Differences between Direct Lenders and brokers and why for many payday loans no brokers are a more feasible option:

1. THE COST OF
RAISING A CHILD TO
AGE 21 !!!

2. THE TOTAL COST OF
RAISING A CHILD IN THE UK
!!!
The reality is that many new parents are somewhat
unaware of the total cost of raising a child in the UK. In
fact the cost per child in our current economy is a figure
which continues to increase year on year and is now
more than the average price of a UK house;

3. HEALTH CARE COSTS IN TH
UK !!!
to raise a child to the age of 21 with the increasing
health care costs in the UK, will cost a total of a
quarter of a million over the 21 year period. This
compares to the average house price in the UK of
£196,000.00 effective January 2016.

4. ECONOMICS AND BUSINESS
RESEARCH !!!
The Centre for Economics and Business Research
and insurer LV conducted research into UK
households and discovered that households spend
around 38 percent of their total incomes on raising
a child. It was also discovered during this research
that across the country the cost of childcare
increased by 4.3 percent in the last year payday
loan lenders

5. THE COST OF
CHILDCARE!!!
It was also discovered during this research that
across the country the cost of childcare increased
by 4.3 percent in the last year, further
demonstrating how the costs of raising a child
continues to increase year on year.

6. DEPEND ON FAMILY BASE
!!!
the cost of raising a child does vary depending on
where in the UK your family is based. In Yorkshire
the cost, up to the age of 21 once again, comes in
at £214,000.00 which is considerably lower than
that of London which currently sits at £253,000.00.

7. COSTS LINKED TO
PRIVATE EDUCATION
!!!
For most parents the biggest cost resides in
the education element of raising a child.
Excluding costs linked to private education, the
average cost of education up to the age of 21
is £74,000.00. For those who choose or have
access to private education, this figure can
expect to be doubled,

8. UNIVERSITY BASED FEES !!!
whilst in education but are of course accounting
for University based fees also. The costs linked
to education are clearly one of the largest costs
faced by parents but this is closely followed by
the cost of childcare and babysitting with direct
lenders.

9. ASPECT OF CHILDCARE !!!
Many parents have expressed how the aspect of
childcare can be the most time consuming and
sometimes stressful. Given that advanced planning is
required, often on a weekly basis, the exercise of
getting a child to and from childcare has been said to
be troublesome and often difficult to do.

10. CHILDCARE CENTERS AND
CHILDMINDERS CHARGE !!!
Many UK based childcare center and childminders
charge for their services on a weekly basis, given
how circumstances can and do change. This
means UK parents have to account for the weekly
cost of childcare in advance and in a prepared
manner.

11. THE COST OF CHILDCARE
FOR THE FACTOR OF
ILLNESS !!!
By accounting for the factor of illness the cost of
childcare can therefore be increased periodically.
Again the increased cost will depend of region and
circumstance as well as period of illness and which
parent is required to potentially take time off work.

12. FOOD COSTS !!!
Perhaps one of the most shocking statistics
in terms of cost for raising a child up to the
age of 21 is that of food costs. Keeping a
child properly fed and watered up to the
age of 21 will cost on average £19,000.00;
this being the same cost of a well-equipped
new car.

13. HELP AND SUPPORT OF
GOVERNMENT !!!
it is important to also recognise that these costs
are being spread over a 21 year period and can be
managed with the help and support of government
based schemes and incentives along the way.
Conducting research and remaining up to date
with such support forms a vital step in the
upbringing of a child in UK today.

14. THANKS FOR WATCHING !!!
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