Trust Exchange is part of a new breed of software companies that are designed as platforms vs. applications. One of the most powerful advances over the past few years is the enablement of collaborations (think Uber, AirBnB, Waze) where they enable customers to more readily interact and purchase by harnessing the power of collaboration. Trust is doing this for businesses and here we are presenting a solution, built on our platform for lenders to manage the PPP Loan forgiveness process.

1. TRUST EXCHANGE
PPP Loan Forgiveness for Lenders
June 2020

2. Agenda
2
TE’s Solution 04
High-Level Architecture of the Solution 07-08
Business Thesis 06
DEMO 10
Background 05
Introductions 03
Network Effects in Action 09
Discussion & Next Steps 11

3. Introductions
3
Susan Kamins
VP Customer Success
Ed Sullivan
Founder and CEO
• Collaborative Platform
• Connect, Engage and
Share
• Fast Implementation
• Scale
• Secure
• Cost Effective

4. TE’s Solution: Customizable Information Network
4
TE’s Solution will cover:
Trust Exchange for CARES Act PPP Forgiveness Platform for Lenders
Manage| Engage| Monitor
Governance
Framework for
Coordination and
Oversight
1
Align and Coordinate
Key Contributors
2
Real-time
Monitoring
3
Monitor Initial and
On-Going
Compliance
4

5. Background
5
It’s a New World.
The emergence and adoption of social
technologies via the Internet has led to the
establishment of the collaborative economy.
Businesses have lagged behind consumers in the
adoption of technology. It’s time to change that.
Introducing:
Trust Exchange
Trust Exchange is a business information
platform that allows companies to connect,
collect, and directly exchange mission critical
business information: certifications, audits,
news, results etc.
Client
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V1 V2 V3 VN
Third
Parties
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V4
Businesses need real-time actionable
Information they can Trust.
Engaging, verifying and monitoring business
information is exceedingly complex. An
exponential problem. Today enterprises try with
linear solutions that fail in an exponential world.
Client
C1 C2 C3 C4 CN
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Third
Parties

6. Business Thesis
6
Banks
Data
Validator
Business
• Audits
• Certifications
• Inspections
• Assessments
• Compliance Policies
• Certifications Requirements
• Regulatory Obligations
• Testing
• Continuous Monitoring
• Medical Facilities
• Schools
• Churches
• Businesses
• Transportation
Through Network Effect Mechanics, our platform creates opportunities for
more direct collaboration between information requestors, creators, and
validators. Via this crowd-powered platform, we’re building a new
marketplace for business information.
Trust Exchange is disrupting this market by leveraging our platform to build
an inverted firm, powered by business professionals, to deliver:
• A radically different customer experience
• Significant economic efficiencies
• New Use Cases
• Expanded Total Addressable Market
“Better”
Information
More
Demand
More Contributors
More Vertical
Coverage/Saturation
Lower Prices
Faster
Information
Network Effect Mechanics The Trust Exchange “Virtuous Cycle”

7. High Level Architecture of the Solution
7
Company Profiles
A company’s profile is added to the category of
companies you are monitoring on your dashboard.
The profile timeline provides a consolidated view of
each company’s performance over time. At a glance
you can determine an individual company’s
compliance with your specific rules and policies.
Dashboards
Timely and actionable information is delivered through
easily configurable dashboards. Create custom
monitoring criteria and risk policies that can be
monitored automatically. Dashboards and reports create
visibility throughout the organization. Each party can
have multiple dashboard views based on role or
responsibility.
Policies
Custom compliance policies reside in the dashboard
categories allow organizations to more precisely
segment third parties by function, risk geography,
etc. All parties receive alerts about upcoming
requirements and new events based on their
portfolio permissions.

8. High Level Architecture of the Solution (continued)
8
Verifications
Timeline events can be verified internally or by additional
third parties based on role or responsibility. These
verifications are stored securely and are easily auditable.
Verifiers can monitor companies they are responsible for
in dashboards and receive alerts about new events
requiring review and upcoming assessments.
Reports
Trust Exchange provides information across the
organization in the form of real time alerts, daily
summaries and a hierarchy of dashboards and reporting.
Reports include company profile reports, policy checklist
status and history reports, list and portfolio activity
reports and board level program metrics.
Events
Key information, such as an initial risk assessment, are
presented as an Event on a timeline and can be verified
internally or by additional third parties based on role or
responsibility. These verifications are stored securely and
are easily auditable.

9. Network Effects in Action
9
• Lenders can set policies based on best practices and engage and
align all contributors (banks, businesses, payroll, accounting)
• Verifiers can share information, notes, requirements and report
status in real-time
• Businesses can monitor themselves for compliance status and
updates
Solution
• Banks can see a real-time status and manage issues by exception as
they arise
• Validators ’ permission to validate can be role-based for each type of
validation event
• Businesses can self-validate and distribute proof of compliance.
• Banks get real-time alerts, daily summaries and live dashboards.
Each business has their own profile and timeline.
• Validators can easily determine what needs to be done, for each
business at a glance
• Businesses can claim their profile see their status and monitor their
progress
Challenge
• Loan review process is largely a manual data gathering exercise that
is expensive and reactive
• Compliance Validation may be dispersed among several types of
Third Parties (bank employees, clients, accountants payroll etc)
• Visibility and access needs to be transparent and available
throughout Lender, Lender Clients and loan recipients

10. DEMO
1
0
Collaboration Monitor Access
Goal
Success
Engage Lender's
Employees,
Departments and
Businesses to Submit,
Verify and Approve
deliverables.
Governance Alignment
Secure portal for
business
submissions
Document
management
3rd Party
verifications
PPP Loan Management
Streamline, Collaborate and Automate
Governance
Framework for
Coordination and
Oversight. Flexible
policies, custom
categories and pre-
configured rules.
Manage 5-10x
more loans
Reduced
cost/loan
Increased
visibility
Manage by
exception
Align and Coordinate
key contributors: lender
employees, customers
and 3rd Parties.
Coordinate
remote teams
Segment work
flows and teams
Create groups
and sub-groups
Custom workflow
Dashboard hierarchy
for banks, teams and
companies. Instant
status, alerts and
reports.
Real-time
visibility
Progress
tracking
Lender and
Client
Dashboards
Audit trail
Always available via
standard web browsers
from anywhere at
anytime.
SAAS Pricing
Cloud Scale
Cloud Secure
Standard
Compliance
On Demand
www.TrustExchange.com/PPPLoans
Trust Exchange is
an information
platform that can
scale and automate
your CARESAct PPP
Loan Forgiveness
Process

11. Discussion & Next Steps
11
• Questions/Concerns
• “Go Live” Timeline
• Business Model
• Onboarding Process
• Contact: esullivan@trustexchange.com