Skripsi Tentang Analisis Pengelolaan Wakaf Tunai di Indonesia (hal 78-Akhir)

1. I. Kendll" ynn8dilndrni dilrn l.ngunPd.n W rfTuni BMN1
I Kdr4nya peluhanm MasFi.*at, ditua nEs! adavd8 lMgeEaap
behpaymg tisa DengikutiwakifTua tdra terh€tasdarikaldao ekonoft
2 Sosialisasikepadaselulh Orrdner JaDrcsBdl Mu@lit lndone$avag
reGebdd berbi$i dternhbelur nMvehruh dilakltm dikiidakm h!ru
nrosns izln kepadta,$r?3s Dswlort,s,r 6ro'P (BDG) B'il Mun'trat
3. Doa Wakal yang ditsluld unrt drsdallo s4aB oilinul seb'sar
Rp I.OOOOOO,-M$ 1er6! bdat tsgi pm oald waqif vmg bemnal
nag utiprograd{akaf t@d
Solisiying dibenk.nol.hDihrkBMM.
BMM berkerjdsma dengd in{dsi_instadi ter}nt ddaD nenbmrd
penuta@ k@ad! myamtat dags cda nogdd'ks smd*etuar
bdupa pdjel.sm secda 1u8!mg lepada msvaraht kxcunt! para
kdyawd dm unnn4 hahwaprosM walafT@ii tisa drknti siapdsaladd
tidat hdya ormg ydA kayaatau06g ydg p@valman lEs vmg 8a
2 Mmg!&kd plomn tdtsg Walaf Tdd BMM bail<&lad redi6 cerak
berupamjahn ltau koto senabrosu'brosu vos tel'h teEediadi comteF
coEter ,sg !d. ruupu ddld edrd ole]<lFi! vaitu t'rupa waw6cala
(/a/* r/,.v) secxi.lmgsus d63F pihakpaselola wa*rr Tsd di BMM
73

2. p.di setiape@ ksgodm, rlitu 4dbeha tatbs p.rh.tbe wddtwi
di BMM d@3e w.taflia4,
AMM .Le
'Mg.d!r6
sosiolisadE@ bay€lunrh d@S6 D*g6dalg
Bsi!6 Dcv.lopndr GroW BMI utul $Eialiad b.ei odr@r saud.
BMI En* bis Mjd.ste prc€r@Wa&afT@i yee rliLlol. ol.h BMM.
BMM ttu M.t ple Dd. Wrtrf ydg dis.torlm dniDd Rp.l,O0O.Ci00,-

3. DABY
PENUTUP
Melaluiuraid pad.baEbah
'trg
sudli drbsh6,trDla Padabdbldaknn
id pdrlis b€ruahamnlxrilm teinpulm rsathn dti leeluruh{ pmyals,
disanrpinskesinrpulsMks pa& babni pouli! insin pulatrmbenle sar&-
sro ydE 6E3rin addnenfaabF brer pdkenrhuS@Psabtd/ldbag4
dlMa yds akd datdg, ad.lansebssaibeil$ :
A I BMM sebagdldaelola sakf rsaj tdan nehldn lm keeialmya
selae (!rds lebi[ I ta]rE, dald paBhir{tEd sanpai docm
pmseloladnya, BMM meriliki ruajcM paadola& le6ddti. dnn
hinsgaLinj sisl€mtrEljeDd pdgelolad tela! dilahts ddd lliatdd
pdktis di lapd!@, kifl telahterd!ftd 9 Woq,tydg tolahtrwakalto
nanoy! sc@ lmai dd tdhnpr dda scbsar Rp.29.000000,_yma
didepositoto padaBPRSAriya! Jayaybe nmi[ti ret@ ba8]hasil
yag til8ci, Nanu utut nraetinddl rdilo lncim, BMM scbaga
pihakldbrga ym8 tMgelola betuaba@cd ponofolioymg bses*o
rftdab, jadi piinsip kehali-tadm naru drpesog kalila ake
msuvesl6ilm Doa wakat
A 2. Dalm pclatsanamposinrip@a Mkaf tmi BMM Nnilitj bebeepa
tauffds diolru}! lebrlai b.tihn :
A.2.1 BMM mniliki potmsi psar y@g bsd, ldda selair pssyaratanye
6ud.h, BMM lug. ftnbuka ebdg di telsepa wiltyah dr Indon*i!,

