Hi and Welcome GPF Mortgage. We are a broker with a difference, We not only want to help you to get that home loan that will allow you to own your dream home, but we take into consideration your personal and financial needs. Today we would like to share with you the great options you can benefit from Standard Bank Home Loans not only do they offer 100% Home Loans they also have other beneficial products and services to help you make the best of your Home Loan. For more information on these and other great products and services or if you want to apply for a home loan feel free to contact us on 086 110 6204 or visit our website at www.gpfmortgage.co.za

1. Do Standard Bank Home Loans Offer More than
100% Home Loans?

2. Standard Bank Home Loans do offer 100% home loans, and it’s not just to
first time buyers.
What that means is that it opens the way for prospective home owners to get
100% financing.
Additionally it means that you don’t need a deposit, and in many cases even
the attorney’s fees can be included in the Standard Bank home loans
application.

3. What other options are there for choosing
Standard Bank home loans?

4. Firstly Standard bank home loans offers 30 years home loans.
You may think it sounds obvious, but many banks and other institutions
don’t offer 30 year plans.
Having the option of taking a 30 year home loan will not only help you to
qualify for a little more, but will also reduce your home loan repayment
slightly.
Keep in mind that paying off your home loan over a longer period will also
mean more interest.

5. Secondly Standard bank home loans also offers fixed interest rates.
Most banks offer this facility and it’s definitely an option you want available
if you want to have the same installment over a certain period or in a rising
interest rate economy.

6. Thirdly, Standard bank home loans offers an access bond.
An access bond is when you have access to additional money you’ve paid into
your bond is available.
This is a really handy way to save on interest.

7. Remember, home loan interest is calculated on a daily basis, so, if you’ve put
in an additional R1000 into your bond and leave it there for a month you
have paid interest on outstanding balance which is R1000 less than it would
normally have been, so you will save a lot in interest.
What’s nice is that you can withdraw that money at any time and if you’re a
Standard Bank customer you can simply to an internet transfer from your
Standard Bank home loans account to your normal cheque or savings
account.

8. So, you may want to compare what Standard bank home
loans have to offer with what other banks could offer in
terms of home loans and make your decision accordingly.
You are very welcome to contact my office at 086 110 6204
or send me a personal email at: info@gpfmortgage.co.za