Digital Finance Summit 2022 - EU Fintech Pitch Battle https://www.digitalfinancesummit.com/

1. Open banking
at work
Leading the Treasury Management Revolution

2. BUSINESSES
CHALLENGES
1. Automate financial operations
2. Decrease cost of banking
3. Need real-time control on money
55% of EU Corporate treasurers are
concerned about their cash forecasting
and liquidity management.
52%
are looking for
real time
information
solutions.
35% use or
plan to
use APIs
OPPORTUNITY

3. Adding
machine Calculator
SWIFT
MT940 Spreadsheet
On premise
Treasury
System
Emergent
cloud
systems, data
lake, APIs
1642 1970 1977 1980 1985 2022
Mature cloud
systems &
APIs
2030
Traditionally, only big enterprises could afford treasury
management solutions (on premise, big capital
investments, old data technology).
By 2030, APIs will make it possible for any company size.
Embedded
financial
operations
VISION

4. Embedded financial
operations platform
Traditional treasury
operations
Real time cash dashboard
Data integration into the ERP
Reconciliations automation
Payments hub
Analytics & reporting
High volume & dynamics with many
banks
Lack of real-time data
Large number of customers/ suppliers
Hundreds of monthly payments
Unexplored big data
Pain points validated with real customers
Mid market companies need real time data and ERP integration
PROBLEM

5. Enterprise Class Open Banking Provider
FinqTreasury
Data Driven Optimisation Game
Develop our added value capabilities on top of open
banking, leveraging our infrastructure, in order to
address the blue ocean of real time bank
connectivity for businesses.
The global preferred provider of financial
data for mid market companies.
NEW CATEGORY SETTER

6. one single platform for all corporate financial ops
Finqtreasury
Embedded banking across Finance
PRODUCT
Cash
management
Reconciliations
Payments
Collection
Payments
acceptance
Reporting
Audit
Multibanking
Dashboard
API
Connector
Payments
Hub
FinqLink
FinqPay
Reporting Module &
Data Analytics
Auditing tools
certification

7. Mid & large
enterprises
Financial
services
Market size
# 67,192 2,036
TAM € 2,4 Bn 97 M
Estimated
average ARR 36K EUR 48K EUR
*Based on Eurostat statistics.
Non Banking financial services
Core target (Large SMEs) consists of companies with more than
25M EUR yearly revenues and up to 500M EUR.
Total Addressable Market (TAM) = market * average ARR
TAM
Direct
competition
Finqware secret sauce
Proprietary data aggregation layer
Finqtreasury Competitive Positioning
SaaS, API native, relying on own aggregator
Finqware OneAPI

8. Our core tech stack, battle-tested as technology used by banks
Problem: Income
verification for credit scoring
Solution: connected 󰏖
Croatian banks and
validated the income
recognition data analytics
Problem: Provide
multibanking convenience
Solution: connected 󰐬
Romanian banks and
launched multibanking in
mobile app
May 2020 Nov 2020
Problem: Offer one stop shop
for all banking in its app
Solution: connected 󰐬
Romanian banks for
payment initiation for the
first time across major banks
March/ June 2021
DEEP TECH INSIDE

9. Licensed Payment Institution,
Certified & Supported as Enterprise Class Provider
Seal of Excellence from
European Commision
Supported by
ISO Certifications
Adendum / About Finqware
Existing investors
Member of

10. Support us to lead the
Treasury Management Revolution!

11. Thank you
DISCLAIMER
The information contained in this document is confidential,
privileged and only for the information of the intended recipient and
may not be used, published or redistributed without the prior written
consent of Finqware SRL.
EMAIL
info@finqware.com
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Finqtreasury Video Product Demo
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