A brief outline of the services and products offered by Constellation\'s DCF Consulting Group

1. What is DealerControlledFinancing

2. Dealer Controlled Financing The term Dealer Controlled Financing encompasses all of the various financing options available to dealers who wish to provide their own financing for their customers including Buy Here-Pay Here and Lease Here-Pay Here.

4. Collections

5. Inventory

6. Operations

9. Inventory Acquisition & Management

10. Sales Process& Underwriting Guidelines

11. Collections System & Effective Practices

12. Dealership Operations & Staff Mgmnt

13. Federal Compliance &Regulations

14. Content Provided

15. Live Lectures

16. Extensive 300-page MTC Manual

17. Video Presentations

19. Capitalization Needs

20. Maximum Cash Out

21. Expected ‘Break-Even’ Date

22. Project

23. Minimum Accounts Needed

24. Expected Profitability

26. Customer Privacy

27. Lending Disclosures

28. Collection Practices

29. Identity Theft

30. Advertising Guidelines

31. Also Included

32. Employee Training Materials

34. Sales & Underwriting

35. Inventory Management

36. Repossessions & Collections

37. General Operations

39. Compliance Concerns

40. Unique Situations

41. Underwriting Advise, etc.

42. Also Available For

43. Prospective Employee Interviews

44. Dealership Layout Tips

45. And much more…Alan Mosher Don Miller

47. Ongoing Support3 levels to fit your business needs BaseSupport (DCF) Data Tracking Service (DTS) Advanced Consulting Program (ACP) Support is optional, but strongly recommended.

49. Toll-free Access to Consultants

50. National Monthly DCF Dealer Composite

51. Access to DCF Webinars

52. Membership in the DCF Community

54. Data Tracking Service (DTS)

55. All DCF Level Support items plus

56. Weekly Analysis Report reflecting business results for the last 20 weeks to help spot trends quickly

58. Data Tracking Service (DTS)

59. Advanced Consulting Program (ACP)

60. All DCF and DTS Level Support items plus

61. Weekly Written Business Reviews reflecting observations provided by our senior consultants

62. Weekly Conference Calls with a senior consultant and dealership staff to help maintain focus and direction

63. Bi-annual On-site Business Audits performedby a senior consultant inspecting your DCF dealership for policy and compliance violations

65. Manager & Associate Training Manuals

66. Written DCF Policies & Procedures

67. Structured Sales & Collections Systems

68. 5 year Cash Flow & Business Projections

69. 600-page Regulatory Compliance Manual

70. Intro Supply of DCF Forms & Supplies

71. 30-Days of Toll-Free Access to Consultants

74. Average Default Rate at 21% (% of loans written off)

75. Average Delinquency Rate at 16% (% of accounts past due)

76. Projected Positive Cash Flow at 9-13 Months

77. Projected InitialInvestment Recovered at 24-30 Months

79. TestimonialsDon’t take our word for it. See what our dealers have to say. “This (MTC) class was an amazing and enlightening experience for me. All three of the instructors were very helpful in guiding me through the process of DCF policies and procedures. I was challenged to understand how and why this business works and felt rewarded by my efforts, not just for what I knew. I am satisfied with the way Al, Don and Jose presented the materials. It was a great time. Missy Mattson Assistant Manager of Cyclone Car Credit (Storm Lake, IA)

80. TestimonialsDon’t take our word for it. See what our dealers have to say. “The (MTC) class was great. Most informative and the best detail I have ever had in a class of this nature. All instructors were excellent and displayed full command of the topics covered. Great job! Thomas Fisk General Manager of Charge-A-Car (Aurora, MO)

82. Attend the next class for Manager Training

83. Choose the level of Ongoing Support that fits your business needs

84. Base DCF Support

85. Data Tracking Support

87. For More Information Contact Constellation’s DCF Consulting Group at800 – 654 – 4955prompt #4