Lenox Advisors is a wealth advisory firm that serves high net worth individuals and corporate clients. For individual clients, Lenox coordinates all aspects of their financial lives including retirement and estate planning, asset management, insurance, and more. For corporate clients, Lenox advises on employee benefit programs and retirement plans. Lenox offers private client services such as estate planning, asset management, insurance, and long term care. It also provides corporate client services including group benefits, retirement plans, and carve-out programs.

1. Lenox Advisors is a Wealth Advisory firm focusing on high net worth individuals, including Wall Street
executives, hedge fund managers and business owners. Most of our clients retain us to be their “personal
CFO.” We coordinate all aspects of their financial lives, including retirement planning, asset
management, risk management, estate planning, insurance, children’s college education, etc.
For our corporate clients, we advise them on all different types of benefit programs and qualified plans for
their employees, including customized carve-out programs for senior executives.
Lenox Private Client Services
• Lenox CFO™
◦ Estate Planning* Strategies
◦ Lenox Retirement Advisor™ (retirement income, distribution and tax minimization strategies)
◦ Account Aggregation
◦ Vault for Personal Documents
◦ Lenox Money-Smart Kids™ Program
• Lenox Asset Management
◦ Separately Managed Accounts
◦ Municipal and Taxable Bond Portfolios
◦ Real Estate Investment Trusts
◦ Hedge Funds
• Lenox Insurance Brokerage
◦ Life, Disability Income, Home, Auto, Umbrella Liability Insurance **
◦ Ownership Structure, Trusts
◦ Key Person Coverage
◦ Fixed and Variable Annuities
• Lenox Long Term Care
◦ Indemnity or Cash Benefits
◦ Return of Premium Rider
◦ Paid-Up Policies (10 or 20 Years)
◦ Partnership Plans
Lenox Corporate Client Services
• Lenox Corporate Benefits
◦ Group Benefits (Virtual HR Manager™; Health and Welfare; Disability/LTD; HSAs)**
◦ Corporate Carve-Out Programs (Life; Disability Income; Long Term Care Insurance)
• Lenox RPC™ (Retirement Plan Consultancy) Platform
◦ Ongoing Fiduciary Support Services
◦ Ongoing Investment Monitoring
◦ Investment Policy Statement Reviews
◦ Proven Processes/Unbiased Perspective
Lenox Advisors. Integrating financial security into financial success.
Securities offered through registered representatives of MML Investors Services, Inc., 530 Fifth Avenue, 14th Floor, New York, NY 10036, 212-536-6000. Investment Advisory Services offered
through Lenox Advisors, Inc. Lenox Advisors, Inc. is not a subsidiary of, nor affiliated with MML Investors Services, Inc. Lenox Advisors, Inc. is a wholly owned subsidiary of National Financial
Partners Corporation [NFP], a financial services holding company, New York, NY. Management services are provided by Lenox Management Company, LLC under contract with NFP. NFP is not an
affiliate or subsidiary of MML Investors Services, Inc. Insurance offered through Massachusetts Mutual Life Insurance Company and other fine companies. *Estate planning is done in conjunction with
your estate planning attorney, tax attorney, and/or CPA. **Outside business activities not offered through MassMutual or MML Investors Services, Inc. #86543
© 2006-2008 Lenox Advisors, Inc. All rights reserved.