Who are We and What is SingleMommie.com all about?
This website was created to be used as a comprehensive resource for single mom’s everywhere. Packed with current information and upbeat articles on careers, education, grants, scholarships, help with housing, parenting tips, relationships, health, fitness, and finances, you’ll find nothing but quality and current information here.
For more details please visit:-http://www.singlemommie.com/
2. There are 13 million single
parents in the United States
with over 21 million
children in single parent
households.
Whether you are a single
mother by chance or by
choice, we are here to help
you meet the challenges of
parenting, — and all of the
other issues impacting your
life.
3. As a single mother, we know the right information can
turn the light on in your world and take you from
surviving to thriving. We cover all the issues and pack
every article and page with wisdom, resources, ideas, and
real solutions to whatever life is currently bringing your
way.
We’re each at a different point in our life, and our site is
created to reflect the wide range of interests and needs of
today’s single mom. While one parent may be searching
for an education grant another mom is looking for advice
for her special needs child. We cover it all.
4. Scholarships and Grants for Single Moms – Many single
mothers have given up on their hopes of a solid education. We
know that a college degree or trade school certification can
greatly improve the quality of life for your single parent
household and we are dedicated to providing you with the
right information.
You’ll find that we have the latest scholarships and grants for
single mothers, complete with links and instructions. But we
don’t stop there. We also take a candid and critical look at
different careers you may be interested in, outlining the
earning potential and providing you with the education
requirements for each.
We don’t want to see you heading down a dead end path, so we
lay out clear information for each career we cover. Want to see
a career outlined that we don’t have in our database? Simply
drop us an email and we’ll give you the details!
5. Once in a while everyone needs a little assistance. As a
single mom, where do you turn? There are more resources
and financial help for single mothers than you may be
aware of, and we make it our mission to provide them to
you. Whether it’s help with formula and diapers or finding
money for your first start-up business, we are your source!
AssistanceForSingleMothers.com also offers our own Hope
Grant, recently launched to provide $500 worth of
assistance to reach single mothers at the point of their
greatest need. The funds can be used to help with food,
utility bills, tuition, rent, or the cost of daycare.
6. Are you dealing with an income that’s too high for
assistance, yet too low to enjoy the quality of life you
and your child deserve? We provide you with solid tips
and inside information on finding affordable housing,
even without government programs or section 8
assistance.
Loans for Single Mothers – Whether you are looking
to start up a new business venture or purchase your first
home, you need to know the basics of applying for
loans, what to look for and what to avoid. We also teach
you how to handle your bills, access your credit report,
and plan out a realistic budget.
7. Feeling apprehensive about the single mom dating scene? Now that
you have the responsibility of a child, the rules of dating have changed.
That doesn’t mean you have to be a hermit. So, where do you find
balance? We’ve asked our experts and have plenty of single parent
dating advice for you.
Child support & child custody – These are often touchy subjects.
Child support and child custody issues can lead to bitterness,
resentment, and brutal battles that can end up harming your child
emotionally if they are dragged into the details. We take a healthy
approach to child support and custody by providing resources but
always suggesting that parents take the mentally and emotionally
healthy road. Sometimes the answers aren’t easy, but that doesn’t mean
you have to lose your peace.
8. another parent to bounce ideas off
of, you may wonder if you’re doing
things right. There are so many
decisions to make and so many
questions. We regularly provide you
with insightful tips, research
statistics, and advice from
professionals on a variety of topics
that affect you and your child.
As you can see, our only mission
here is to support both you and
your child (or children) and help
each of you reach your full potential
as individuals and as a family.
9. If you’ve spent any time at all searching for information or resources
for single moms, you’ve most likely run into more than a few
roadblocks. Some of the information found online, such as grants for
single parents, can be confusing at best. Much of the information
just leads to a dead end.
This can be incredibly frustrating, especially when you are
desperately in need of assistance and don’t have time to deal with
false information. We promise you won’t run into this problem when
visiting our site! We pride ourselves on providing up to date, credible
information, advice and resources. We know your time is valuable
and reliable information is vital!
Again, we warmly welcome you, and if there’s anything we can add or
a topic you would like us to cover, please leave a comment and let us
know. Your success as a single parent is our number one priority! We
want you to thrive!
10. If you are struggling financially as a single mom and
want to break free from your current situation, a grant
can be just the vehicle that takes you from point A to
point B. Provided by the government and completely
free, a new tomorrow might be closer than you think.
There are several different types of grants available for
women and single moms. All you’ll need to do is apply,
–but first you’ll need to know where to look and what’s
to be gained through grants for single moms.
11. Grants are officially defined as a
form of financial assistance offered
to individuals to stimulate or
support a certain purpose. For you,
the single mom, a grant can offer
new housing, a promising new
career, or help starting a business.
A grant’s shining quality is the fact
that the funds do not have be repaid,
as long as you meet all of the
requirements. Note: Grants are not
to be confused with benefits,
entitlements, or loans
12. Grants can be given to single moms by the following types of organizations.
The federal government
Local governments
The state
A company
Research institutions
Non-profit organizations
What Types of Grants Are Available For Single Moms?
