Bharti Axa General Insurance Launches Travel Insurance for Individual / Family as well as Student Travel Insurance to assist you in the event of unexpected travel emergency during your International Trip.

1. BHARTI AXA GENERAL INSURANCE
TRAVEL INSURANCE LAUNCH
MENTION DE CONFIDENTIALITÉ

2. Our Parent Companies
BHARTI GROUP
 Operations in 21 countries, interests in
Telecom, Insurance, Retail, Fresh &
processed Foods and Real Estate.
 Bharti Airtel, is the largest Integrated
Telecom Company in India and the 4th
largest telecom company worldwide.
 Entered the insurance business in 2006
through a JV with AXA
AXA GROUP
 No. 1 International General Insurance Company in
Asia and No. 1 Global Insurance Brand for the 6th
year in a row(source Inter brand)
 World Leader in Insurance and Asset
Management, serving 103 million clients,
individuals and businesses in 59 countries with an
employee strength of 1,57,000
 Euro 92 billion revenues for 2014
 Euro 1,277 billion in assets under management as
of December 31, 2014
 General Insurance business represents 35% of
AXA Group’s revenues
2

3. 3
Bharti AXA GI Vision & Purpose
OUR VISION
“TO BE THE PREFERRED GENERAL INSURANCE ORGANIZATION FOR OUR
CUSTOMERS, EMPLOYEES, SHAREHOLDERS, BUSINESS PARTNERS & SOCIETY”
OUR PURPOSE
“Bharti AXA believes that insurance plays an important role in protecting
organizations and individual aspirations. Through our comprehensive and
innovative insurance solutions, we seek to redefine industry standards by
offering unparalleled and empathetic service to every Indian.”

4. 2300+
Garages
4500+
Hospitals
57
Products
69
Branches
24x7
Call Center
1660+
Employees
5.4 Mn+
Policies sold
0.9 Mn+
Claims Paid
Bharti AXA GI : Journey at a glance
Milestones
 1st Multiline GI company to reach GWP 1000
Crores in less than 4 years.
 4.2% market share among multi-line private
general insurance companies
 Products distributed through dedicated agents
and brokers
 Ease of purchase and customer service
through our website www.bharti-axagi.co.in

5. TRAVEL INSURANCE
Is it needed? What can go wrong..
MENTION DE CONFIDENTIALITÉ

6. What can go wrong on an international Trip?
6 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
Cancelled/Delayed
/ Overbooked
Flight
Medical
Emergency
Loss of Checked
in Baggage /
personal
belongings
Hijack Distress
Personal
Liability Personal
Emergency
back home
Missed
Connecting
transport
Personal
Accident

7. Medical expenses in developed nations can be massive
Inability to arrange timely funds can even result in permanent damage
Some Remote locations may have no medical facilities at all, and
evacuation in case of a dire medical situation can be quite challenging
Medical Emergency
7 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
A single day of
hospitalization in
the US costs about
INR 2.75 Lakhs. A
root canal in
Singapore costs
around INR 70,000

8. Loss of Checked in Baggage is a common problem in Airlines
Theft of belongings is yet another major issue; France, Italy and Greece
are notorious for theft of personal belongings of tourists
Lost & Damaged Baggage
8 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
As per the U.S. Department of
Transportation Air Travel
Consumer Report for 2014, USA
has 1.6 million cases of lost
baggage in first 9 months of
2014 alone

9. Delayed flight is another common issue faced by travellers
Delayed or cancelled flights result in missing connecting transport
A “No – show” in most cases means full payment for the hired facility
(cab, hotel room, sight seeing tour) despite not using it
A missed or cancelled flight can therefore result in botching up the entire
trip
Flight Issues
9 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
Globally there are over
20,000 flights delayed
every single day, while
over 2000 are
cancelled as per
Global Flight Stats

10. A personal emergency (ex unfortunate demise of an immediate family
member) back home may require immediate termination of a trip
Last minute flight and transport can be extremely expensive
Personal Emergency
10 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
Booking a ticket last minute
costs three times the price
of booking one 3 months in
advance

11. Personal liability typically implies compensation to be legally paid to any
individual/ establishment for any inadvertent damage you cause to
property etc
Examples include inadvertent damage to a facility of stay ( like damaging
an expensive Vase/Carpet/ crockery )
Personal Liability
11 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ

12. TRAVEL INSURANCE NEEDS
WHILST STUDYING ABROAD
MENTION DE CONFIDENTIALITÉ

13. What can go wrong while studying abroad?
13 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
Sponsor
Protection
Medical
Emergency
Loss of Checked
in Baggage
personal
belongings
Bail Bond
Study
interruption
Compassionate
visit
Personal
Liability
Over and above issues of travel, studies abroad have additional concerns
pertaining to sponsor protection, study interruption among others

14. Nearly all colleges in USA, Europe and Australia collect tuition fees in
advance
In case a student on account of illness is unable to complete the course
he/she has to forfeit the fees for the duration he/she could not attend
classes
What’s more is that in all likelihood he/she will have to pay the fees once
again when he/she attends the classes
Study Interruption
14 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
Insurance can help in
covering fees for a duration
the student is unable to
attend a given course