4. sehi4isallmudtuhtd 6tL& nMghiDpw d:N vtkai bas pao calon
waqifydg herad!diLurkotalakd!
A.2.2 BNlI,t dald Mdnr@@ mkaf tmai enPsvd jaridcn d@cd' Bdk
Muatrlat Indoneia (BMI) senilsc! edudankm rnink m@asdks
ds nqsosialisasiLdptoduksatartu@ iDikepa&Nat$ah BMl
A.2.r. BI&( ftEnih kugsuld d'lan hal pdgbirau8' dtnlm d'na waktl
yde didrpal dijnvesl3sikdpadaponofoliovde beresilot'rugjd vdg
sdsat rmdal, seni.Sgadindatts ald MslaEilt@ t€mt6ed vms
hr. btulet basr ldbsdav@ dsvdaka! lal redelut bsh€da
ddAd Donget Dhuafascbagtildllgt vdg trDili}j Potdri ndgelola
Walif Tuai' dot4ct dn@faridat mginY6tstd dda wakafvdg
sudahlerhupd, nelainld ltrcsuc didltdsrnttd u*uk nesMcrn
'ersa ns' s+efli Lavdd Kes€b'td d@_o@' $koltll dd sdoa
Al. Adn m kmd,la d'lao smslrirop@ wakf tmal selaM I tah@'
dralddy! setag.ibdilat :
{.1 | KudgEv. Poruh:M N'raeaFlallElhldaPwatalT nti
A.3.2 Ku.rsrva esialisdi tepadt slmii cuslotur sdvi'e Bai{ M@ulat
Laddeeavde t{set6r dl b6!6e'i ddera!dil@tkd hN @e@
izin kepadaBssin6 Ddelop@t Goup (BDG) Ba* Mun'lat
A.3.1 D@ lvalaf vds dilentute @t!l disttr*d sdi' nini@l sb6er
Rp.l om Ooo_ drd8gap Nih lehsa b€r't baglPda *Jon wlqf vdg
berDinalodclkuli pbsrdwikaf lmd diBMM'

5. B,l, s'm uh* Filat Pdgdola walafTuai BMM i
B.l.l fttaf T6ai BMM b.ru m.l.lot@ po@!i dd $sia!e! bijt n laiui
o6dia el€ttrunil eu!@ @di. celd s.n sdisFseminar Agd
mByarakallebn m6g6dl Wikat Tmaj ydg dikelolaBMM sehinSga
d.p.l lmdbah calonwaqf b@
8.1.2. BMM sablgai paeelola Walll Tuai dindBpl@ d4al leru
Mi!Ea&@ ssialissi d& koMlidsi nrtdal Lenh€sa, s.bingga
lcrd.patlclmca@ dal@posespag.lold
B,2. sdd stul MaE€r*rt :
Ddsd idat€ mkaf 1@i, mdahld selidptust€ratat (l'.hlEmvo
ullml IslaE)wtut reoFerdeh lanala ahoddti wattf, t4dlldva mtt€rarat
belsd senasn.k m*sl'Ad hniryA l4@ dagd $atoI @ dedbuko
pellmg t€si setiaptuitarakat tisabedakflsPa naru moiliki id.h lus
B I Sars uh"l PqJiti soldieva .
8.3.L Pdelilid t6tms walcf lwai ini o&iahb@ pedm kabya d lakL*m
di BMM sdrircc! alaskoErnatasmsfd@si d.kumt6i dd ealiu
sehinggalkipsi ini Msin baryaLkettdsmt!. Ol.! ldmi itu pduli6
IMyamlm bagrp@elitiseltujlfitt agd dapalletih senrpsa lagr
8.3.2. BaBrpdelli Beldjufiryapduls nernaEPogarmganhl tm tnuB
padap@Eeldlaswalaltuoi s@a bdyeludh

