email: info@yeswici.com
VIHAG stands for Value Insurance for Homes
with Android GPSHome

2. VIHAG is
An attempt to engage default probabilities in MBS
to fix its vulnerability to mortgage defaults
A new financial instrument to create a large new
financial market ~ 106 billion
Backed by Android GPS technology and cloud
computing
Extending a sound algorithm of option pricing
With a solid new business model for a new type
of insurance companies to generate enough
sustainable revenue

4. VIHAG Architecture

5. Derived from LTV (loan to value) ratio