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Details on why and how finance companies benefit from high risk borrowers with credit problems and low credit scores. Learn which illegal tactics your creditors are using to purposely lower your credit scores and which easy steps you can take to prevent them from damaging your credit. Every item on your credit report must be reporting 100% accurately, must be verifiable, and reporting within the statue of limitations or it must be removed. This presentation gives you an enormous amount of helpful tips to improve your credit and increase your credit scores.