6. DaftarPustaka
}sdttuhjfu, E, M$dtdh Petua*a!@ TaMh Milik .1dkK..lt l&m Tat4h
wokaldi N.garaKta. AJu@i-Bsdue- tc3!
AbuZa,lu! Al - WaqaqMunam4 Beirut: Dt al- !ikr,1971,cet.Ke2
Ad-Dinyfti M$rMd Syatan,I aMhat- Talibih,B.knr: D8 aLFkr.t993
r* Ntblj, AtUfui Pewkalu Tarahdi lrd@sta ddtm twi danPratdek.
Jakana: Rljrr.li 1939.
.tl Fti, Sayit, ALMutuh Al-MadtydtuWaAlAdabi6tu, Mesir,Musrolh
Al-Bab,d halfti, 1938.
Al][u bh Mu!.@d,bio I@4 ^tdd6'ald,
(Bddusr Akabd DaNa!.
Aiilalto, S$dsei P/dedo Petulinu edtu PendekatanPrut1el. laktn^
Rilelacbtal906.
iute w"y Goda, Sislh ,lbntMi -4liL Bairas. ole! Badd@ zlki
(Yosyrtaar : B?FE,1991).
BaitulMiol MuaoalaqPsd,m WakalTntutMunalat, I{Lzn6:Maet 2002)
Bmd4 chester,Tedeeald 1heFMti@ oItlE edti|e
DaudA1l,Mu!a@d, ,ttrtrr tlorMt klM zatan.tanwdlt4f(I"x-Pr.$). te33
DKI Jakada.Peoori dr, Mareri .lahMh t turai dalan PekbMgwLlaLnl^
ProyekPdilgLate BIQ DKI, 1993.
E.Naetlon,Mustafa,Republikt,23Ndebber 2002.
Etrddj, Mnclrtar,Ma@ienei edtu Pendekat@be/d6a*M ajuan lslm,
(Jalona: (!rya Alida, 1994).
Julilias4 Djali du Jotn Suprinuto,MaMjen n UnM SuatuPdga"ta.
-
(Yosratrrtr : BPFE,1998).
Kobls FatM MrjelistIaM hdwsi.a "Kepfius@FatvbKdtin FdtudWI
klidkewkafuahc.

7. M tran,Pmf D.. M.A, aer/fizt wdqjtn4ni.(arBER-PKrtrur) 200|.
Mtgoao, S ,MetodologtPen4itidh Pekdidi*an.lz}3fit: ilekt Ci$t. 1997
M^nr&jt DL Malrnfi, al-,l,IMrdi, aLhNt dl l@bt, Bei$r: Dt aL6lJ, 1994,
juzD<)
Nastio!, Hrru, (ed), tatl' EftiHop€di Islan Inilonesi4 (JtLana :
Repnblila,t6 Jou{i 2001
S.biq,Sarli4 FiiAtu6{u&r. Beirot: Dd ,1- F&t,1933.Juzrr r.cd.ke-4.
Sidg8in$uq Mddi dd So&d EE d Metodolag!P.wlinn A/ro;, Jtrtana:
RinekaLP3ES,1989.
Syrf'r Artdb Mu!@4 Cdl waqfdanAwdts Pedi.tit4 Unat.
Sydbini,Knadb,-!LUuu, [b{&Mue[ni Mulbj vol Il.
't"@PaJoM Klous Balas hilccda, BahN l"d@Psid,(t*trta : Cntunia
1986).
Teiy.Tei.n$e Ptinciptesofd@dssterr (SciddtfioMersdmt.
Y.L'B bil StrnfAn-Nrwa*| Atiz*ttty^, Minhtj! al Tdll'li||, un.ldhal'
Mzl,.( Beioi Dd.l-riki 1992).
Zdlini, Suarto, R€puhlik.26Juli2002,

