Why are you doing this assignmentThe London Interbank Offer.docx

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Why are you doing this assignment? The London Interbank Offered Rate (LIBOR), has been used widely to set the rates for many financial transactions, such as business loans, corporate bonds and derivatives. LIBOR is scheduled to be phased out in 2021 and lose its status as the global interest rate benchmark and be replaced in the US with the Secured Overnight Financing Rate (SOFR). As a future business professional you will need to understand the challenges of this transition and their impact in both financial and non financial corporations. That knowledge will allow you to navigate easier these areas and contribute in finding ways to benefit from managing these developments. What are you going to do? Make at least one, 150 word original post discussing one of the following topics: Why is LIBOR been replaced? What are the key differences between SOFR and LIBOR? How are banks and non-financial companies preparing for the transition to SOFR? Which institutions have started using SOFR in their loan extensions? Look for recent articles at financial periodicals that discuss this issue and provide a brief summary of your findings. List your resource(s) and include one lesson learned that can be useful in the future. .

Why are you doing this assignment?
The London Interbank Offered Rate (LIBOR), has been used
widely to set the rates for many financial transactions, such as
business loans, corporate bonds and derivatives. LIBOR is
scheduled to be phased out in 2021 and lose its status as the
global interest rate benchmark and be replaced in the US with
the Secured Overnight Financing Rate (SOFR). As a future
business professional you will need to understand the
challenges of this transition and their impact in both financial
and non financial corporations. That knowledge will allow you
to navigate easier these areas and contribute in finding ways to
benefit from managing these developments.
What are you going to do?
Make at least
one, 150 word
original post discussing one of the following topics:
Why is LIBOR been replaced?
What are the key differences between SOFR and LIBOR?
How are banks and non-financial companies preparing for the
transition to SOFR?
Which institutions have started using SOFR in their loan
extensions?
Look for recent articles at financial periodicals that discuss this

issue and provide a brief summary of your findings.
List your resource(s) and include one lesson learned that can be
useful in the future.

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“Why do we need to understand data visualisations? There is more and more data around us, and data are increasingly used in decision-making, journalism, and to make sense of the world. One of the main ways that people get access to data is through visualisations, but lots of people feel like they don’t have the skills and knowledge to make sense of visualisations. This can mean that some people feel left out of conversations about data.” - http://seeingdata.org/developing-visualisation-literacy/ Choose three of your favorite visualizations. Post a 3 – 5 sentence summary (for each) of why you chose the visualizations. What catches your attention? Are these visuals effective in presenting the provided data? If possible, explain what you would do to improve the visualization(s). .

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Why worry about revenue and expense recognition? Why not just recognize revenue when cash is received and expense when cash is paid? It would be much easier, but would it be better? Do you think nonprofits worry about revenues and expenses? Why? 2. Choose two concepts/topics you learned from the chapter that you found most interesting. Please briefly explain the concepts and why you found them to be the most interesting. notes Here is your reading list for this week: Financial Intelligence: A Manager’s Guide to Knowing What the Numbers Really Mean Free download from Antioch University Library use your AU ID and password for access. Part Two: The (Many) Peculiarities Of The Income Statement Topic 5: Profit Is an Estimate Topic 6: Cracking the Code of the Income Statement Topics 7: Revenue: The Issue is Recognition Topic 8: Costs and Expenses: No Hard and Fast Rules Topic 9: The Many Forms of Profit Part Two Tool Box: Understanding the Variance Profits at Nonprofits A Quick Review: Percent of and Percent Change Study Notes and Reflection Supplemental Differences Between Profit and Nonprofit Reporting: Fund Accounting Supplemental Nonprofit Income Statement Lecture Notes The income statement is also known as the Profit and Loss Statement, P&L, Operating Statement, Earnings statement, and a few other names. At its most basic, this statement is a company’s revenues, expenses, and the difference between the two. The difference is called net income. It is important to note that revenues and profits are not the same as cash. Revenues include amounts earned which may or may not have been collected from customers yet. There could be amounts that customers had paid at an earlier time but have just been earned. There could be estimates and assumptions included as well. Expenses are not necessarily amounts that have been paid. They include expenses that have been incurred but may be paid later. There may also be amounts that were paid in an earlier time-period but are now being recognized due to the matching of revenues and expenses. Estimates and assumptions are also present in expenses. Net income is sometimes called the bottom line. It is revenues minus expenses. If expenses are more than revenues, it is called net loss. There may be important subtotals presented in the income statement such as gross profit. This subtotal is sometimes called the line. Gross profit is net sales minus cost of goods sold. Cost of goods sold are costs or expenses directly related to sales such as direct labor, direct materials and overhead. Each statement will have a heading. It includes the company name, statement name and the time-period covered. An income statement covers a span of time. It is usually a company’s fiscal year but can be for shorter periods such as a month or quarter (three months). Weekly Commentary: The section outline below highlights the main points of each section of your text, Financial .

