5. Some organizations had huge profits as well as impressive returns.
Thus we bought their shares with a hope of getting high returns:
6. Some organizations had a comparatively greater
brand image in the market,hence we bought their
shares & gained good returns: Google(GOOG),
Pepsi(PEP),Netflix(NFLX).
Companies were not so popular to us but had very
high returns: Advanced micro devices(AMD),
Alaska air group .inc(ALK),Ecolab(ECL),
7. Renowned organizations, but ended up at a loss:
Hersheys(HSY)
Coke(KO),
Twitter.Inc(TWTR)
Amazon.com Inc(AMZN)
Disney(DIS)
Facebook(FB)
Google.Inc(GOOG),
Front page of trading & were in good
condition, we bought them & gained very
little amount of returns.
Those are: Conn’s Inc(CONN), General
Motors Co(GM), Raptor Pharmaceutical
Corp(RPTP),Tesla Motors Inc(TSLA),
Allegion PLC(ALLE).
8. We bought some shares randomly just
to see if we could gain some profit by
any chance. In this context, we
gained profit from
9. Some companies were not so popular to
us but had very high returns:
Advanced micro devices(AMD)
Alaska air group .inc(ALK)
Ecolab(ECL)
13. Being wealth managers, our main
objective is to achieve the maximum
return from savings after next five years
for MR Chowdhury
14. The bank offers a variety of deposit
schemes with different provisional rate
and maturity time.
15.
16. Mudaraba Monthly Profit Deposit Scheme
(MMPDS) of 5 years for 10.75%
Mudarabe Savings Account at 5.2%
Mudaraba Special Notice Deposit at 4%.
After doing all the calculations, it is
found Mudaraba Monthly Profit Deposit
Scheme (MMPDS) of 5 years at 10.75% is
the most profitable as it gives a return of
BDT 13,329,340.48
17. The bank offers attractive deposit schemes for
the clients.
According to the circular in February 27, 2014,
the bank’s Special Notice Deposit below BDT
10 million is offered at the rate of 3%
Savings Deposit at 5.25%
Among all the schemes in the bank, Fixed
Deposit Scheme (FDR) for 1 year in
conventional and Islamic Banking offers the
highest return of BDT 12,884,080 after five years.
18.
19. This private bank offers a lot of deposit scheme for its clients.
These are for amount which is less than BDT 10 million.
Other offers are FDR for 1 month at 7%, 3 months at 10.75%, 6
months at 10.5 % and 10.25% for 1 year.
After calculation, it has been found that Fixed Deposit Receipt
(FDR) for 3 months will give the highest return of amount BDT
13,603,575.28
20. The schemes include: Short Notice Deposit-SND at 4% per annum,
Savings Deposit-SB at 4 % p.a.,
Savings Deposit- SB 50+ at 6.5%,
Premier Eastern savers (7%),
Premier Excel Savers (6.5
Premier Super Account at 9%.
It also offers Fixed Deposit account for less than BDT 10 million
6.5% per annum for 1 month and above, for 3 months and above
at 11%, for 6 months and above is 11% and for 1 year the interest
rate is 11% annually.
The FDR for 3 months (11%) gives the highest future value of BDT
1, 376, 3427.45 after five years among all the schemes of the
bank.
21.
22. The analysis of all the savings schemes and calculation of future
values after 5 years showed that the banks offer attractive
packages which can give high return. But among the four banks,
Premier Bank offers the most attractive package which yields the
highest return among all. The Fixed Deposit scheme for 3 months
but less than six months will give a future value of BDT 1
3,763,427.45 after five years at a rate of 11% interest rate. The
money after five years would be increased by (13,763,427.45-
8,000,000) = BDT 5,763, 427.45. The percentage growth rate of
the present value of BDT 8,000,000 would be 72.04% after 5 years
if the money is kept as FDR in the bank. The high interest rate of
11% and compounding after 3 months, in total 20 times during 5
years has made this account to give the highest return. Thus, for
the above reasons, we would select Premier Bank’s Fixed
Deposit scheme for 3 months for our savings component to
maximize the wealth of MR Chowdhury after five years.
