In a nutshell, YouTransactor value proposition is to empower a service provider (a Public Transport Authority, a mass transit operator, a retailer, a banking or financial institution…) who needs to combine, on a professional smartphone, its business applications with the payment method of its choice. And this, in compliance with mobile and banking security standard requirements.

1. YouTransactor SAS
32, rue Brancion 75015 PARIS | FRANCE
Tel. : +33 1 75 43 75 20 - Fax. : +33 1 42 50 13 22 Mail: sales@youtransactor.com
www.youtransactor.com
Executive Summary
YouTransactor SAS publishes and manufactures mobile payment software and hardware solutions for professionals.
In a nutshell, YouTransactor value proposition is to empower a service provider (a Public Transport Authority, a mass
transit operator, a retailer, a banking or financial institution…) who needs to combine, on a professional smartphone,
its business applications with the payment method of its choice. And this, in compliance with mobile and banking
security standard requirements.
The YouTransactor solutions (SK100 & SK20) combine business, banking and security applications:
 Business applications include, for example, city parking fine collection and transaction, the validation and
control of identity cards and transportation tickets, but also home delivery sales or Buy on Board payment for
mass transit, including buses, trains or planes…
 Payment applications include transactions performed via contactless cards, chip & pin smart cards, magnetic
stripe cards or tickets, eWallets and QR codes, bar codes, vouchers or cash…
 Security applications comply with EMV Level 1 & 2 payment security certification standards, PCI PED, as
well as national or regional banking transaction platforms such as GIE CB in France, or acquirer banks like
SIX Payment Services.
Benefits of the solutions offer the best sweet spot positioning in terms of:
 User convenience for law enforcement officers, buy on board crews, in-fight entertainment managers and
other ‘agents’ in charge of smart ticketing and payment operations.
 Cost-efficiencies measured at both infrastructure and management levels, YouTransactor ROI processes
being designed to translate efficient business models into technology solutions.
 Confidence in both industry and market standards that provide strong assurance against risk of fraud at both
service providers and end users levels.
YouTransactor solutions have acquired market recognition as being at the forefront of state of the art leadership in
terms of:
 Openness of operating systems (OS Linux), business applications and identity & payment services.
 Evolution, from so-called ‘closed loop’ (i.e. Oyster cards, ITSO cards) to so-called ‘Open Loop Payment
(OLP) systems empowered with EMV-standard, phone or card-based Near Field Communication (NFC)
enabled devices.
 Compliance with market and industry standards including ISO 11443, EMV L1&2, Common Criteria, PCI
PED, as well as banking acquirers’ certifications, not to mention industry contactless protocols such as EMV
Paywave & Paypass, expresspay, MIFARE, Calypso, FeliCa, Nordic Card Association…
International market recognition include, amongst other references:
 Public Transport Authorities such as TfL (London), SL (Stockholm) as well as PTAs from Rotterdam
(Ruter), Grenoble (TAG), Bordeaux (CUB) or Oslo (RET)…
 Parking enforcement authorities – Municipality Police forces – in 500+ French cities, that process fine
collection.
 National Railway Companies in Belgium (SNCB), Switzerland (SBB) and Thalys, between France, the
Netherlands, Belgium and Germany.
 International airlines, mostly single aisle, low cost companies, between Europe and West African spaces.
 Medium and large system integrators such as Thales, ATOS, VIX Technology, AEG, Transdev, Keolis, SIX
Payment Services, Siemens...
As a conclusion, in a world where « businesses » are more and more mobile-based and cloud-oriented,
YouTransactor positions itself as a leading industry business enabler that accelerates, facilitates and empowers digital
transformation schemes for ID, payment and ticketing management systems in a convenient, cost efficient and
confident manner.