Discover how to save $5,000 in one year, for the vacation of your dreams or other financial goals. Managing your money is is easier when you set a specific financial goal. http://eternalspiralbooks.com/dream-vacation/

2. Introduction
• Your dream vacation or other financial goal may be
closer than you think if you can apply effort to save
$5,000 per year.
• If you want to pay down debt, or stay out of debt,
just think what a difference $5,000 could make.
• Once you are out of debt, what would like be like
with $5,000 in an emergency fund?
• A vacation fund?
• As part of a down payment for your own home?
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3. It’s EASIER Than You Think!
$100 per week
= your $5,000
vacation.
Where can
you get it?
Use these ideas
as a
springboard to
your success!
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4. Ways to make it happen…
Save
It
Earn
It
YOUR
GOAL
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5. http://eternalspiralbooks.com/dream-vacation 5
Being Rich:
“I am indeed rich, since my income is superior to my expenses,
and my expense is equal to my wishes.”
Edward Gibbon

6. “If you would be wealthy, think of saving as well as getting.”
Benjamin Franklin
How to
Save It
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7. 3 Ways to Save Money
Make Saving a Priority
Eliminate Expenses
Reduce Expenses
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8. Make Saving a Priority
• Put money away before you can spend it.
• Ask your employers to deposit part of your
paycheck into a vacation savings account.
Save while you earn.
• Set up automatic withdrawals from your checking
account to your brokerage account each month.
Invest short-term. Think bonds, treasury bills,
CDs.
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9. Make Saving a Priority
• Strive to save $400 a month; that’s $100 a week.
• Set up a budget to free up extra cash.
• Ask your employer to increase your tax withholding
amount for larger tax refunds.
Amount Saved Per Week ?
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10. Eliminate Expenses
• Eliminate your home phone. Sign up for a free Gmail
account and make free voice calls online.
Amount saved ?
• Banish eating out once a week from your family routines.
Amount saved?
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11. Reduce Expenses
• Be more conscientious when grocery shopping. Use
coupons. Shop the sales..
Amount saved ?
• Cut back on insurance expenses where you’re over-
insured. Shop for insurance quotes yearly.
Amount saved ?
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12. “Your greatest asset is your earning ability.
Your greatest resource is your time.”
Brian Tracy
How to
Earn It
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13. 4 Ways to Earn Money
Get a part-time job
Find a better paying job
Work for yourself on the side
Go for the lump sum
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14. Get a Part-Time Job
• Part-time jobs are always available. You just need to look.
• You would be surprised how much you can earn from just
a few hours a day.
• Can be at home, or online.
• There are lots of freelance opportunities these days.
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15. Find a Better Paying Job
• Everyone should seriously consider looking for a better
job after spending 2 years at his or her current position.
• It's a much quicker way to move your career forward than
staying at the same company long-term.
• A new job with higher earnings could result in an extra
$500 a month or more.
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16. Work for Yourself on the Side
• Identify your strengths and promote them for revenue.
• Buy and resell items on eBay or Craigslist.
• People always need services:
• Start your own lawn care company.
• Sell firewood if you have a large lot with trees.
• Paint houses in your area on the weekends.
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17. Go for the Lump Sum
• Find houses on the market you can get for a low price
and flip them. Make a $5,000 profit when you sell it.
• Look for abandoned homes and pre-foreclosures; owners
will likely be willing to sell under market value.
• Flip other high value items, like boats. Search for the
deals and resell for good profits.
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18. Save
+
Earn
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19. Plans of Action
• There are many routes to $100 per week save and
earned. Let’s imagine you save $50 and earn $50.
• The following are just a couple of the plans that will
work towards your goals.
• There are plenty more. Start from where you are in
terms of your personal and financial circumstances
and you should soon see results.
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20. Plans of Action
• $25 or more – Save on
groceries.
• $10 – Move to lower cost cable
package.
• $10 – Eliminate home phone.
• $55 – Work 5 hours/week at an
$11/hour job
Plan #1
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21. Plans of Action
• $25 – Eliminate morning
coffee stop.
• $10 – Take a lunch.
• $25 – Carpool.
• $30 – Mow 2 lawns a week.
Plan #2
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22. Staying on Target
Family
Affair
• Outline goals to all family members.
• Allow everyone to take ownership in the process.
Keep
Track
• Check progress of savings/earnings each month.
• Share details with all involved.
Stay
Motivated
• Get vacation ideas from family members.
• Do online research together.
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23. Conclusion
• A $5,000 vacation can be yours with a little effort put into:
• Your reward: $5K, and the vacation of your dreams – every
year! OR, another financial goal that’s important to you.
• Able to save even more? Start exploring investment options!
Saving
Money
Earning
Money
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24. For more information:
To learn more and discover how you too can save $5,000 for
a dream vacation, visit:
http://eternalspiralbooks.com/dream-vacation
Credits:
With thanks to Joan Mullally for the deck and
Jim Franklin and Annabelle Stevens for the content.
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