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Why the Rich are Getting Richer and the Poor, Poorer The thesis of the Paper The report " Why the Rich are Getting Rich and the Poor, Poorer opens the eyes of the audience by making them understand the unemployment that people are suffering from is because of lack of technology and education. The paper aims to make the reader understand why the rich continue to get richer and the poor poorer (Heyward 40). The author gives an introduction of three boats sailing within the economy of America. One of the boats carries the symbolist analysis; another one is the in-person servers, and the last one carries the routine producers. The author states that the Americans were once in the same boat when corporations could sell goods and services globally as this increased the purchasing power of the Americans (Berry, 13). In this part, the author introduces the reader on its main ideas of the essay and what will be covered in the essay. Supporting arguments Robert Reich supports his thesis by giving various explanations to help in the understanding of the reasons behind his arguments. First, the author talks about increasing rates of the sinking of the boats that belong to the routine producers from the time the Americans began to construct companies in the developing countries. When this happens, the employees are hired from these countries and are given the exact payments that the Americans could have earned. Meaning, the minority who depend on these industries for their survival continues to suffer and remain poor. However, the only people who benefit are the symbolic Analysts. The second argument is that the in-person server’s and the routine producers have lost their jobs because they have been replaced with modern technology. According to Reich, as much as the in-person servers suffer, they are protected from the direct impacts of global competition as compared to the routine producers who are directly affected by the issue (Heyward 16). The author states that only the symbolic analysts have their jobs in the rise as their services are demanded across the globe because they have problem-solving skills. The report also brings a clear understanding of the reason why the poor are getting poorer especially be talking about the companies replacing human efforts with the robots which are believed to be more efficient. Another argument is that the author explains that the in-person servants become even more miserable when the routine producers lose their jobs and begin board ships carrying the In-Person servants. According to the author, these people are exposed to more risks of unemployment and are threatened by the increased number of high school graduates, the high rates of immigration and the labour saving machinery (Berry, 5). He believes that the world has only created more opportunities for the symbolic analysts and they end up getting more money from selling their knowledge to those who want to make a fortune. The customers that are served .

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Why was the formation of labor unions an effect of U.S. industrialization in the late 1800s? A. Unions were needed to guarantee a steady supply of workers. B. Union membership was required for employment in new industries. C. Factory owners set up labor unions in order to control their large workforce. D. Unions organized industrial workers to protest unsafe working conditions and long workdays. 4. One effect of industrialization in the United States in the late 19th century was A. a decrease in child labor. B. an increase in the demand for handicraft goods. C. a decrease in immigration to the United States. D. an increase in urbanization. 5. During the Industrial revolution which major change in the economy of the United States was set in motion by the development of technological advances? A. An increase of the portion of the work force engaged in manufacturing B. A labor shortage due to a decreasing population C. A shift from a free market economy to a command economy D. A decreasing need for international trade agreement 6. Industrialization in the United States resulted in A. Politics not being affected by the economic changes B. Workers seeing no need to unite to form labor unions C. The transformation from an urban to an agrarian society D. The country becoming more urban than rural 7. In the late 19th century, farmers in the United States responded to the changing economy in which of the following political movements? A. Populist B. Abolitionist C. Civil Rights D. Progressive 8. During the end of the 19th and beginning of the 20th centuries, Progressive reformers worked to influence the government to enact laws improving conditions brought on by industrialization. One law that was passed was the Keating-Owen Child Labor Act in 1916. Part of the act stated that following: That no producer, manufacturer, or dealer shall ship or deliver for shipment in interstate or foreign commerce, an article or commodity the product of any mine or quarry situated in the United States, in which thirty days prior to the time of the removal of such product therefrom children under the age of sixteen years have been employed or permitted to work The excerpt could be used to support the thesis that: A. Progressive reformers wanted to limit the number of hours children worked. B. Progressive reformers wanted to end child labor altogether. C. Progressive reformers wanted to ship products made by children overseas. D. Progressive reformers wanted children to be allowed to work only in mines and quarries. 9. What problem arising from U.S. industrialization did the progressive reformers of the late 19th and early 20th centuries want the federal government to address? A. use of child labor in the workplace B. unfair taxes on the wealthy C. restrictions on the use of natural resources D. lack of capital for railroad expansion 10. As a result of industrialization in the Uni.

