In investment terms, the word ‘portfolio’ refers to a collection of different investments. An individual investor may have one portfolio, or may choose to establish separate portfolios to achieve different goals

1. Investing 101:
A Tutorial for
Beginners
Dexter Coleman-Mitchell Philanthropy

2. 2 | DEXTER COLEMAN-MITCHELL INVESTING
Investing101:ATuto-
rialforBeginners Learn Your
Investor Profile
One of the key things you need
to do before you start investing
is figure out what your profile
as an investor is. This will defi-
ne the types of investments you
should be making to suit your
long and short-term goals, your
timescale and your tolerance
for risk versus desire to optimi-
se profit.
Objectives
You first need to look at what
your objectives are. Invest-
ment is usually a long-term
strategy, so if you need profits
in the short-term you might
want to opt for something that
generates a regular income,
such as bonds or real estate.
However, if you are saving for
an event in the future such as
retirement or a child’s uni-
versity fees, then something
which offers a larger payout at
a later date may be better.

3. DEXTER COLEMAN-MITCHELL INVESTING | 3
Risk Tolerance
Generally speaking, the higher
the risk of an investment,
the higher the potential for
profit. However, the potential
for loss is also higher. Think
carefully about your tolerance
for risk, both financially and
in terms of your time horizon.
You may be more comfortable
with low-risk investments for
smaller profits.
Generally speaking, the higher
the risk of an investment, the
higher the potential for profit”.

4. The blog of experienced investor
Dexter Coleman-Mitchell contains
more information for first-time
investors seeking advice.