15. A Sponsor is an individual who takes the financial liability of a student
In case a student has chosen to come using the sponsor route, if his/her
sponsorship is terminated on account of death of sponsor, he or she may
have to discontinue studies
Sponsor Protection
15 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
Insurance can provide
Sponsorship protection by
offering the necessary
financial liability required

16. SO HOW CAN BHARTI AXA HELP?
MENTION DE CONFIDENTIALITÉ
Bharti AXA
GI
advantage
Extensive
Coverage
Global
assistance
through
AXA
Affordable
Catering to
different
travel needs
Easy
online
purchase

17. Our Travel Insurance caters to frequency of travel, regions visited, group
size & nature of travel
Bharti AXA General Insurance caters to multiple travel needs
17 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
Frequencyoftravel
Multiple-trip
Single
Regionsforvisit
World wide including USA
& Canada
World Wide (w/o USA,
Canada) including Japan
Asia excluding Japan
Schengen ( Enlistment
underway)
GroupSize
Individual
Family floater
Natureoftravel
Business
Leisure
Studies

18. Our Travel Insurance covers almost every travel related contingency.
Extensive Coverage from Bharti AXA General Insurance
18 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
TravelInsurance
Cover
Medical Expenses
Personal Accident
Compassionate Visit
Passport Loss
Bail Bond
Flight Delay /Missed
connection
Hijack distress
Loss of Checked in
Baggage
Trip delay/cancellation
Financial Emergency
Personal Liability
AdditionalStudentTravelbenefits
Sponsor Protection
Study Interruption
Medical treatment for
nervous & mental disorders
including alcohol and drug
dependency

19. Bharti AXA GI Individual and Family Offering is affordable
19 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
A week’s trip to
Europe with a
100,000 Euro
cover for a
person aged 40
years or less
costs just INR
606
A 2 week trip to
USA with a
500,000 dollar
cover for a
person aged 40
years or less,
costs just INR
1690
Not only is our travel
insurance reliable but also
very affordable. In most
cases, it is less than 1% of
the entire trip cost

20. Simple & Easy Online Purchase
20 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
Now purchase your policy
online in a matter of
minutes.
You can also buy it on the
day of your departure on
www.bharti-axagi.co.in
Get Quote
Input traveller
details
Make Payment
Print Policy

21. Key Differentiator :AXA’s Global network for end to end assistance
21 | Titre de la présentation I 30 Septembre 2014 MENTION DE CONFIDENTIALITÉ
• One Single Company to assist our customers end to
end from purchase to claims
• Robust international network, leveraging the strength
of AXA, the Global No.1 Insurance Brand
• Toll free phone number for Claims assistance from
any part of the Globe

22. A ROBUST INTERNATIONAL NETWORK
WITH AXA ASSISTANCE
MENTION DE CONFIDENTIALITÉ

23. The global emergency response specialist we have strong experiences in travel,
medical and also road side, automotive, home, concierge assistance
Present in 200 countries – 38 alarm centers, one of them in India
~ 10 million cases handled in 2014 – each unique in its own way, managed by ~
7000 medical employees
> 70,000 high quality provider network – 30,000 of which are hospitals, doctors,
nursing / paramedics, escort doctors, ambulatory services, cash carrying agencies,
air ambulance and charter plane services etc..
AXA Assistance:
23 | Titre de la présentation I 30 Septembre 2014
Majority of our operations are ISO 9000 certified or use the the Six Sigma approach (Globally).

24. Capable of providing assistance - practically anywhere in the world
24 | Titre de la présentation I 30 Septembre 2014
North America
Canada
United States
Central and South America
Argentina
Brazil
Chile
Columbia
Mexico
Panama
Austria
Belgium
France
Germany
Greece
Ireland
Italy
Portugal
Czech Republic
Poland
Russia
Spain
Switzerland
Turkey
UK
Europe Asia- Pacific
China
Hong Kong
India
Japan
Singapore
Taiwan
Thailand
Africa
Algeria
Morocco
Mauritius
7000+
employees
10
million cases
handled
Service
provided in
200
countries
>40,000
medical
suppliers
Our Alarm Centers

25. AXA Assistance
25 |
Experience in Emergency Assistance / Evacuations / Repatriations
Experience in Negotiations
Strong global presence and
relationships - 24/7 real time assistance
anywhere
Global network of cashless medical
facilities
Medical evacuation in remote or
hostile regions, Experience for
emergency callouts
Hassle Free Claims process – 7000+
international & highly trained
assistance staff
Ability to service in 33 languages
globally – India Alarm Centre is an
added value for India customers
Global
relationships with
aviation authorities
- can obtain
permissions in
hours and even on
holidays
Negotiation powers with medical
providers – help save costs for
insurance companies – leading to
savings for end customers

26. IN A NUTSHELL..
MENTION DE CONFIDENTIALITÉ

27. Bharti AXA SmartTraveller
27 |
Comprehensive Coverage for better protection
Simple, easy & quick to purchase
Affordability & Value for Money
Robust International Network for end to end
claims assistance globally

28. THANK YOU!
Questions Please
MENTION DE CONFIDENTIALITÉ