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Why We Should Design Policy to Care for Vulnerable Populations Previous Next For the discussion, we will be reviewing the “For Your Consideration” box on page 122 of the Shi text. Shi states that we should care about vulnerable populations because of the following items: Vulnerable populations have greater health needs. The prevalence of vulnerability is influenced [by] and therefore should be remedied by social forces. Vulnerability is fundamentally linked with national resources. Vulnerability and equity cannot coexist. After reviewing this and the required background reading (and doing any additional research) discuss your thoughts on these items. As Shi asks, “Are these points valid?” (p. 122) How does this affect health administrators? Be sure to cite reliable sources in support of your answer. .

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Why was the Panama Canal built? Which country started the project? Which country finished it? Give at least two reasons as to why it took so long to be completed. (5 points) Why did Germany help Lenin get back to Russia after Nicholas II abdicated? What was Lenin's underlying purpose in drawing out peace talks with Germany after he took control of Russia? (5 points) Choose two nations from the following: Turkey, Egypt, Iran, Saudi Arabia, Japan. Compare and contrast how nationalistic movements within each country along with the influence of Westen powers helped shape them with either similar or different results. (10 points) Explain the different politcal, economic and social philosophies that the leaders of France, Great Britain and the United States has in regard to the creation of the Treaty of Versailles. Which of these leaders got a Treaty that mose closely resembked his desires? Why? What compromises were made? Also explain how Germany responded to the treaty? And finally, whose philosophies for the Treaty do you most agree with? Why? (10 points) Name and describe three new weapons or methods of warfare first used during World War I. What effect did the introduction of new technology have on the war? (10 points) Choose a person that we've studied who has made a major contribution to the shaping of the world between 1850 and 1930. (You're not allowed to choose Hitler because we have not spent enough time on him yet). Write a brief biography of that person describing his/her background, contributions to the world (for better or worse), and why you believe that he/she is the most significant person we've studied in terms of shaping the politcal, economic, and/or social lanscape(s) of the world. (10 points) .

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Why are you doing this assignmentThe London Interbank Offer.docx

1. Why are you doing this assignment? The London Interbank Offered Rate (LIBOR), has been used widely to set the rates for many financial transactions, such as business loans, corporate bonds and derivatives. LIBOR is scheduled to be phased out in 2021 and lose its status as the global interest rate benchmark and be replaced in the US with the Secured Overnight Financing Rate (SOFR). As a future business professional you will need to understand the challenges of this transition and their impact in both financial and non financial corporations. That knowledge will allow you to navigate easier these areas and contribute in finding ways to benefit from managing these developments. What are you going to do? Make at least one, 150 word original post discussing one of the following topics: Why is LIBOR been replaced? What are the key differences between SOFR and LIBOR? How are banks and non-financial companies preparing for the transition to SOFR? Which institutions have started using SOFR in their loan extensions? Look for recent articles at financial periodicals that discuss this

2. issue and provide a brief summary of your findings. List your resource(s) and include one lesson learned that can be useful in the future.