1. Please pay by
How to pay
We invite you to insure
1
Pay your premium
Make any changes
Check your contract
5
6
4
3
2
Your current contract expires at 11.59pm on 12 September 2002
After this date you will no longer be covered.
New contract
Valid from 11.59pm, 12 September 2002
to 11.59pm, 12 September 2003.
The insured
Greg Williams
Vehicle insured
1996 Holden Commodore
Turn over for your contract details and to
review your Duty of Disclosure
If any of the details are wrong or you want to change
your cover call us on 132 132
in full – includes goverment charges monthly – includes goverment charges
$284.74 $28.12
This is how you currently pay.
You pay less this way.
You will pay an extra $24.50 per year.
To pay this way call 132 132.
11.59pm on 12 September 2002 Once you have paid and we
have accepted your contract, this
certificate, along with your policy
booklet, becomes your 2002-2003
Insurance Contract
Turn over to back of payslip for how to pay
2002-2003 Certificate of Insurance
Motor Vehicle
Comprehensive
Policy number MOT20342034
NRMA Insurance Limited
ABN 11 000 016 722
Lic. no. 521 321 487
388 George Street
Sydney NSW 2000
Page 1 of 3
Mr G Williams
6 Moore Street
ELWOOD VIC 3184
*782 MOT065095318 170402
MOT20342034Policy number
$284.74Full payment due
11.59pm on
12 September 2002
Please pay by
Y0022 010917
receipt ID 03
Issued at 4.02 pm on 12/8/02
Y0022 010917
M O T 2 0 3 4 2 0 3 4
Or you will no longer be covered.
OR

2. Your contract
Your duty of disclosure
Please refer to the
policy wording in your
booklet. It forms part
of your contract and
contains more details.
D O N O T S T A P L E P A Y S L I P
How to pay
G00585411/02
Your duty of disclosure requires you to tell us everything you
know which is relevant to our decision to insure you and the
terms and conditions on which we insure you. A matter is
relevant if you know it is relevant, or a reasonable person
in the circumstances would know it is relevant.
You don’t have to tell us things which reduce the risk, are
common knowledge, we already know, in the ordinary
course of our business we ought to know, or we indicate
we don’t want to know.
Who does the duty apply to and when does it apply?
The duty of disclosure applies to each insured. It applies
before we accept your contract, and it also applies whenever
we renew, vary or reinstate a contract of insurance.
What happens if you fail in your duty? If you don’t tell us ev-
erything you know that is relevant, we may refuse or reduce
a claim, cancel your policy, or in some cases treat your policy
as never having operated. If you are in doubt it is better to
give us the information than take the risk of failing in your
duty of disclosure.
Valid from 11.59pm, 12 September 2002
to 11.59pm, 12 September 2003.
Premium
$284.74
The insured
Greg Williams
Vehicle insured
1996 Holden Commodore, VS Sedan, Registration
QMR 930, VIN/chassis number 6H8VSK19HTL948677
The vehicle is
• kept at Elwood Victoria
• used for private purposes
• in good order and repair
Modifications and accessories traction control system,
tinted windows, cruise control, security alarm, music
system non standard, non standard wheels 8 inch.
Agreed value of the vehicle $13,100
Credit providers
There is no finance on the vehicle
You have chosen these optional covers
• Hire car cover up to $70 per day for a maximum
of 14 days, if your vehicle is stolen.
• No Claim Bonus protection by paying $99.99,
excluding government charges – cost included
in your premium.
You have standard hire car cover
• Standard hire car cover up to $40 per day for
a maximum of 14 days, if your vehicle is stolen.
Your premium has been reduced because
• One of the insured’s is at least 50 years of age
• You have a monitored alarm
These excesses apply
• A basic excess of $350 for all drivers
• Add an excess of $400 for drivers 25 years
of age or over with no more than 2 years
driving experience
• Add an excess of $1,600 for drivers
under 25 years old
These discounts have already been deducted
• Multi-Policy discount of $68.48
• 60% No Claim Bonus discount of $369.79,
calculated after other discounts are deducted
Government charges have already been added
GST $24.65
Stamp Duty $29.18
Total $53.87
You have claimed an input tax credit
• 40% of the GST paid on this premium.
You may add options by paying a higher premium.
Call 132 132 to
• Remove your basic excess
• Reduce the under 25 age excess from $1,600
to $400 by telling us that a person under
25 might drive the vehicle
• Increase your cover for hire cars.
contract continues on next page
2002-2003 Certificate of Insurance
Motor Vehicle
Comprehensive
Policy number MOT20342034
Enquiries 132 132
Payments 131 144
Claims 131 123
www.nrma.com.au
By phone Call 131 144 and have your credit card ready.
By BPay Call your participating financial institution to arrange
a payment from your savings, cheque or credit card account.
On the internet Go to www.nrma.com.au and have your
credit card ready.
In person Take this payslip to your nearest Post Office and
pay by cash, Eftpos, cheque or credit card.
By mail Detach this payslip and send it with your cheque
or credit card details to: NRMA Insurance, GPO Box 888,
Sydney NSW 2000
Cheque made out to NRMA Insurance Limited, OR
Bankcard Mastercard VISA AMEX Diners
Card Number
Expiry Amount
$
Signature
Contact us
Page 2 of 3
Biller Code: 90001 Payment due: $287.74
Reference: 668006117218

3. G00585511/02
2002-2003 Certificate of Insurance
Motor Vehicle
Comprehensive
Policy number MOT20342034 Page 3 of 3
Your contract continued
Tax invoice
When receipted this is a valid tax invoice.
Confirmations
If you would like confirmation of any transaction made on
your policy please contact us.
Privacy of your information
The way we use and disclose your information is set out
in the policy booklet. If you would like to change your
marketing preference, just call us.
Our employees and agents
An NRMA Insurance employee or agent who issues this
insurance is authorised to do so by NRMA Insurance Limited.
In doing this, the employee or agent acts on our behalf.
If you need to make a claim call 131 123
Keep this certificate, along with your booklet, in a safe
place – you will need them both to make a claim.
Enquiries 132 132
Payments 131 144
Claims 131 123
www.nrma.com.au
Contact us