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First Time Homebuyers Flyer 1109
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First Time Homebuyers Flyer 1109
1.
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The opportunity of a lifetime is at hand – right now. Plenty of homes are • There is no minimum available at affordable income for claiming the prices. There May NEVER credit. If you don’t owe any taxes, you can receive Interest rates remain Be a Better Time it in cash. historically low. To Buy a Home! • You can claim the credit And to sweeten the pot, when you file your 2009 or 2010 tax return – or, there’s the tax credit – if you’d rather not wait, file an amended up to $8,000 for qualified first-time 2008 or 2009 return and receive the buyers whose income is within IRS- money upon purchasing your home. established limits and up to $6,500 There are also programs that will advance for some existing homeowners. This is the money to help on your down payment. money that never has to be repaid, pro- • If you co-sign a mortgage to help your non- vided you live in the home for three years. dependent child buy his or her first home, your eligibility does not affect your child’s ability to qualify for the credit. Tax Credit Basics • You are considered a first-time buyer if neither you I can’t provide every detail of the program here – nor your spouse has owned a principal residence in and I’m not qualified to give you tax advice – but I the U.S. within the last three years. can help you make sense of the regulations. • You must sign a purchase contract no later than Don’t wait. Give me a call and I can help you decide April 30, 2010 and close by July, 1. whether now is the time for you to buy. And if the time is right, I’d be honored to represent you as you • Existing homeowners are eligible for up to $6,500 seek out your dream home. if they have lived in their residence for five of the last eight years © 2009 RE/MAX International. Each RE/MAX office is independently owned and operated. This is informational only and should not be construed as legal or tax advice. Be sure to consult with a tax professional. Based on information available in May 2009. Accuracy is deemed reliable but not guaranteed. 091626
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