8. I
1.
3.
DaftarPertaDyaandln ftwabtn yrngdimngkumberdasarkanhr$il
wawanora nenpergunakm medioFmlil dantsper4ordef
Basain!tra hosodu.l yans l*us ditonpuh t.omg cnlo! {!kif tp.bft insin
bwakrf tunti di BMM ?
BMM slaed Lenbl8! nojel.skd alu pros y@84dadi Peilond W&drunai
@uaflil'l, dar ben!4itu FotooopyPedoM Wlkaftud mm.ht kepda
pduljs do Ldudje nebe6 !&d saiautut nogmalis Pedo@ Wakal
adi bdopa, persond ylng nen.trsrni P.r'gelolnnnWaklf rftni di BMM r
WaldTMi rli bNttr depanerm Diod du Waka4Pdsoailydg nmueu
WaLlfTumi adr 3 oralg tlitu Bap* Adhtya Ginujar sbagai tusbangIrroduL
BDkLiI danlb! Etr ddi Depirteoo Dind De Wstat
Seactlh sryr M.ngrn.lh! ModuvJuldlk Pergelolr!! Wnknf lunri vrng
di[dikatr BMlt, !p!k ! n€k.nisDe I'€ryhinpum Stdpri deng,tr
petrgelolllr yng sudrh dij.l!![!D di Jukltk Se|ui dcdgln apa vtry terjrdi di
Va tearug paeliryuar secarakeselurulu ssil Selunrl D@ did€Positolo
pda Ldbaga (eudgm ts pu)! retM btgi hlsil ygtidgS/,vtit! BPRSAdvah
Apa yangt.rjadi dihpntrgatrncDg@li pembrsilDtugrr ttrtdr BMM sebagli
Marsier don BMI scbas.i P.llkaH AdEilirbati, -{p!k!h $vo barus bcrtldvr
l"trg3ungkcprdaDihrk BYt3cb0gri D.llldtd.AdmitritF$i I
Ti&kus,! keB(]. BMlhroyt dunDus lMr' mslal slu dM
Ada B€rapaJudsh Tot I Yaqif tanp.i dens!! 3a!t iri, kalo bilr 8rv, ntutr
data-drtlrya pr tllu set lah Wak I Tuli iri diEbuolor k€ PubUkoleh
BMM.
Hinggatini w'tifyde sik! terdaftd !d. 9 orog, Dam vug tetumPul laree
Cbihbaro23jntr.. snu dideposilotu.
Bagaimlm t.trtang lah ctrraDsrgubpulkn W.qif ?' lewrt
rD. cln BMM b*promdi ?
Ldrt brosu sja dm Eelaldi@teliry BMM ydtu RCA (Reprcsdlative
Selan, ini, Aplkrh R.p.t Wali W.qif p@rh diadlkrd ?
Apr s!j! KflnCedD Wtklf Turd MulEd.t ?
1. BAa dahn;mehiEgu Dur WaltfocoiliLi Potdsi pasartms b.str' tdem
*Li! pdsvdatmv! mudah,DMM juB! cEbuto crba$ dj hebslP! dtedn di
I!do!!sh, sohiryi! E.4ddd.r utu& Eo8hi!+u D@ Wi[!f brsl pam
cal@watifyug bdliL djhar Jakllt(
2, BMM mmiliLi jarug@ dflsE Banl Muaotltt lodonsir (BMI) sehi4sr
'nerudahkon
unuk renasrk n dm sosidisrsi produk wsktrr lun.i tui
Lepada msbdr BML Mestjp!tr d.l@ lal pelselohm sepenul vr
disau@ kepadaBMM, BMI hulo ledblgr yde d@tdtu lalu liDlas
Dda Wal,fyes diheriLd ole! wlqifkepada BMM sebagaiNadzn