There are many different types of grants available for single moms. The most common
include:
Business grants
Housing grants
Education grants
Federal grants are typically the most well known, although other organizations may also
provide financial assistance for single moms. Grants from other organizations include
certain limitations, though. For instance, state and local grants only apply to individuals
who live within that state, while federal grants can be used throughout the United States.
Now that you know what grants are and what types of grants are out there, lets discuss a
few different kinds of grants and how to find them.
13. If you are a single mom wanting to earn your
degree, college grants for single moms can get you
there. While most of these grants are not specifically
limited to single mothers or even women, almost all
provide for the needs of a single mom.
For instance, most are based on low income. If you are
a mom raising children in this economy without a
proper education, chances are you may not be earning
what you could be.
The good news is, you may qualify for a number of
grants.
14. Any low income student can apply for a Federal Pell Grant
by filling out a FAFSA application
at http://www.fafsa.ed.gov. When filling out your FAFSA it
is extremely important to be honest and provide all the
documentation the government and your school’s financial
aid office requests. Due to a high number of fraudulent
cases in recent years, the FAFSA will ask for your
permission to obtain your tax records directly from the IRS.
Once you have enrolled in college, you may also have to
prove your enrolment by sending in a receipt indicating
payment of your tuition. With a Federal Pell Grant, you can
receive anywhere from $555 to $5,550. These grants can be
used for tuition, books, housing, and transportation to and
from school.
15. Locating state and school grants is a simple process. All
you need to do is contact your college’s financial aid
department and ask them what grants are available from
your specific school or state. They will be able to point in
the direction of many different types of grants available not
only to single moms, but grants made specifically to
support the needs of an adult student. For instance, Purdue
University, located in Indiana and found
at http://www.purdue.edu, provides a grant call the Span
Plan grant. This grant covers the tuition and books for an
adult student for one three credit-hour class, as long as the
student’s tuition is not covered fully by other grants.
16. There are a few grants made specifically for the single mother. The
Soroptimist International of Americas, which can be found at
http://www.soroptimist.org, provides a grant known as the Women’s
Opportunity Awards. This grant was designed to assistant women who
care for their entire household by themselves. Another grant, provided
by the Kalamazoo Women’s Education Coalition, caters to the financial
needs of low income women who are having a difficult time trying to
attend college.
Business Grants For Single Mothers
Government grants, at the federal, state, or local level, are available for
small businesses. It is important to note that these grants can not be
obtained specifically by a single mom, though. They are grants for the
small business, not the individual.
Also, although many grants can be found at http://www.grants.gov,
there are specific requirements regarding the size of each small
business must be met in order to be found eligible for these grants. The
requirements are set by the Small Business Administration, or SBA,
located at http://www.sba.gov.
17. $0.75 million for industries related to agriculture
$12 million for contractors in special trades
$28.5 million for construction business
$6 for retail establishments
100 employees are required for wholesale distributors and industries
500 employees are required for industries related to mining and manufacturing
While the federal government does not currently provide individual grants to
help single moms start their own businesses, they do provide resources like
training and other types of financial assistance.
For instance, the SBA offers many effective and cost-worthy loans for those who
wish to start or expand their small business.
Some states will provide certain types of grants to individuals who wish to take
a stab at entrepreneurship. For instance, Delaware’s Strategic Fund provides
grants or loans to individuals who wish to start their own business.
This state’s Strategic Fund also provides grants for small businesses who wish to
focus on Brownfield redevelopment or clean energy initiatives. Expansion
funding can also be obtained if the small business has more than 100
employees.
18. Public Housing Agency Housing Choice Voucher – The Public
Housing Agency (PHA) and the U.S. Department of Housing and
Urban Development (HUD) join forces in order to provide single moms
and low income families with housing vouchers. This type of grant
allows single moms with low incomes to afford adequate and safe
housing for themselves and their children. While the vouchers may not
pay for your entire rent though. The amount you can receive with a
voucher varies. For every rent payment, you must contribute at least
30% of your pay check. The HUD voucher covers the rest. In order to
qualify for this voucher, you must be a U.S. citizen and have what is
considered to be a low income. You must also provide HUD with the
ability to obtain information from your employers, banks, and other
agencies to determine whether you truly qualify for the grant. HUD
itself does not provide housing grants. They give money to each state
and the state PHA accepts applications and determine whether
applicants receive these grants. If you are interested in obtaining a
HUD housing voucher, contact your local PHA. Contact details for the
Public Housing Agency in each state can be found
at http://www.hud.gov.
19. This program, which is available through each state’s HOME
program, is another grant offered by HUD that provides low
income individuals and single moms with assistance in
purchasing a home. The American Dream Down Payment
Initiative, or ADDI, pays $10,000 or 6% of the cost of your home.
In general, whichever number is higher is what the grant will pay.
They also provide you with money for closing costs and money
for dealing with health hazards in your home such as mold.
HUD distributes funds to each state’s HOME program, so you
receive money directly from your specific state. To find out more
information and locate your state’s HOME representative,
contact HUD at 1-800-998-9999 or visit http://www.hud.gov for
a complete list of each state’s HOME department contact details.
Grants for single mothers are available by many different
organizations all over the country. If you are in need of financial
assistance, take advantage of the many grants for single moms.