Repair your credit and raise your credit score today! Check out these credit repair reviews to choose the right program to repair your credit today. Click here: http://credit-repair.96-brilliant-clever-essays.com

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Repair your credit and raise your credit score today! Check out these credit repair reviews to
choose the right program to repair your credit today. Click here:
http://credit-repair.96-brilliant-clever-essays.com
==== ====
There are many different credit repair companies. You can hire a credit repair "consultant", a
credit repair "law firm" or visit a credit repair "clinic". There are some major differences in the
services provided by these companies. There are also many similarities. There are many things
you can do yourself and some "experts" will advise you never to pay for anything that you can do
yourself, but if you can afford to pay a company to do all or most of the work for you and if they
have other attractive services, then go for it. But, remember to check them out first, before you
pay them for anything or give them any personal information.
A credit repair law firm usually employs several lawyers and a large group of paralegals that do
most of the work. A credit repair consultant may or may not be associated with a law firm. There
are really no special requirements for setting up a credit repair business. Anyone who has the
time, patience and just a little bit of experience could technically become a credit repair consultant.
If you choose to hire a credit repair law firm, you can be confident that they will not advise you to
take any action which is illegal. A credit repair consultant could advise you to do anything. There
have been companies which have advised customers to apply for an Employer Identification
Number or EIN. An EIN is an official number used by the Internal Revenue Service to identify a
business. If you are not a business owner, then you should not apply for an EIN. Creating a small
business simply to repair credit issues will only cause you more problems. A credit repair
consultant could advise you to use and EIN rather than your social security number when applying
for credit. This is sometimes referred to as file segregation. Making false statements of any kind
on a credit application is illegal. A reputable credit repair law firm would never advise this type of
strategy.
A common service provided by the credit repair consultant and the credit repair law firm is letter
writing. While the credit bureaus will only communicate with you directly, credit repair companies
can supply you with effective sample letters and assist you in filling in the blanks. There are also
some software programs which may be effective for a do it yourself program, if you have the time
and the patience to do the research and take action on your own. Other services offered by a
credit repair law firm may include identity theft insurance. Identity theft is becoming more and
more common. If you invest the time and money to build and repair your credit, you do not want to
lose it to a thief. Identity theft insurance is a good investment. A credit repair consultant may or
may not offer identity theft insurance. It is a good idea to compare the services offered and the
fees charged by different companies before you choose one.
The Federal Trade Commission advises that consumers should beware of any credit repair
consultant which claims to be able to make instant improvements in your credit score. They may
be doing something illegal or they may take your money and close up shop. There have been

2. many complaints to the FTC about credit repair clinics. Some have ended in the credit repair
consultant being required to make restitution to some of the damaged customers, but it is
ultimately your responsibility to investigate these companies before you sign up for anything. Look
for companies that have been in business for several years and belong to the Better Business
Bureau. If you choose a credit repair law firm, ask for a list of satisfied clients. In other words,
protect yourself, don't become a victim of a credit repair scam or scheme.
For more information about the credit repair law firm, visit http://creditfixnow.blogspot.com
The writers and editors at http://creditfixnow.blogspot.com are dedicated to providing accurate
credit repair information. Visit us.
Article Source:
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Repair your credit and raise your credit score today! Check out these credit repair reviews to
choose the right program to repair your credit today. Click here:
http://credit-repair.96-brilliant-clever-essays.com
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