9. r wr|.i lrrr, rtdrteil nnr'lrJr) u ltu
Dlua wtt t ]&e telal dil'elolalMldLlD lcpcdr !'ogtuD peDDe@vilr
;;gala;'!hl''rs, *rhp ordg ddrl @tul @mpe'otet p'!dl' lb'di
treddalarnx !!i,l.Ds ditFdnpiolebSMM dtt!d ncngh'o ptrtrWrktl Tunri
da! brslinntr; 3olusivitrs dibsi*,' olehBMM :
A.rr;drh'i 'rifi,ii.t"t
*sr'
"a"
v-e
'de.Desap
balrwavassbisaDosilodwaLafrdui
'
,.v' r*U,'*
"r,i
r"d"g;' .ko;odi
'r's "sJ!
esvrrrld beld trDth"u
ilJu,l,*" ,..- ur,'i* p""burDmglrntip'oe@w'kifrllri
u VNh fluFlapeEa[ama0 mtral'd ddedai Waln'Tlri ddgd se8'h
deluistr DetrsaiuMY,
, i"-?,1i*iri^'*u,*ia' oa"abftlerha&pp@tu'n -per'ruru wakdt
_
'-,i,[,.t]
i"r"*.i p.equD wlklfToal seh:ngBaDihrlBlvWbtrus
;;l;;;'e; hdd;;erlir LaadaMsbahtm'ds b'r-rarydasbqr'rirm
o i.*-i"r'.""i r-.au "a"n
l e-dt?r San''" BtDl MulDdal Indo&td vuc
i.,*lr o u"it"e,la'.',t t.t@ rot€lmhdna{alm diiardrrd hro"
,'",-^- i." i"_r"a,a^
-*
OPQl@xrtr'C'u"/ (BDCrBJ Vurnrhl
' O"ri Wul,fi vnoga-'"o*t',o unhrldisdihlan s'fl
'
Bnitul sbeqr
r.o r ooo.oorj,-*sl *,s, *'ur b'sipartcaloD$aqif
'3Debtui
Dtuerkui
. l'ffi'"il'-flHJl;t **ar ru'i oediririDesilBvdtuDo'paDLudr
'
i-"iui".ii"ii""".,"r a,tidmspeDBhibpu;MkarndL trrmusp'1i
',1" 'J"t"ai.r,"rt
**u-l, ualsamstipuouersiagt*aoidal'drdd'tr
i;;:.;;"-;ffi;;;",
-*ie;ru!
BMMdu DoopdDnurab{teda
B. Sotusi
, iiriv t"r*;^"- densdDinsusi-inqmt rdkrn dabo mdbq+r
".-Ahxn,n
k;ada @M'rkI dflsr'tr@t DsSr'dold selindieNi! oerpe
i-'"r'*" "*i',
lanBMs kepadr@5mk'r uNstd pad LaDawatrdao
l.i^ t,l* p'"e,. w'uri@ai bisNdiilarisi'pi sj' dE tida*ba0veo'ius
i^" r"r"**
".rie
r-ep-ra rma'blu'sv'ushisan'l'hrld $al'!l
, il;;;il;;;";i;ilc ivak"truljBMrab"* daradmediac{akLetuPa
-
-";i," "-'t.-
*.r" b:offbro vdc lelalls"editdi couter'coutrle
fi" ,a, *,"- a'r- *a'"
'tekrotrit'
tzituberup'wr*dm" QaLthN
iii" rt"g'-i a*e", p't
"t
pdselola$;krl rmi dr81164p'dt sai'Po'aro
t*"'-"i, $. oed;elos 'mtd8
pqbedraDwrrf Nli di BMM dosaD
wik tblar.
' J;;-;;;p.."p", prosesuaus'rsitihsr pe'BdohDeoberif,ankAe'p'rr
L-*, *,ri"
".i"n"
d'l,b hsl pemodiatriolo @eldLi":seDddnp Jh"o
iili"ei-.lld,i''';" al-.!, d; i'i sear oe'dski"-.pojdu' "erial
*' r,ir
-"l,ii
tesi$d relepod$u s dru bn' metrB'tlesre$i s(r'
iii" *}".
^"
cldr dioilrri *nircBa infor*i
'kfl
vhlu drbsil.lo
.*t*tu.,
'..tit seiap psctla @gdai segab hal ldtuB piosedd

10. 6.
5.
peneri@m Dua Watrf Dupu @geoti rekaiNe pordaltgdto@ dD ut
Dus Warrq s.us rmsk.! ius, @y.jikb cmpan/plofiL danBMr yne
his diaks*setiap$.1 oLhp.s.n4
DMM rld odgldate sosidissi s@ra @tdNrh daed neleudug
Bu$in.s Daelopa@t GroupBMI utut sosi.lis.sib.gl Car@er seni@ Bw
utut bisrod.jebsk@pregnn W.L.fTd.i yale dikelolaolehBMM.
BMM Loe nactrptd Ddt W.t lydg distorko Einiorl Bp,r.000000,-
Dims! jug *@ &iea Brifll,l l.tsp Mitladu tos.p Wlk f Tuai yde
t€ldr diprogndd, Eesti .d. p.srirS ylitu DoEpetDiua& Rep$lita yans
trbiliti toNer pdeelohe yug bobedsdogm l@ep wlaf ruri BMM,
srdlil dducigu te.b@nrhy!Brde wlt.fNrsioral drlnilonsir.

