5. INCREASE YOUR
DEDUCTIBLE
A quick way to reduce your premium is to
raise your homeowners insurance
deductible, the amount you pay if you
have to make a claim.
6. ASK ABOUT LESSER -
KNOWN DISCOUNTS
Unless you check, you may never know what other
savings you might be eligible for. Some insurers offer
additional homeowners insurance discounts if you:
*Don't have any smokers living in the house.
*Recently bought your home.
*Pay your premium via automatic bank payments.
*Choose paperless billing.
*Work in a specific career, such as teaching, engineering or
firefighting.
7. ACCOUNT FOR HOME
IMPROVEMENTS
If you've improved your home, you
may have made yourself eligible for
homeowners insurance discounts
without even realizing it.
8. MAKE YOUR HOME
MORE SECURE
Even the basics can save you
money when it comes to home
security.
9. SKIP SMALL CLAIMS.
It may be tempting to file a
claim with your insurer even
when something relatively
minor happens.