1. +
Jumpstart your
Journey to be
WEALTHY
Guita T. Gopalan

2. +
Money
Income
Wealth
Our world is
changing…
And its changing
more quickly and
more disruptively
than it did 10, 20,
30 years ago.
www.guitagopalan.com
Guita Gopalan
@guitagopalan

3. A wealthy person is
someone who can afford
his/her chosen lifestyle
without having to work.
- Francisco Colayco
www.guitagopalan.com
Guita Gopalan
@guitagopalan

4. #1
SaVE:
Pay Yourself First!
-Francisco Colayco’s Commandment #1
www.guitagopalan.com
Guita Gopalan
@guitagopalan

5. Destination
+
What do I want?
I.Goal–How much?
Distance
Where am I right now?
I.Horizon–By when?
D’ Vehicle
What do I have?
I.Instrument–Using what?
www.guitagopalan.com
Guita Gopalan
@guitagopalan

6. #2
+
Plan
to be wealthy
www.guitagopalan.com
Guita Gopalan
@guitagopalan

7. +
I.Goal – What do you want? How much?
I.Horizon – By when?
Protection
Life Goals
www.guitagopalan.com
Guita Gopalan
Retirement
@guitagopalan

8. +
Planning - Know Where You Are Right Now
and What You Have
Statement of Assets and
Liabilities


Know and track the growth
of your net worth
Personal Income and
Expense Statement


Follow your money.
www.guitagopalan.com
Guita Gopalan
@guitagopalan

9. +
Obstacles to Hurdle
Inflation
– 20 yr ave. 5%
Lifestyle
& Spending Habits
Unwise
Culture
use of credit
& Traditions
Taxes
You
www.guitagopalan.com
Guita Gopalan
@guitagopalan

10. +
I.Instrument – What to use?
Ownership Investment (LT)
For Capital Growth
Types
of Investments
For Regular Income
Speculation (LT)
For Short Term Jackpot
www.guitagopalan.com
Lending Investment
(ST/MT/LT)
Fixed Income Securities
Guita Gopalan
@guitagopalan

11. +
#3 LEARN
www.guitagopalan.com
Guita Gopalan
@guitagopalan

12. +
Fundamentals of Investing
Safety/Risk
Fundamentals
of Investing
Yield/Return
Liquidity
www.guitagopalan.com
Guita Gopalan
@guitagopalan

13. +
Wealth Generation Instruments
 Bank Products: SDs; TDs; FCDUs;
LENDING
INVESTMENTS
Government: T-Bills; T-Bonds; ROPs; Bonds
 Private: CPs; Corp. Bonds; (Money Market)
 Insurance Products/LT Savings
 Equities: Stocks
OWNERSHIP
INVESTMENTS
 Pooled Funds: Mutual Funds/UITFS
Small Businesses
 Franchise businesses
www.guitagopalan.com
Guita Gopalan
@guitagopalan

14. +
Final Reminders
YOU
are your
greatest obstacle.
www.guitagopalan.com
Guita Gopalan
@guitagopalan

15. THANK YOU
www.guitagopalan.com
GuitaTGopalan
@guitagopalan
Guita Gopalan
admin@guitagopalan.com