11. ts/{IIULTA5 51'UDI ISLAM
UNIVENS!'IAgDJUANDA
Jl.-IorciJwiNo.r P.o.r!or.rs Lrosorr67?0lclr.(0l5l) l 16l7tlixr.(rl5r) ?mq35
,rril: rir iutr[i(ni,o d.rL
t 3| latIFasnlB-lllvza|3
Permohonap lz in Penelitian
saltul ttaal Muam.lat
ll, SLiplS,Parmanlakaftd
Bo9or,12lLrni2003
Asalai,ublaikun waEhnatullah t/aba6katt h,
Salamsejahienkamisampaikan,senogaAltahSnfsenantiasamenberika.
tautik4a htdayahda, inayahr{yakepadakiia sefira Anin P Gtbal
Sehubunoandenoansalahs.tukeqiatanakademtkd llngkunganFakuLrds
StuditsbmUnve6itasDjlanda0ogor,kamimohofbantuan6!pak/!bu
unluktoemberlknnizinkepadamahasiswalGmi,Lrntukmelakukankcgintan
pe.elllir d lonbigar'nngBapak/lbupino.1
p{lapun mahasswayans dimaksudbesertdtoprk penelitidndan
p€mliimbinonyaadalahsrbagaiberiklt:
NI I.,1
Demikldnpernoho.anlniknmisampaikan,atasbantuandanke.lasnmanva
kamiucapkan!€rioEkasir,
laakunultdhKhaxanKaEir.n
wassalanu'alaikonwa/ahhatullah wabarakatuh.
:i1) lt.
):t t"'l
E:ltislolalllaurur. !4A
NPP.213870132
Mlamala t/ Ekotudl Islam (MEI)
Analbb MaEJeded Penshimpunat rllakaf
7, H. a|oma^tddinS" Drs" MA
2, Yusuffiidayat Ltg, NH

12. @B,rrtutueltMutu,rnr
Ih''fucl;
lak!tu, l2 S.pEnbd 2O0l
Di
&!!!!
ANIen alatkm VonAho|ulahi Wabarukotuh,
Pujisyukurs.n.nrie knrpujril'n tc irdid Arl.hswT. KeEn!hinssrst inikib
d.patDeqjllankan.kME s.hdj+.ri,
B.Rm. ini Kdi mp€i*d bdiq
NIM
k,x.Adhi6a6inonir
R
^li
Pbrg6e
Mu'aEabt(Ehomi) lsl.m
sicdi llnu lsrm, Uniw6iB Djuhdaaosd
Tdd mcl.lcanrkn Dcn.lhi.nskipsi di Britutm..t Mu.Mbr dengejudutiAnalisis
Mrt j.n!r PdghinDur$ Wrk.tTun.l (Stldil63usPd. a.ftlt@rt Murn.llt
Jlhft)" !.l!ma 2 bul.n.t6nupd. bnlo Juni2003!.d.Juli?003.
D.mikianp.nb.ienum ini Kani smpriku. At s Fdutisrya Krhi uep*b r.ims
I oBotaniot.i*tn worchat*t latt wabora*duh
,5,l:m.d x455Jrtctu n.&, r.Ltonl !64 d zr,r.a.& rEl

13. ,.011(r10.1
rl(hD lVAL(AFTUNAI MUAMALAT
r{rir.r,ri,i.' rlqii,,i.i,sdiij!rridleddNADzf

14. PEDOMANWaref rUlAt UU,"rt'reler
Aah :: K.hUaIanI tnrtu
4 ContohSer.ifikaiBuku
(tEPTrFrtirw^xIIJMU)

15. MA"IDLIS ULAMA INDONI'SIA
w/loAHMIJSYAWAnATIPn/ULAMIZIIIMADlrl CENDEKIAWNMUSIIM
Mretdb[qir'oirrJryrknmMt
l(tll,(,1JliANr. 11!A
t(oMt$t$ rvA tuA.ilts tJt,AMAtNDONllsll
'Icfrn{j
tYAl(AIrlr N(;
fr'-? u_-Jr 4 r"r
KoDhil.rr,%rvl:'jclisIJrrriInxuirsc(cirll
l4ciirtrhr0! : r. l ln$ hirl rnyoriliFntrullshfl InnoR$ir,trrrc.lir!(rk'I
tingtrrntrn iluldrilr rr lnio,ndrlr:
{ d,iJ'. sL,,)
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