1. Zartab Jaffri
Address: H-150/6 near R.C.D ground, Malir colony karachi.
Contact: (92-21) 34406829 Cell#: 03353863081
Email: zartab_jaffri@yahoo.com
Subject: Application for job
Dear Sir/madam,
I am writing this to get a chance of working as a CREDIT RISK ANALYST in your highly reputed company.I am an enthusiastic
fresh candidate from the Department of Actuarial science and Risk management, University of Karachi and currently doing
internship in credit risk department in Burj Bank. The research work that I have conducted in B.S.on “Co-integration and
Causality Analysis Of Share Prices And KSE 100 index ” has enabled me to compliment most of the technical knowledge of
banking sector and aided me to groom up skills in my respective field. I have attended different seminars and workshops
too . I have enclosed my CV wherein my skills and course work along with the related information are mentioned. It would
be an esteemed opportunity to work in your auspicious company as your company is one of the best companies in Pakistan.
Sincerely yours,
Zartab jaffri
Enclosed: CV

2. ZARTAB JAFFRI
House no.H-150/6 , Near R.C.D Ground, Malir Colony Karachi
Contact # 9221-34406829 03353863081
Email :Zartab_jaffri@yahoo.com
Career Objective To obtain a challenging position as an Credit Risk Analyst, and to explore my
professional skills in a progressive, dynamic, challenging and career oriented organization where I can
practice and learn new skills and contribute positively towards the achievement of organizations objectives
to the best of my capabilities and to develop and improve my professional skills.
Education Summary
Bachelors in Actuarial Sciences and Risk Management from University of Karachi in 2014 (GPA 3.00)
Intermediate (Pre – Engineering) in 2010 from GOVT.DEGREE COLLEGE MALIR CANTT
(PERCENTAGE 70%)
Matriculation (Science group) in 2007 from F-J Grammer School (percentage 85%)
Reports and Presentations
A report on world population which covers “Birth Rates, Death Rates, Sex Ratios, Age Specific
Death Rates, Age specific Fertility Rates etc”
Presentation on “Lee Carter Mortality Forecasting”
Presentation on “How to Make Financial Portfolio”
Report on “Analysis Of Mortality Due To Lung Cancer”
Technical Report on “Cointegration And Causality Analysis Of Share Prices
And KSE-100 Index” 
Thoroughly studied “Simple Life Tables and Abridged Life Tables”
Advance Courses Opted in the University’s Final Year 
Actuarial Modeling I and II
Econometrics I and II
Financial Management
Investment Analysis and Portfolio Management 
Quality Control and Reliability - I 
Risk Theory and Insurance
Survival Analysis
Time Series Analysis I and II
Internships
Internship in BURJ BANK (credit risk department)(2015)
National bank of Pakistan (2013)

3. Computer Skills
MS Word, Excel and PowerPoint
Hands on experience with Statistical software’s like Minitab, Matlab, SPSS, R-Gui, STATA, ITSM,
EVIEWS
Strengths
Excellent planning and organizing skills
Teamwork
Excellent in written and oral communication
Good interpersonal skills
References
Will be furnished upon request